When someone dies, it is the beneficiary listed on the policy that owns it. Typically, a life insurance policy lists two beneficiaries, a primary and a secondary beneficiary. Get online insurance quotes with a zip code and the free tool above! This is important because there are times the primary beneficiary passes away and if [...]
What type of life insurance is best for me?
The type of life insurance that is best for you is one that provides adequate coverage for your loved ones, but also still at a reasonable price. Many life insurance experts advise that the determining factor in which type of insurance is best depends on how long you are planning to keep the life insurance [...]
Is life insurance taxed?
Death benefits from life insurance policies are not usually taxed, but this is not a hard and fast rule. There are several factors that can determine whether or not life insurance benefits are taxed. Obtain online insurance rates for several policies with your zip code immediately! If the cash value part of a permanent life [...]
How do life insurance companies confirm death?
Life insurance companies don’t pay out on a policy unless it can confirm the death of the insured. The beneficiary or beneficiaries need to apply to receive the death benefit from the insurance company. To compare insurance quotes just type your zip code into the free rate tool now! The insurer will need to see [...]
How do I sell life insurance?
The question of “How do I sell life insurance?” could refer to two scenarios. One is from a sales person’s perspective and the other from a policy holder’s viewpoint. Get online insurance rates by entering your zip code into the free rate tool above now! First, it can refer to the basic sales question of [...]
What is credit life insurance?
Credit life insurance is a type of policy that pays off your mortgage, or another pre-determined debt, in the event of your death. The policy amount goes down as your debt goes down. Enter your zip code and receive several online insurance quotes now! This type of policy is not for everyone or every circumstance, [...]
Is collateral required on premium finance life insurance?
If you are considering getting a premium finance life insurance policy you may wonder, if collateral required on this type of policy. It depends on the insurance company as to whether or not collateral is required. Take a look at your own insurance rates quotes for this coverage with a zip code now! Generally, the [...]
When should I drop life insurance?
You should drop life insurance in only a few instances, as this leaves your loved ones unprotected and uninsured in the event of your death. The ideal answer to this question is to never drop your life insurance if there are people who are dependent on your income or caretaking abilities. To compare online insurance [...]
Does a divorce decree nullify a life insurance policy?
A divorce can change a lot of things, but it doesn’t nullify a life insurance policy. In fact, a life insurance policy doesn’t change at all if a person gets divorced. To compare online insurance quotes enter your zip code into the free rate box above now! As long as the bill is paid each [...]
Where should I buy life insurance?
If you are looking to buy life insurance, you have a variety of options to choose from when it comes to making your purchase. You should take the time to shop around using the online quote tool in order to find the best life insurance company for your needs. Get free insurance quotes by entering [...]

