Best Affordable Auto Insurance Providers That Bundle Renters and Auto in 2021
Some car insurance companies that bundle renters and auto insurance include GEICO, State Farm, Liberty Mutual, Allstate, Nationwide, and more. If you bundle your renters and auto insurance, you may qualify for a bundling discount for having more than one policy from the same company. Auto insurance companies that bundle renters and auto insurance may also offer other discounts to save you even more.
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UPDATED: Nov 24, 2021
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- Some auto insurance companies that bundle renters and auto insurance include GEICO, State Farm, Liberty Mutual, Allstate, and Nationwide
- If you buy renters and auto insurance policies from the same company, you may qualify for a bundling discount
- Shop around because you may still find separate policies for less than a combined policy from one company
When you have to buy more than one type of insurance, the shopping process gets easier when one insurance company can provide everything you need. Below, we’ve listed some car insurance companies that bundle renters and auto insurance.
While auto insurance protects your vehicle, renters insurance protects your home or other rented property. You may qualify for a discount if you get both policies from the same company.
Read our home and auto insurance bundle comparison below. To find a renters and auto insurance company near you, enter your ZIP code into our free quote comparison tool above.
Car Insurance Companies That Bundle Renters and Auto Insurance
Many auto insurance companies provide both renters and auto insurance. However, some companies will offer better discounts and rates when a customer bundles these two policy types. Find some of the best renters and auto insurance bundle options listed below:
GEICO is a very popular auto insurance company that provides affordable renters and auto insurance rates. On top of its already-low rates, you may qualify for its multi-policy discount if you bundle both policies.
If your residence has safety and security features, such as cameras or fire extinguishers, you may also qualify for other discounts.
State Farm is another large insurance company that provides both auto and renters insurance. The company’s renters insurance rates are lower when compared to other companies.
It boasts a large amount of savings if you bundle your auto and renters insurance. If you own a security system for your home, you may also qualify for State Farm’s home alert protection discount.
While Liberty Mutual does not offer the largest discount for bundling your renters and auto or home and auto insurance, its affordable rates make it one of the leading home and auto insurance companies.
Liberty Mutual offers coverage in all 50 states and has an extensive network of agents.
Allstate offers renters and auto insurance policies at affordable rates with a variety of discounts. If you bundle your policies with Allstate, you may be able to save. The company also provides other types of policies for bundling, including life insurance.
Other discounts include savings for retirees, claims-free discounts for renters insurance, and setting up auto-pay for your monthly premiums.
For renters that need higher amounts of coverage, Nationwide provides policies with higher coverage limits for affordable rates. Nationwide also provides savings if you bundle your renters and auto insurance. You may also be able to save by taking advantage of its free annual review.
Some other insurance companies that bundle renters and auto insurance include American Family, Amica, Esurance, Farmers, Progressive, AARP, Travelers, and USAA.
It would be difficult to find auto insurance companies that don’t bundle renters and auto insurance since companies that offer multiple types of insurance encourage you to purchase more than one policy.
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How much does renters and auto insurance cost?
Let’s begin by first looking at the average annual auto insurance rates by state:
Auto Insurance Rates
|Average Annual Liability Auto|
|Average Annual Full Coverage Auto
|District of Columbia||$233.24||$468.67||$628.09||$1,330.73|
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Auto insurance rates will vary based on many different factors, including your location, age, driving record, vehicle information, and more.
According to the Insurance Information Institute, the average annual rate for renters insurance in 2018 was $179. Depending on the renters and auto insurance company that you choose, you may be able to find renters insurance for between $10 and $20 per month.
How much can I save by bundling my renters and auto?
The amount that you can save by bundling your renters and auto insurance will depend primarily on the insurance company you choose. Take a look at the discounts from some of the home and auto insurance companies listed above:
|Company||Renters and Auto Insurance Bundling Discount|
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Another important determinant of how much you can save by bundling your policies is how much the policies cost to begin with. Renters insurance policies are typically very affordable, so you may not see a huge discount when bundling these policies.
Some other ways to save money on your renters and auto insurance include having an accurate inventory of your belongings, opting for higher deductibles, and comparing policies from multiple companies.
Should I bundle my renters and auto insurance?
For the most part, bundling your renters and auto insurance is beneficial. The best part of bundling is often the discount you receive from getting more than one policy from the same company.
Another advantage of bundling your renters and auto insurance is that you don’t have to worry about paying your bills separately. Instead, you will be able to pay for both your renters and auto insurance by paying one bill with the same company.
Even with those advantages, you should consider that you may still find renters and auto insurance at cheaper rates by getting your policies from two different companies. Renters insurance is typically affordable, though, so it may still be easier to bundle with one company.
If you’re looking to buy renters and auto insurance, enter your ZIP code into our free quote comparison tool below to get renters and auto insurance quotes from companies in your area.