Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Nov 24, 2021

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The Lowdown

  • Most walk-in clinics accept Medicare
  • Walk-in clinics are cheaper than emergency rooms
  • The amount of coverage depends on your Medicare plan

For those that use Medicare as their health insurance, a walk-in clinic is always cheaper than visiting an emergency room. You’ll have to pay 20% of Medicare-approved treatments at either facility, and the choice between the two depends on your condition.

Knowing more about walk-in clinics that accept Medicare will help you determine how much you’ll pay and if you should visit urgent care. We’ll tell you what you need to know to make the right call, including how much you can expect to pay.

Before learning more about walk-in clinics that accept Medicare, enter your ZIP code to get free Medicare quotes in your area.

How much is treatment at walk-in clinics that accept Medicare?

Does urgent care take Medicare? It’s a common question. You can find affordable walk-in clinics that accept Medicare, but the cost and coverage depend on your specific plan.

The Social Security Administration explains that Part A and Part B are called Original Medicare and feature the most common coverage. While Part A covers inpatient or hospital coverage, Part B covers outpatient treatment, such as walk-in clinics.

The current standard deductible for Part B is $148.50. When visiting a Medicare-approved facility, you’ll pay 20% of all Medicare-approved costs for services and tests. That means you can expect to pay 20% of your walk-in clinic bill.

Part C, called Medicare Advantage, also provides coverage at urgent care facilities. Advantage plans are administered by approved private companies. Customers will receive all of the benefits of Original Medicare, plus extra coverage, like vision and dental insurance.

The private company sets its own copays and coinsurance amounts.  As a result, the amount that you’ll pay when you visit a walk-in clinic depends on your plan. Consider these costs when looking for walk-in clinics that accept Medicare quotes.

What happens if you have Medicare and go to a walk-in clinic abroad?

Original Medicare doesn’t cover medical visits abroad, potentially creating a problem if you’re traveling. However, Medigap helps to pay for treatment outside of the United States. This supplemental Medicare insurance is sold by private companies to cover these costs.

In most cases, Medigap covers emergency services outside of the country for the first 60 days you’re abroad. However, the coverage depends on the Medigap plan you buy. After you’ve paid the $250 deductible, it will cover 80% of any medically necessary emergency treatments.

Medicare can also covers visits to the emergency room, but these visits can cost thousands of dollars. Part A Medicare coverage kicks in when you’re admitted to the hospital and has a deductible of $1,408. You’ll be responsible for 20% of the Medicare-approved costs.

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What is not covered when you visit a walk-in clinic with Medicare?

If you’re searching for “Medicare walk-in clinic near me,” you should keep in mind that your visit might involve a provider writing you a prescription. Original Medicare doesn’t cover prescription drugs. However, Part D does cover prescriptions, and is included with some Advantage plans.

Not all walk-in clinics accept Medicare. You can still receive treatment from these facilities and use Medicare, but they’ll have to send additional documentation to Medicare. In the meantime, you’ll have to pay the full cost of the visit. Medicare will reimburse you when they process the claim.

Should you go to the ER or a walk-in clinic if you have Medicare?

A walk-in clinic is always cheaper than visiting an emergency room. If you’re asking, “What are the benefits of walk-in clinics that accept Medicare near me,” you’ll find advantages over visiting an ER, including:

  • Shorter waiting times
  • Walk-in service
  • Ability to make appointments online
  • Ability to sign in online
  • Wide Medicare acceptance

While you should consider time and cost, the best facility also depends on the type of medical attention needed. Urgent care is for people that need quick medical attention for conditions that are not life-threatening. Some examples of these conditions include:

  • Insect or animal bites
  • Sprains
  • Cold or flu
  • Allergies
  • Minor cuts, burns, or fractures
  • Urinary tract or other bacterial infections

On the other hand, emergency room visits are for severe conditions that require immediate care. Examples of these conditions include:

  • Stroke
  • Heart attack
  • Seizure
  • Head injury
  • Serious burns
  • Broken bones
  • Uncontrolled bleeding
  • Suicidal thoughts
  • Serious wounds

Knowing which type of facility to go to when you experience a medical emergency will help you get the right treatment without overpaying.

Walk-In Clinics That Accept Medicare: The Bottom Line

Walk-in clinics are always cheaper than visiting the emergency room, and most accept Medicare. However, the best choice depends on your specific condition and how urgently you need care. Understanding the costs and treatment options at walk-in clinics that accept Medicare will ensure you aren’t surprised by the bill.

Now that you know about walk-in clinics that accept Medicare, enter your ZIP code to find free Medicare rates in your area.