Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Oct 19, 2021

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The Lowdown

  • There are dental networks that accept Medicare
  • Routine dental care is not covered by Medicare, but some emergency dental costs may be covered
  • Dental insurance is a good supplement for covering dental costs not included in Medicare

Finding affordable Medicare or long-term care insurance when you need it can be difficult, especially when you’re unsure if your specific need will be covered. Although Medicare covers a lot, there are some items and services not included.

Along with acupuncture, cosmetic surgery, and a few other services, dental care is not usually covered by Medicare. Because dental care is withheld from Medicare’s coverage items, it may be difficult to find dental networks that accept Medicare.

However, although finding them may be a challenge, there are dental networks that accept Medicare.

Keep reading to find out everything you need to know about dental networks that accept Medicare, including ways to make finding them less difficult.

Before you start your search for affordable dental networks that accept Medicare, enter your ZIP code to get free quotes from the best health insurance companies in your area.

What are the best affordable dental networks that accept Medicare?

Medicare plans become available to you once you turn 65 There are two different Original Medicare plans to choose from (Medicare Parts A and B), each covering a variety of services.

You may also choose to add one or more supplemental advantage plans to cover some of the items not included in one of the two Original Medicare plans.

Unfortunately, Medicare does not cover routine dental care, which leaves many people in search of affordable dental networks that accept Medicare.

Although Medicare doesn’t cover routine dental services cleanings, crowns, fillings, and dentures, dental care expenses associated with surgery or an emergency may be covered.

Because Medicare does not cover dental care, finding dental networks that accept Medicare will take some extra effort on your part.

Start your search for dental networks that accept Medicare by comparing dentists in your area. Because Medicare does not cover dental services, you may have to compare reputable dentists and ask if they accept Medicare.

You may also choose to call Medicare directly for a list of local dentists that accept Medicare. Once you’ve done this, you can call each dentist on your list to confirm that they accept Medicare.

The process to find dental networks nearby is the same if you’re searching for dentists who accept Medicaid near me or a Medicare dentist near me. Always compare at least three dental offices or dental insurance policies to get the most affordable dental insurance rates.

Comparing dental networks that accept Medicare helps narrow down your options, and saves you time from sifting through all the dentists that don’t accept Medicare.

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Does Medicare cover dental care?

Generally, Medicare does not cover dental care. Specifically, routine dental services like fillings, cleanings, dentures, and more are withheld from Medicare coverage.

If you are looking for an insurance policy that covers services in routine dental visits, you may choose to invest in dental insurance. A dental insurance policy will ensure that your regular dental services are covered.

Just as you would compare dental networks that accept Medicare, you should also compare dental insurance companies. Comparing at least three dental companies will make sure that you have the best coverage for your needs.

Some of the top dental insurance providers for seniors on Medicare include:

  • United Healthcare
  • Humana
  • Kaiser Permanente
  • Cigna
  • Aetna
  • WellCare

On some occasions, your Medicare plan may cover emergency dental expenses or dental surgery costs. However, don’t assume that your Medicare policy covers any dental service.

Be sure to talk through your Medicare plan with an agent. Knowing what is and isn’t covered in your Medicare plan before you need the coverage will save you a ton of money down the road.

The Best Affordable Dental Networks That Accept Medicare: the Bottom Line

Searching for and finding dental networks that accept Medicare may prove to be a challenge, as it involves some extra work on your part to find them.

Beginning your search by comparing multiple dental networks that accept Medicare will help you narrow down your options to find the best coverage for your needs.

It is also helpful to know what services you need and whether or not they’re covered under your Medicare plan. If you’re looking for routine cleanings, fillings, crowns, or dentures, know that Medicare and most Medicare Advantage plans do not cover them.

However, some Medicare plans do cover emergency dental situations, like surgery. It is always a good idea to discuss your current or potential Medicare plan with an agent.

Know exactly what coverage you have and what coverage you need before you have to pay a lot of money out of your pocket.

Ready to find dental networks that accept Medicare? Enter your ZIP code into our free online comparison tool to find the best health care insurance companies near you.