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What is the difference between HO-6 and renters insurance?
It is important to purchase the right insurance to protect your property in case of damages or theft, but it can be confusing when trying to pick the right coverage. If you are searching for a condo to rent, you are probably wondering if you need a renters or an HO-6 policy, which is also…
What homeowners insurance companies allow all breeds of dogs?
Owning a dog can be an incredible experience. But certain homeowners insurance companies will not offer coverage for certain breeds of dogs. For example, if you own a Pitbull, Rottweiler, Doberman, or another breed of dog that is considered relatively dangerous, you may have a hard time finding coverage for your pet. Because homeowners insurance…
What happens if someone lies on their homeowners insurance application?
Overview: Lies can be anything from denying owning a trampoline to undervaluing property While an application may be approved, insurers can find out the truth years later when a claim is filed Your insurer can do anything from increasing rates to filing a fraud charge Lying on a homeowners insurance application carries a wide range…
Motorcycle Insurance: What are the cheapest sport bikes to insure?
The Lowdown on cheap sport bike insurance. Sport bikes with less power generally cost less to insure Many factors contribute to monthly insurance rates for a sport bike, including how fast it can go, how often you drive it, and how old it is You can lower your motorcycle insurance rates by shopping around But…
Are auto insurance companies allowed to charge a policy fee?
The Lowdown on your potential auto policy fee. Here’s a policy fee breakdown. Car insurance companies can charge a policy fee when your policy begins Not all auto insurance companies charge policy fees, and the insurer can waive fees in some cases Policy fees aren’t the only surprise charge that could appear on a car…
What does premises liability insurance cover?
Premises liability insurance protects the property owner from claims that a person was injured on the premises. While premises liability insurance is an important protection, there are policy limits to the liability in scope and coverage. Protect yourself and your business with premises liability coverage. Compare business insurance quotes from all the top insurance companies…
What are the cheapest motorcycles to insure? (2022 Update)
There is a wide range of factors that determine how cheap or expensive your motorcycle insurance will be. But here’s the standard rule among insurance companies: the less power your bike has, the cheaper it will be to insure. This article focuses on the cheapest motorcycles to insure. Of course, your insurance company must consider…
Volcano Insurance
Volcano insurance does not actually exist. Your home and possessions can be covered for the damages that are caused by a volcano, but these losses do not fall under a separate policy called volcano insurance. This needs to be included in a policyholder’s homeowners insurance coverage. Get FREE quotes on the coverage you need by entering your…
What does UCR in health insurance mean?
Payers frequently use the UCR standard when making decisions on fair prices for medical services. The usual, customary, and reasonable price is the amount paid in a particular geographic area for a medical service, or a similar medical service. This practice protects insurers and puts consumers at risk for unexpected costs. UCR is the main…
How do real estate agents get health insurance benefits?
Many aspiring real estate agents, and even some current real estate agents, are wondering how they will get a good health insurance policy. Many policies from health insurance companies are not geared towards people who are self-employed, as many real estate agents are. However, there are several different easy ways that a real estate agent can get…
What is a fee simple title insurance policy?
So, what is a fee simple title insurance policy? The short answer to this question is: A fee simple title insurance policy insures against title defects when real property is owned in fee simple. If the term ‘fee simple’ is the issue, it simply refers to owning the land or real estate. We’ll cover the term…
Is liposuction covered by health insurance?
Most health insurance companies will not cover liposuction because it is considered an elective procedure. Since, liposuction is not covered by insurance, you can choose to pay for the surgery in cash. The cost might be different at each surgery center depending on the location of the procedure and the provider performing it. If you…
Will auto insurance pay for paint jobs?
Will auto insurance pay for paint jobs? Yes, as long as you have a comprehensive policy in place. You must carry more than the state minimum insurance to have adequate coverage because liability insurance will not cover a fresh new coat of paint. Does State Farm cover paint jobs? Yes, and many more providers offer…
How to Buy Cars Directly From Insurance Companies
Auto insurance companies are, not too surprisingly, in the business of selling auto insurance policies. A customer in need of basic liability, collision, comprehensive, or uninsured motorist coverage usually requests quotes from the top insurance company serving his/her state. When thinking about buying a car, turning to an insurance company is doubtfully the first step…
How to Cancel Progressive Auto Insurance (2022)
Progressive offers a few ways for you to contact them and cancel You may have to pay 10% of your premiums to cancel Once canceled, you can find savings at a competing insurer If you need to cancel Progressive insurance, you’ll be happy to know there are multiple ways to do so. There are many…
Liberty Mutual vs. USAA Auto Insurance (2022)
Liberty Mutual vs. USAA offer various auto insurance coverages to customers throughout the United States. USAA provides lower rates and better financial ratings, but coverage is only offered to current and former military members, whereas Liberty Mutual is available to everyone. Comparing Liberty Mutual vs. USAA auto insurance will help you make the right decision….
What is my health insurance policy number?
What is a policy number member ID on an insurance card? What is a health care policy number? Your health insurance policy number on the card is typically your member ID number. If you’re wondering “How do I find my insurance policy number?”, this number is usually located on your health insurance card so it…
How much does urgent care cost without health insurance?
The cost of urgent care visits for patients without insurance varies from place to place and is dependent on what kind of treatment or services you require. However, if you have a non-fatal injury or illness, the urgent care clinics or walk-in clinics costs are a much cheaper alternative than going to the emergency room….
Is dental insurance considered health insurance?
Dental insurance is not considered qualifying health insurance under the Affordable Care Act guidelines. Vision only and dental only plans will not exempt you from the individual mandate fine. However, some marketplace plans include dental insurance, in addition to the other health benefits they offer. What is qualifying coverage? A qualified health plan must provide…
How do you get car insurance for a foreign exchange student?
You get car insurance for international students after obtaining an international driver’s license. International students can get auto insurance from almost any insurance company while they are studying in the United States. Hosting families may need to add them to policies if they drive family cars on a regular basis. You can speak to an…