Insurance | Free Online Insurance Quotes

Call (855) 425-8122

for FREE insurance quotes by phone

Compare Insurance Quotes!

Compare Quotes from Top Companies and Save

or call (855) 425-8122 for free quotes

What type of health insurance does the president have?

pexels-photo-129112
The lowdown...
  • The United States president and his family usually see the White House Medical Unit for their medical needs
  • The White House Medical Unit does not require them to have health insurance
  • The president is also able to receive medical attention at any of local Washington D.C. area military hospitals
  • If the president wishes to receive health care somewhere else, he can enroll in the Federal Employees Health Benefits program
  • Members of Congress typically enroll in the Federal Employees Health Benefits program

Most presidents of the United States, including the incumbent, receive their medical care from the White House medical unit, whereas most White House employees are eligible for enrollment in the Federal Employees Health Benefits program.

There are several other options available to the presidents as well. Since the president is considered the Commander in Chief of the United States armed forces, he is eligible to receive some of the military health care benefits.

Most of the surgeries or intensive care that a president requires will take place at one of the military hospitals located in the Washington D.C. area near the White House. The two hospitals the president is most likely to use are:

  • The Walter Reed Army Medical Center in Washington D.C.
  • The National Naval Medical Center in Bethesda, Maryland

If you are in need of better health insurance as a citizen of the U.S., enter your ZIP code above and compare at least three to four policies today!

What is the White House Medical Unit?

AdobeStock_53254338-1600x1600

The White House Medical Unit is similar to a small medical clinic which is why the President needs to be admitted to a military hospital in times of emergency. The medical unit is located inside of the White House.

The first family is often treated at the White House Medical Unit, in addition to White House guests and some of the employees in the building.

Several medical doctors work at the White House Medical Unit, in addition to physician assistants, nurses, medical assistants, and other support staff. Most of the staff is affiliated with a military branch.

The White House Medical Unit contains exam rooms and medical equipment, as well as some prescriptions and other necessary first aid items.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

or call (855) 425-8122 for free quotes

Some of the staff members of the White House Medical Unit will go on board Air Force One with the president when he is traveling. Air Force One has various medical supplies, as well as an operating table in case there is an emergency that requires the medical unit employees to treat the president immediately.

As of inauguration day, the lead White House physician and director of the White House Medical Unit is Dr. Ronny Jackson. He is a rear admiral in the United States Navy and was the lead White House physician during the previous presidency.

Dr. Jackson worked in the White House Medical Unit under President George W. Bush after serving in the Iraq War. He received his medical degree from University of Texas Medical Branch.

The President of the United States can technically choose any doctor they want to be the lead white house physician and director of the medical unit. However, most of the physicians tend to be military doctors.

Who uses the Federal Employees Health Benefits program?

AdobeStock_107536837-1600x1600-538x300

If the president does want to enroll in a health insurance plan, he is eligible for the Federal Employees Health Benefits program.

Most federal employees, including elected members of Congress and those who work in the White House, can enroll in this program. Some members of federally recognized tribal organizations can enroll in this coverage as well.

However, not all federal employees qualify for coverage.

Part-time and seasonal employees may not qualify or will only be offered limited benefits. Other employees may be exempt based on their government position.

There are several different types of plans that federal employees can choose from. Members can get high deductible plans with lower monthly premiums that function similar to catastrophic health insurance plans.

If a federal employee chooses to enroll in a plan with a high deductible, there is a good chance they qualify for a health savings account that can help cover out of pocket expenses.

Other types of plans in the Federal Employees Health Benefits program include:

  • Nationwide Fee-for-Service plans
  • Preferred Provider Organizations
  • Health Maintenance Organizations

Many of these plans will only provide coverage if you see a physician within your network.

There is an open enrollment period every year in which federal employees can enroll in the coverage program.

Additionally, employees can change or cancel their plans during this open season. When a new employee is hired after the open enrollment period has passed, the employee has 60 days after their trial period ends to enroll in a plan.

If you are a federal employee or otherwise, start comparison shopping today for better health insurance! Enter your ZIP code below to begin!

Compare Insurance Quotes!

Compare Quotes from Top Companies and Save

or call (855) 425-8122 for free quotes