Car Insurance Coverage

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Top Rental Car Insurance Coverage: What You Need to Know

Whether you’re in between vehicles or traveling to a new location, you are legally required to carry auto insurance when renting a car. Some people use their own car insurance or buy a stand-alone policy to maintain compliance.  However, knowing which option to take can make the difference in lowering your auto insurance premiums while you’re...

Whether you’re in between vehicles or traveling to a n...

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Top Uninsured Motorist Insurance Coverage: What You Need to Know

Uninsured motorist insurance helps protect you, your passengers, and your property in the event of an accident caused by someone who does not have auto insurance.  In some states, uninsured motorist coverage is required, but it can be added to a policy in any state. It’s generally affordable, so there’s no reason not to add...

Uninsured motorist insurance helps protect you, your passeng...

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How to Change Auto Insurance Providers in 2023

Just because you choose a car insurance company doesn’t mean the decision is final. Whether you want to lower your insurance rates or are unsatisfied with the service, deciding to switch insurance companies isn’t a complicated process. However, there are several things to consider before you decide to make the switch, such as cancellation fees...

Just because you choose a car insurance company doesn’t me...

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Top Non-Owners Car Insurance Coverage: What You Need to Know

Can you get car insurance without a car? Drivers who don’t own a car but frequently use rentals, car-sharing services, or borrow vehicles are covered by non-owner car insurance. If a driver has a valid driver’s license and doesn’t own a car, they can buy non-owner insurance. Be aware that many insurance companies won’t issue...

Can you get car insurance without a car? Drivers who donR...

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Types of Auto Insurance Coverage [2023]

If you’re new to car insurance, choosing a policy may feel overwhelming. Because there are so many different options regarding types of auto insurance coverage, you may wonder which coverage is best for you. What does car insurance cover? That depends on what kind of coverage you have. Fortunately, a little research will help you...

If you’re new to car insurance, choosing a policy may ...

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Top SR-22 Auto Insurance Coverage: What You Need to Know

After a financially burdensome DWI or at-fault accident, seemingly endless citations, court fees, and penalties, the costs simply do not stop there. Many states and insurance companies will now view your risk category as nearly uninsurable without ongoing proof of elevated financial responsibility. The SR-22 was created and made mandatory by over 80% of all...

After a financially burdensome DWI or at-fault accident, see...

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What is the difference between comprehensive and collision auto insurance coverage?

When you’re shopping for car insurance, you’ll see a variety of options. From basic liability to add-ons like roadside assistance, you can purchase coverage for just about anything that can damage your car. Two of the most popular choices for insurance are comprehensive and collision insurance. While not required by state law, comprehensive and collision...

When you’re shopping for car insurance, you’ll see a var...

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Top Full Coverage Auto Insurance: What You Need to Know

If you are searching for car insurance in your area, you may want to consider a full coverage policy. Full coverage car insurance includes liability insurance, collision coverage, and comprehensive coverage. With full coverage, your policy will protect you in virtually every circumstance. Unfortunately, full coverage auto insurance is more expensive than other types. So,...

If you are searching for car insurance in your area, you may...

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Top Liability Insurance Coverage: What You Need to Know

Liability insurance is one of the top auto insurance coverages required in the majority of states, and it is an important coverage that protects you if you cause an accident. It is important to ensure you carry the right amount of coverage to protect yourself. Otherwise, you could be liable for huge bills if you...

Liability insurance is one of the top auto insurance coverag...

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Top Comprehensive Auto Insurance Coverage: What You Need to Know

Shopping for auto insurance can be daunting. If you’re new to car insurance coverage options, you may be curious about comprehensive auto insurance coverage. Comprehensive auto insurance helps pay for damage to your vehicle from incidents other than a car accident. Comprehensive coverage will protect your vehicle if hail, theft, vandalism, or falling tree branches...

Shopping for auto insurance can be daunting. If you’re new...

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Top Collision Auto Insurance Coverage: What You Need to Know

Car insurance comes in all shapes and sizes, and finding the best policy to meet your auto insurance needs can be difficult. Collision insurance is one coverage that is not automatically included in a liability policy, but you may benefit from purchasing collision coverage as a part of your auto insurance plan. Collision coverage helps...

Car insurance comes in all shapes and sizes, and finding the...

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Top Pay-Per-Mile Auto Insurance Coverage: What You Need to Know

Drivers who don’t drive often and want to save on car insurance could save on their rates by switching to pay-per-mile or pay-as-you-go car insurance. These policies charge a base rate on top of a per-mile fee to calculate rates, with your base rate considering factors like driving history, age, gender, and vehicle type. So,...

Drivers who don’t drive often and want to save on car insu...

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Are auto insurance companies allowed to charge a policy fee?

The Lowdown on your potential auto policy fee. Here’s a policy fee breakdown. Car insurance companies can charge a policy fee when your policy begins Not all auto insurance companies charge policy fees, and the insurer can waive fees in some cases Policy fees aren’t the only surprise charge that could appear on a car...

The Lowdown on your potential auto policy fee. Here’s ...

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Will auto insurance pay for paint jobs?

Will auto insurance pay for paint jobs? Yes, as long as you have a comprehensive policy in place. You must carry more than the state minimum insurance to have adequate coverage because liability insurance will not cover a fresh new coat of paint. Does State Farm cover paint jobs? Yes, and many more providers offer...

Will auto insurance pay for paint jobs? Yes, as long as you ...

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How to Cancel Progressive Auto Insurance (2023)

Progressive offers a few ways for you to contact them and cancel You may have to pay 10% of your premiums to cancel Once canceled, you can find savings at a competing insurer If you need to cancel Progressive insurance, you’ll be happy to know there are multiple ways to do so. There are many...

Progressive offers a few ways for you to contact them and ca...

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How do you get car insurance for a foreign exchange student?

You get car insurance for international students after obtaining an international driver’s license. International students can get auto insurance from almost any insurance company while they are studying in the United States. Hosting families may need to add them to policies if they drive family cars on a regular basis. You can speak to an...

You get car insurance for international students after obtai...

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How much are boat insurance rates?

The average cost of boat insurance in the US is $300 to $500 annually. It is possible, however, for your costs to exceed $1000 annually. There are a great many factors used to determine just how much your boat insurance will be. If don’t already own a boat and you are planning to buy one,...

The average cost of boat insurance in the US is $300 to $500...

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Is it possible to have a rideshare car rental?

Earning money with a rideshare service can be fun and exciting. However, you may have concerns about insurance coverage and security. Rental car services are available for a ridesharing business. Not only can this help reduce your liability, but it can also keep your car from being damaged. Finding the right rideshare car rental can...

Earning money with a rideshare service can be fun and exciti...

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Does my car insurance cover a cracked windshield?

A cracked windshield is most definitely not something any car owner would want to discover. In addition to being unsightly, cracked windshields undermine the ability to see an unobstructed view of the road. Traffic officers and state highway patrol officials won’t ignore a cracked windshield either. A citation is sure to be issued due to...

A cracked windshield is most definitely not something any ca...

Do auto insurance companies do background checks?Post

Do auto insurance companies do background checks?

Your background can affect several different aspects of your life. From getting a job to qualifying for a license, having blemishes on your criminal and credit reports can negatively impact your future. Insurance policies are one of the few products you’re typically required to purchase. Since auto insurance is mandatory in most states, you need...

Your background can affect several different aspects of your...

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