Best Affordable Auto Insurance Provider for Speeding Tickets in 2021
While the best auto insurance companies for speeding tickets will be different for each driver, one speeding ticket will increase your rates by around $45 a month. Drivers with multiple speeding tickets will see even higher rates and could be labeled high-risk. The best car insurance companies for speeding tickets will offer discounts to help drivers lower rates.
Free Insurance Providers Comparison
Secured with SHA-256 Encryption
UPDATED: Sep 20, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- A speeding ticket can raise your auto insurance rates by an average of $45 a month
- USAA and GEICO offer the best car insurance if you have speeding tickets or a clean record
- Take advantage of car insurance discounts to lower rates after a speeding ticket
Auto insurance companies pay close attention to your driving record. Speeding tickets and accidents can show that you are a risky or aggressive driver, which means you will pay higher rates.
The best auto insurance companies for speeding tickets will vary by driver since each company will weigh your speeding tickets differently.
Even if you have speeding tickets on your record, you should still shop around to find the best auto insurance for speeding tickets.
Enter your ZIP code now to compare free quotes from the best auto insurance companies for speeding tickets in your area.
What are the best auto insurance companies for speeding tickets?
Your driving record is the most significant factor in determining your auto insurance rates since it is an indicator of how you will drive in the future.
One reason that car insurance companies care about speeding tickets is the number of accidents and deaths that are speed-related.
In fact, there were almost 10,000 people killed in speed-related accidents in 2019 according to the National Highway Traffic Safety Administration.
Drivers with speeding tickets will pay higher rates. This table shows you average annual rates from the best auto insurance companies for speeding tickets.
|Company||Average Annual Rates with Clean Record||Average Annual Rates with 1 Speeding Violation|
Get Your Rates Quote Now
The best insurance for speeding tickets is from USAA and GEICO. They charge the lowest rates after a speeding ticket, but your rates will go up an average of $45 a month.
If you have multiple tickets, your rates will go up even more. Car insurance with a bad driving record is very expensive since you may be considered a high-risk driver.
What other factors affect your auto insurance rates?
We’ve talked about how important your driving record is when it comes to your auto insurance rates, but there are other factors at play as well.
Age is another important factor that affects your rates. If you are a young driver, you lack experience and that can lead to accidents. However, if you are a much older driver, your medical condition may also lead to accidents.
Where you live, marital status, and the type of vehicle you drive also impacts your rates.
In most states, even your gender and credit score can affect your car insurance rates.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
How can drivers with speeding tickets save money on auto insurance?
The best way to save money on auto insurance is to clean up your driving record. Start obeying speed limits and practice safe driving skills to avoid accidents.
Drivers can also take a defensive driving course to have points removed from their driving records. Not only can you learn safe driving tips, but you can also lower your rates.
Auto insurance discounts are another great way to keep your rates low. Most companies offer many different types of discounts and allow you to combine them for maximum savings.
This table shows you the most common discounts from the top auto insurance companies. If the amount of the discount is known, it is listed.
|Auto Insurance Discounts||Allstate (%)||American Family (%)||Farmers (%)||GEICO (%)||Liberty Mutual (%)||Nationwide (%)||Progressive (%)||State Farm (%)||Travelers (%)||USAA (%)|
|Adaptive Cruise Control||N/A||N/A||N/A||N/A||5||x||x||N/A||N/A||N/A|
|Daytime Running Lights||x||x||x||1||5||5||x||N/A||x||x|
|Electronic Stability Control||x||x||x||N/A||5||x||x||N/A||N/A||N/A|
|Forward Collision Warning||N/A||N/A||N/A||N/A||5||x||x||N/A||N/A||N/A|
|Lane Departure Warning||N/A||N/A||N/A||N/A||x||x||x||N/A||N/A||N/A|
|New Customer/New Plan||N/A||N/A||N/A||N/A||x||N/A||N/A||N/A||N/A||N/A|
|Seat Belt Use||N/A||N/A||N/A||15||N/A||N/A||N/A||N/A||N/A||N/A|
|Students & Alumni||N/A||x||N/A||x||10||7||N/A||N/A||N/A||N/A|
Get Your Rates Quote Now
Taking part in a telematics program can also lower your rates. You will get immediate feedback from the program which can help you pay attention to your speeding. You can also earn a discount for scoring well.
The Best Auto Insurance Companies for Speeding Tickets: The Bottom Line
The best car insurance company for you after a speeding ticket will depend on your personal insurance factors. However, you can still save money on your auto insurance by taking advantage of discounts.
Compare quotes from the best auto insurance companies for speeding tickets to find the cheapest coverage for you. Look at multiple companies to see who can offer you the best deal.
Now that you know which auto insurance companies are the best for speeding tickets, enter your ZIP code to compare quotes from companies near you for free.