Best Affordable Auto Insurance Providers That Offer Cash Back for Safe Drivers in 2021
Finding auto insurance companies that offer cash back for safe drivers is difficult since Allstate is the only one that offers you actual money either as a check or as a bill credit. Other auto insurance companies that offer cash back for safe drivers do so by offering savings from safe driving discounts. Drivers should take advantage of all auto insurance discounts available to save the most.
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UPDATED: Sep 30, 2021
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- Allstate is the only auto insurance company that offers safe drivers cash back in the form of a check or credit on their account
- Most other auto insurance companies offer savings for drivers in the form of safe driving discounts up to 30%
- Safe drivers get lower auto insurance rates and more discounts than drivers with a bad driving record.
It’s no secret that your driving record plays a huge part in how much you pay for auto insurance. Safe drivers receive lower rates as well as discounts to bring rates even lower.
When it comes to auto insurance companies that offer cash back for safe drivers, Allstate is the only one that actually offers a check or account credit.
However, affordable auto insurance companies that offer cash back for safe drivers may do so by offering discounts that lower your rates to start with.
Enter your ZIP code to compare free quotes from auto insurance companies that offer cash back for safe drivers in one form or another.
What auto insurance companies offer cash back for safe drivers?
Your driving record is one of the most significant factors used to calculate your auto insurance rates. Not only is auto insurance for safe drivers lower to start with, but they also get safe driver discounts to bring rates even lower.
The Safe Driving Bonus from Allstate rewards you for safe driving by offering a check or bill credit for every six months you are accident-free.
Other auto insurance companies reward safe drivers with special discounts like a safe driver discount or a claims-free discount.
To give you an idea of how much your driving record affects your auto insurance, this table shows you the average rates from auto insurance companies that offer cash back for safe drivers or discounts.
|Company||Average Annual Rates with Clean Record||Average Annual Rates with 1 Accident||Average Annual Rates with 1 DUI||Average Annual Rates with 1 Speeding Violation|
Accidents, tickets, and DUIs will make your auto insurance rates shoot upward. Drivers who practice safe driving can save hundreds of dollars each month.
The National Highway Traffic Safety Administration reports that over 38,000 people died in traffic accidents in 2020. Safe driving will not only lower your auto insurance rates, but it can literally save lives.
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What auto insurance discounts are available for drivers?
Safe driver and claims-free discounts can offer drivers with a clean record big savings, but those aren’t the only auto insurance discounts to ask for.
While many auto insurance discounts are based on your driving record, there are many other discounts available, even some hidden auto insurance discounts you might not know about.
You can get discounts for the type of policy you have, how you are as a customer, and the safety features that are on your vehicle
Even if your driving record isn’t the best, you can still save big. For example, although you can save up to 30% with a safe driving discount, you can save up to 25% with a multi-car discount.
Bundle all of the discounts you are eligible for to increase your savings.
Auto Insurance Companies That Offer Cash Back for Safe Drivers: The Bottom Line
It’s almost impossible to find auto insurance companies that don’t offer cash back for safe drivers either in a check or savings.
Most auto insurance companies will offer steep discounts for safe drivers, even if they don’t send those savings in a check.
Shop around to find the cheapest auto insurance for you, no matter your driving record. Compare multiple companies to find the coverage you want with the lowest rates.
Now that you know about auto insurance companies that offer cash back for safe drivers, enter your ZIP code to compare free quotes from companies near you today.