Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Nov 3, 2021

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The Lowdown

  • Medicare and Medicaid will cover alcohol treatment
  • You will still be responsible for covering associated costs, like a deductible and coinsurance
  • Medicaid covered 21% of substance abuse stays in 2009

Many alcohol treatment centers accept Medicare, and likely more than a few near you. With the Medicare health insurance plan, you can get the treatment you need to get back to your old self in no time.

While you’re researching affordable alcohol treatment centers that accept Medicare, enter your ZIP code into the free quote tool to compare insurance rates near you.

Where can I find affordable alcohol treatment services that accept Medicare?

Medicare can cover inpatient drug and alcohol rehabilitation programs, as long as you’re looking at a provider within your network. To find alcohol treatment centers that are covered by Medicare, you’ll want to check the available databases. There are a few ways to do this:

  • Medicare.gov – Using the official Physician Compare tool, you can find an inpatient treatment center for alcoholism
  • Medicare Card – On your insurance card there should be a number that you can call to find centers near you

You may also ask your peers or your doctor to refer you to something that suits your specific needs. Make sure you compare multiple available facilities to get the best care available.

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How much do Medicare alcohol treatment centers cost?

Alcohol and drug treatment services are available under Medicare’s wide net of coverage. You’ll likely need to make sure that you are in-network, and there will still be some costs associated, such as a $1,484 deductible and daily co-insurance, but there are options to make it more affordable and less of a hassle.

Can you be denied health insurance coverage for a DUI or alcohol abuse? Yes, you can, so it’s important to seek proper treatment to prevent any complications.

Medicare can cover anyone who has paid into the Social Security program in the United States, once they reach age 65. Given that normal health insurance companies charge rates based on risk, seniors face a higher monthly cost at most private insurers.

To help seniors save money, they’re automatically enrolled in the Medicare program when they file for disability or retirement with the government. While it’s a partially government-funded healthcare program, you will still have to pay for Medicare when you turn 65.

Are Medicare-approved alcohol treatment centers covered?

Not only does Medicare cover alcoholism treatment, but it covers other substance abuse disorders as well. While you may still face some costs, it will likely be much more affordable than if you paid out of pocket, or using a private insurance company.

According to Medicare.gov, Part A will cover inpatient stays at an alcohol treatment rehabilitation facility.

Medicare splits its coverage into four parts to make processing claims easier. Each part offers different coverage and your options may be limited depending on what your current Medicare assignment is. The four parts of Medicare are:

  • Part A – Covers any in-network hospital stays as well as some diagnostic tests
  • Part B – For outpatient visits, like a primary care physician or a psychologist
  • Part C – Provides Part A & B coverage for private companies to offer through Medicare
  • Part D – Prescription drug coverage as well as any vaccines

These categories of Medicare allow for your claims and other information to be processed more quickly. It also helps when splitting up legislation and funding to the program across all the recipients in the country.

Does Medicaid cover substance abuse treatment?

Yes, it will cover a variety of inpatient substance abuse services. In 2009, 21% of the rehabilitation industry income came from those on Medicaid. This has likely only gone up as the opioid epidemic has escalated.

Medicaid is a great resource for low-income individuals to get the help they need with various medical issues. This program is similar in some ways to Medicare, in that it’s a partially government-funded program, and allows many Americans to receive the care they otherwise couldn’t afford.

The good news is that Medicaid does cover rehab in some cases, so you should be able to get the help you need.

What You Need to Know About Inpatient Alcohol Treatment with Medicare

When seeking treatment, you may be worried about where you can find services like Medicare and Medicaid. However, not only are there many options available, but you may even have a choice based on which treatment you think will best suit you.

If you’re ready to look for quotes for alcohol treatment centers that accept Medicare, enter your ZIP code into our free quote tool below to see what you would pay elsewhere.