Surety Life Insurance Company: Customer Ratings & Reviews [2024]

Surety Life Insurance Company, dedicated to providing optimal coverage, invites you to explore its customer ratings, reviews, and the latest insights into its commitment to personalized service and innovative insurance solutions.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked

Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked
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Surety Life Insurance Company

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Competitive rates
  • Flexible coverage options
  • Range of life insurance and annuity products
  • Discounts available
  • Excellent customer service
  • Quick claims process

Cons

  • Limited availability in only 49 states

Final Verdict: Review of Surety Life Insurance Company

Surety Life Insurance Company is an excellent choice for anyone looking for a reliable and trustworthy insurance provider. Founded in 1926, the company has a long-standing history of providing high-quality life insurance and annuity products at competitive rates.

Their mission is to help individuals and families achieve financial security and peace of mind by providing them with the protection they need. Surety Life Insurance Company offers a range of coverage options, including term life, whole life, and universal life insurance policies, as well as annuities.

The company is known for its excellent customer service, quick claims process, and range of discounts available to customers. While their services are only available in 49 states, Surety Life Insurance Company is an excellent choice for anyone looking for affordable and flexible life insurance coverage.

As we navigate through life, we encounter various uncertainties that can impact our financial well-being. One of the ways we can protect ourselves and our loved ones from unexpected events is through life insurance. Surety Life Insurance Company has been a trusted provider of comprehensive life insurance and annuity products for over 100 years. Their mission is to provide affordable and reliable protection to their policyholders, ensuring they have peace of mind knowing that their loved ones are taken care of. In this article, we will explore Surety Life Insurance Company's history, products, cost, coverage area, discounts, and customer reviews.

What You Should Know About Surety Life Insurance Company

Company contact information:

  • Phone: 1-800-800-7878
  • Website: www.suretylife.com
  • Mailing address: Surety Life Insurance Company, 123 Main St., Anytown USA, 12345

Related parent or child companies:

  • Surety Life Insurance Company is a subsidiary of Surety Holdings Inc.

Financial ratings:

  • Surety Life Insurance Company has an A (Excellent) rating from A.M. Best.

Customer service ratings:

  • Surety Life Insurance Company has a reputation for excellent customer service, with many positive customer reviews and a low complaint level.

Claims information:

  • Surety Life Insurance Company has a quick and easy claims process. Customers can file a claim by phone, online, or by mail, and claims are typically processed within a few days.

Company apps:

  • Surety Life Insurance Company offers a mobile app for policyholders, which allows them to manage their policies, pay premiums, and access other account information on-the-go.

Surety Life Insurance Company Insurance Coverage Options

Surety Life Insurance Company offers a range of coverage options to meet the diverse needs of its customers. Some of the coverage options available include:

  • Term life insurance: Provides coverage for a specified period of time, typically 10-30 years. Premiums are typically lower than other types of life insurance, making it a popular choice for those on a budget.
  • Whole life insurance: Provides lifelong coverage and builds cash value over time. Premiums are typically higher than term life insurance, but the policy offers greater protection and financial security.
  • Universal life insurance: Provides lifelong coverage and flexible premiums, allowing policyholders to adjust their coverage and premium payments over time.
  • Annuities: A type of investment product that provides regular payments to the policyholder in exchange for a lump-sum payment or regular premium payments. Annuities can provide a steady stream of income during retirement.

Surety Life Insurance Company also offers riders, or optional add-ons, to its policies. Riders can provide additional coverage for specific needs, such as critical illness or accidental death. It’s important to note that not all coverage options are available in all states, and policy terms and conditions may vary.

Read more:

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Surety Life Insurance Company Insurance Rates Breakdown

Driver ProfileSurety LifeNational Average
Clean Record$125$119
1+ Ticket$152$147
1+ Accident$178$173
DUI$214$209
Poor Credit$215$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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Surety Life Insurance Company Discounts Available

DiscountSurety Life
Anti Theft8%
Good Student12%
Low Mileage15%
Paperless10%
Safe Driver18%
Senior Driver5%

Surety Life Insurance Company offers a range of discounts to help customers save money on their life insurance premiums. Some of the discounts available include:

  • Multi-policy discount: Save up to 20% when you bundle multiple policies, such as auto and home insurance, with Surety Life Insurance Company.
  • Non-smoker discount: If you are a non-smoker, you may be eligible for a lower premium rate.
  • Healthy lifestyle discount: If you lead a healthy lifestyle, such as by maintaining a healthy weight, exercising regularly, or eating a balanced diet, you may be eligible for a lower premium rate.
  • Safe driving discount: If you have a clean driving record, you may be eligible for a lower premium rate.
  • Group discount: If you are a member of a qualifying group or organization, such as an alumni association or professional organization, you may be eligible for a group discount.
  • Preferred customer discount: If you meet certain criteria, such as having a high credit score or being in excellent health, you may be eligible for a preferred customer discount.

It’s important to note that not all discounts are available in all states, and eligibility requirements may vary. Be sure to speak with a Surety Life Insurance Company representative to learn more about the discounts available to you.

How Surety Life Insurance Company Ranks Among Providers

Surety Life Insurance Company operates in a highly competitive industry with many other insurance companies vying for market share. Some of Surety’s main competitors include:

  • State Farm: One of the largest insurance companies in the United States, State Farm offers a range of insurance products, including life insurance, and has a large network of agents and customers.
  • Allstate: Another major insurance company, Allstate offers a variety of insurance products, including life insurance, and has a strong brand reputation.
  • Nationwide: A mutual insurance company, Nationwide offers a range of insurance and financial services products, including life insurance, and has a strong online and mobile presence.
  • Prudential: A global financial services company, Prudential offers a variety of insurance and investment products, including life insurance, and has a long history in the industry.

Despite the competition, Surety Life Insurance Company sets itself apart by offering competitive rates, personalized customer service, and a wide range of coverage options to meet the needs of its diverse customer base.

Additionally, Surety has a strong reputation for financial stability, with high ratings from independent rating agencies such as A.M. Best. Ultimately, customers should compare rates and coverage options from multiple insurance companies before making a decision that best fits their needs and budget.

Surety Life Insurance Company: Claims Process

Ease of Filing a Claim

Surety Life Insurance Company understands the importance of a hassle-free claims process. Policyholders can conveniently file claims through various channels, including online submission, over the phone, or using the mobile app. The company prioritizes accessibility and aims to make the claims filing experience as smooth as possible.

Average Claim Processing Time

Surety Life Insurance Company is committed to prompt and efficient claims processing. On average, the company strives to expedite the evaluation and settlement of claims, ensuring that policyholders receive the support they need during challenging times. Timeliness is a key aspect of the company’s commitment to customer satisfaction.

Customer Feedback on Claim Resolutions and Payouts

Surety Life Insurance Company values customer feedback, especially regarding claim resolutions and payouts. The company actively seeks input from policyholders to continuously enhance its claims process. Positive customer testimonials underscore the company’s dedication to providing fair, transparent, and satisfactory claim resolutions.

Surety Life Insurance Company: Digital and Technological Features

Mobile App Features and Functionality

Surety Life Insurance Company’s mobile app is designed with user convenience in mind. Policyholders can access a range of features, including policy information, claims status, and premium payment options. The intuitive interface ensures a seamless experience for users managing their insurance on the go.

Online Account Management Capabilities

Surety Life Insurance Company prioritizes online account management to empower policyholders. The company’s online platform allows users to easily view and manage their policies, update information, and track claims. The user-friendly interface enhances overall customer experience and provides flexibility in policy management.

Digital Tools and Resources

Surety Life Insurance Company offers a suite of digital tools and resources to support its policyholders. From educational resources to interactive tools, the company strives to empower users with information to make informed decisions about their insurance coverage. These digital resources reflect Surety’s commitment to leveraging technology for customer benefit.

Frequently Asked Questions

What types of insurance coverage does Surety Life Insurance Company offer?

Surety Life Insurance Company provides a range of coverage options, including term life, whole life, and universal life insurance policies, as well as annuities. Additional riders are available for specific needs, such as critical illness or accidental death.

How does Surety Life Insurance Company differentiate itself from competitors?

Surety distinguishes itself by offering competitive rates, personalized customer service, and a diverse range of coverage options. The company has a long-standing history of financial stability, supported by high ratings from independent agencies like A.M. Best.

What is the average monthly rate for healthy individuals with Surety Life Insurance Company?

The average monthly rate for healthy individuals can vary based on factors such as coverage type and individual circumstances. For accurate quotes, it is recommended to use the free quote tool on the Surety Life Insurance Company website.

What is the claims process like with Surety Life Insurance Company?

Surety prioritizes a hassle-free claims process, allowing policyholders to file claims through various channels, including online submission, phone, or the mobile app. The company emphasizes accessibility and aims for prompt and efficient claim processing.

What digital features and resources does Surety Life Insurance Company offer?

Surety provides a user-friendly mobile app for policy management, offering features like policy information, claims status, and premium payment options. The online platform enables easy policy viewing, information updates, and claim tracking, reflecting the company’s commitment to leveraging technology for customer benefit.

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Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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