Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Aetna vs Farm Bureau Insurance

Aetna Insurance Company and Farm Bureau Life Insurance Company of Michigan are two companies that have been in existence for a long time, and, therefore, their reputation precedes them with reference to customer familiarity.

As a result, by taking time to research pertinent details about each company, a potential policy owner can decide which company will best address his individual needs.

In the economy today, one can not afford to spend money unnecessarily. Use the free quote tool at the top of the page to compare quotes from many other different companies, and save money!!

Aetna

To begin, Aetna offers various types of insurance. They include:

  • Dental insurance
  • Disability insurance
  • Basic life insurance
  • Accidental death and personal loss coverage
  • Dependent life insurance
  • Pharmacy
  • Student health insurance
  • Behavioral health insurance
  • Medicare choices

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Dental Insurance

Aetna offers three types of dental insurance.

  • Dental Maintenance Organization (DMO).
  • Preferred Provider Organization (PPO).
  • Dental indemnity plan.

Disability Insurance

The types of disability insurance that Aetna offers include:

  • Short term disability insurance.
  • Long term disability insurance.

The benefit amount that the policy holder will receive is dependent upon his annual salary, commissions or other income from his employer. Additionally, disability insurance is not available for individual purchase but is offered through employer provided plans only.

Basic Life Insurance

Aetna will pay a benefit to a specified beneficiary in the event of the policy holder’s death. Aetna also offers an accelerated death benefit, applicable to policy holders who become terminally ill while being covered under the basic life insurance plan.

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Accidental Death and Personal Loss Coverage

This type of coverage extends a cash benefit to people who suffer bodily injury during an accident. Aetna offers several types of benefit options.

  • Child care benefit.
  • Educational benefit.
  • Passenger restraint and airbag benefit.

Dependent Life Insurance

This policy pays a cash benefit to the policy holder when a dependent dies.

Use the FREE quote tool below to compare quotes from many other different companies!

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Pharmacy Plans

Aetna offers discounts on generic drugs. Another option that is available to the policy holder is that of using a mail-order pharmacy. However, pharmacy plans are only available through employer provided plans and are not offered for individual purchase.

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Student Health Insurance

Via colleges and universities, Aetna’s student health coverage provides access to a network of physicians, hospitals and specialists. This particular type of insurance is available for individual purchase, but it is only available through university sponsored plans.

Behavioral Health

This type of insurance includes mental health benefits. However, this option is not offered for individual purchase and only be obtained through employer provided plans.

Medicare Choices

The list of Medicare options that Aetna offers to its customers includes:

  • Medicare prescription drug plans (Part D plans).
  • Medicare advantage plans (Part C plans).
  • Medicare supplement insurance plans.

Finally, Customer Service Scoreboard ranks Aetna #465 out of the 507 companies that are listed with that website. That means that, out of 231 comments that were provided by customers of Aetna, 226 were negative while 5 were positive.

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Farm Bureau Life Insurance of Michigan

Farm Bureau of Michigan also has much to offer in the area of insurance.

  • Auto insurance
  • Business insurance
  • Farm insurance
  • Health insurance
  • Home insurance
  • Life insurance
  • Retirement insurance

Auto Insurance

Various offerings are extended in the area of auto insurance by Farm Bureau of Michigan. They include:

  • Family auto.
  • Business auto.
  • Specialty auto.

Business Insurance

Farm Bureau offers these options for those interested in protecting certain aspects of their businesses:

  • Business auto.
  • Commercial inland marine.
  • Commercial package policy.
  • Commercial umbrella.
  • Guardian.
  • Workers compensation.

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Farm Insurance

The specific types of farm insurance that Farm Bureau of Michigan offers to prospective policy holders are:

  • Farm owners insurance.
  • Country estate insurance.
  • Crop insurance.
  • Workers compensation.
  • Agribusiness insurance.

Health Insurance

Farm Bureau offers:

  • Individual health plans.
  • Employer group plans.
  • Dental insurance.

Home Insurance

With Farm Bureau of Michigan, these types of home insurance are extended:

  • Homeowners.
  • Country estate.
  • Lake estate.
  • Mobile homeowners.
  • Personal umbrella.
  • Renters.
  • Scheduled personal articles.
  • Travel trailer.

* TIP – When purchasing a Farm Bureau homeowners policy in conjunction with a Farm Bureau personal auto policy, a policy owner receives a multi-policy credit. That means great savings.

* TIP – By increasing the deductible on their homeowner’s insurance, policy holders can reduce the amount of premium that they pay.

* TIP – Various home upgrades such as roof replacements may qualify policy holders for homeowner policy credits.

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Life Insurance

Included in the list of life insurance that Farm Bureau of Michigan offers are:

  • Term life.
  • Universal life.
  • Whole life.

Retirement Planning

Farm Bureau of Michigan also addresses retirement needs. Options that are offered include:

  • Accumulator.
  • Roth IRA.
  • Simple IRA.
  • Traditional IRA.
  • SEP.
  • Payout annuity.
  • Single premium deferred annuity.

A very important point to highlight is the fact that all of Farm Bureau’s offerings are available to anyone who wants to purchase them. The only requirement is that the prospective policy holder becomes a member of Farm Bureau of Michigan.

Additionally, the Internet’s Insurance Website gives Farm Bureau Insurance Company of Michigan a complaint ratio of .52. The national average is 1 with higher numbers representing more complaints and lower numbers representing fewer complaints. Obviously, Farm Bureau of Michigan has many happy customers! In addition to these details, Farm Bureau also received an I-W or equity rating of 9 and an AM or current financial strength rating of A, A++ being the best and F being the worst. Furthermore, the Better Business Bureau rated Farm Bureau Insurance Company of Michigan with an A for quick customer service care.

Who Is the Winner?

Though Aetna has a variety of insurance options to consider, a sizable number of them, one-third, to be exact, are unavailable for individual purchase.

In other words, unless a person is an employee of a company that has a relationship with Aetna, he is, unfortunately, excluded from being able to purchase several of Aetna’s insurance plans. Furthermore, Aetna’s customer service rating was, according to CustomerServiceBoard.com, terrible.

On the other hand, Farm Bureau Insurance Company of Michigan offers a close-knit community feeling, opening its doors to anyone who desires its membership. Customer service is excellent, and credits are offered for various insurance plans when certain requirements are met, equating to savings for the policy holder.

Finally, its reputation is one of dependability and thorough attention to detail. A person definitely doesn’t have to be a neuroscientist to see which choice is better.

Use the free quote tool at the bottom of the page to compare quotes from many other different companies!