Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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The lowdown...

  • Car insurance is required regardless of your income
  • Low-income drivers may qualify for helpful discounts
  • Shop and compare to find the best deal and work on managing your finances to feel more secure about the future

Car insurance is necessary for everyone to protect themselves for the unknown quantities of life.

It’s the state law in every state except for two: New Hampshire and Virginia.

Even in those two states that don’t require insurance, they have a stipulation that requires drivers to prove their fiduciary responsibility instead of real insurance to illustrate their ability to pay for damages or injuries to others in the event of an accident.

If you are in need of more affordable auto insurance, start comparison shopping today by entering your ZIP code above!

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