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Allstate Vs. Nationwide Auto Insurance 2021

The Lowdown

  • Auto insurance rates between companies can vary drastically depending on your location, age, driving record, and more.
  • When comparing car insurance companies like Allstate and Nationwide, you need to consider discounts offered, coverage needs, and average policy rates.
  • Keep in mind that both companies offer unique services. Whether looking for excellent roadside assistance or pet insurance, it is available as long as you have the right auto insurance company.
  • Rates are important, but so are customer satisfaction and finding a car insurance policy that works with your specific needs.

When you’re debating Allstate Vs. Nationwide auto insurance, you want to look at the actual services, rates, and discounts that each company offers. Finding the best auto insurance companies isn’t as hard as you may think.

Checking out an Allstate insurance review, as well as a Nationwide insurance review, can give you the perspective of their current customers. Seeing other’s perspectives can clue you into what each company does best and where they are lacking.

Allstate and Nationwide are two powerhouse car insurance companies that are well-known across the country. Because of this, we will cover the average rates based on a variety of characteristics giving you a solid look at which company is going to be the best for your particular situation.

Inside you will find everything you need to know to make a fantastic decision between Allstate and Nationwide, or you can enter your ZIP code to find the best rates from a variety of insurers now.

Allstate Vs. Nationwide Insurance Discounts

Car insurance discounts play a major role in how much you will end up paying. While Allstate and Nationwide both offer a myriad of discounts, finding the ones that fit your life may help you determine which company will be best for you.

Below we have provided an excellent look at what discounts are available when choosing to go with Nationwide or Allstate.

Allstate vs. Nationwide: Auto Insurance Discounts Offered
DiscountsAllstate Discounts Nationwide Discounts
Adaptive Cruise ControlX
Adaptive HeadlightsX
Anti-lock BrakesXX
Anti-TheftXX
Daytime Running LightsXX
Electronic Stability ControlXX
Utility VehicleX
Vehicle RecoveryXX
VIN EtchingXX
Lane Departure WarningX
Newer VehicleXX
Green VehicleX
Forward Collision WarningX
Claim FreeXX
Continuous CoverageX
Defensive DriverXX
Distant StudentXX
Driver's EdX
Driving Device/AppXX
Early SigningXX
Family LegacyX
Family PlanXX
Full PaymentX
Further EducationX
Garaging/StoringX
Good CreditX
Good StudentXX
HomeownerX
Low MileageXX
LoyaltyX
MarriedX
Membership/GroupX
MilitaryX
Multiple PoliciesXX
OccupationXX
On Time PaymentsX
Paperless DocumentsXX
Paperless/Auto BillingXX
Passive RestraintXX
Recent Retirees
Safe DriverXX
Senior DriverX
Students & AlumniX
Switching ProviderX
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Now let’s compare auto insurance rates.

Allstate Vs. Nationwide Rates Based On Driving Record

Your driving record will play a significant role in the rates you receive from your car insurance company. Whether you are a great driver with no strikes against you or you need car insurance for a bad driving record, you need to know how it will impact your rates.

Let’s take a look at how your driving record is going to impact your auto insurance payments with each of these two car insurance companies.

Allstate vs. Nationwide: Average Annual Rates Based on Driving Record
Driving RecordAllstate Average Annual RatesNationwide Average Annual Rates
Clean Record$3,819.90$2,746.18
One Speeding Violation$4,483.51$3,113.68
One At-Fault Accident$4,987.68$3,396.95
One DUI$6,260.73$4,543.20
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If you have a clean driving record, your auto insurance will likely be quite affordable. However, auto insurance for high-risk drivers may be a different story. Comparing rates if you are a high-risk driver is imperative to make sure you are getting the best bang for your buck.

What are extra services offered by Allstate and Nationwide?

Many car insurance companies offer different services to help make life easier. Whether you are looking for home insurance, pet insurance, or roadside assistance, there is a company out there that offers it.

Allstate and Nationwide both offer a plethora of different services. However, each company has something unique to provide you with.

Extra Services Offered By Allstate

Here is a look at all of the different services that Allstate will be able to offer you:

  • Auto Insurance
  • Home Insurance
  • Renters Insurance
  • Condo Insurance
  • Motorcycle Insurance
  • Business Insurance
  • Life Insurance
  • Road Side Assistance
  • Identity Theft Protection
  • Boat Insurance
  • Motorhome Insurance
  • Phone Protection
  • Pet Insurance
  • Event Insurance
  • Retirement & Investments
  • Voluntary Employee Benefits

Now let’s compare to Nationwide.

Extra Services Offered By Nationwide

Nationwide offers many of the same products as Allstate. However, there are also some different options. Nationwide offers:

  • Auto Insurance
  • Motorcycle Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Pet Insurance
  • Life Insurance
  • Commercial Insurance
  • Annuities
  • Mutual Funds
  • Retirement Plans
  • Specialty Health Services
  • Condo Insurance
  • Flood Insurance
  • Dental Insurance
  • Identity Theft Protection
  • Travel Insurance

As you can see, each company has a lot to offer. While these lists give you a glance at the different products Allstate and Nationwide offer, there is even more that you can do once you look at their services.

Does location play a role in car insurance rates?

Where you live will absolutely play a part in how much you are paying for your auto insurance. Each state has different rules regarding auto insurance. Comparing Allstate and Nationwide by state gives you a great view of who can save you the most money.

Allstate vs. Nationwide: Average Annual Auto Insurance Rates Per State
StateAllstate Average Annual RatesNationwide Average Annual Rates
Alabama$3,311.52$2,662.66
Alaska$3,145.31No Available Data
Arkansas$5,150.03$3,861.79
Arizona$4,904.10$3,496.08
California$4,532.96$4,653.19
Colorado$5,537.17$3,739.47
Connecticut$5,831.60$3,672.34
Delaware$6,316.06$4,330.21
Florida$7,440.46$4,339.60
Georgia$4,210.70$6,484.90
Hawaii$2,173.49$2,551.83
Idaho$4,088.76$3,032.19
Illinois$5,204.41$2,711.81
Indiana$3,978.81No Available Data
Iowa$2,965.86$2,735.44
Kansas$4,010.23$2,475.59
Kentucky$7,143.92$5,503.23
Louisiana$5,998.79No Available Data
Maryland$5,233.17$2,915.69
Massachusetts$2,708.53No Available Data
Michigan$2,902.59$6,327.38
Maine$3,675.59No Available Data
Minnesota$4,532.01$2,926.49
Mississippi$4,942.11$2,756.53
Montana$4,672.10$3,478.26
North Carolina$7,190.43$2,848.03
North Dakota$4,669.31$2,560.35
Nebraska$3,198.83$2,603.94
New Hampshire$2,725.01$2,491.10
New Jersey$5,713.58No Available Data
New Mexico$4,200.65$3,514.38
Nevada$5,371.62$3,477.14
New York$4,740.97$4,012.93
Ohio$3,197.22$3,300.89
Oklahoma$3,718.62No Data Available
Oregon$4,765.95$3,176.83
Pennsylvania$3,984.12$2,800.37
Rhode Island$4,959.45$4,409.63
South Carolina$3,903.43$3,625.49
South Dakota$4,723.72$2,737.66
Tennessee$4,828.85$3,424.96
Texas$5,485.44$3,867.55
Utah$3,566.42$2,986.57
Virginia$3,386.80$2,073.00
Vermont$3,190.38$2,128.21
Washington$3,540.52$2,129.84
West Virginia$3,820.68No Available Data
Wisconsin$4,854.41$5,224.99
Wyoming$4,373.93$3,187.20
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What other factors can impact your rates?

How does age affect rates with Allstate and Nationwide?

As you get older, car insurance tends to be cheaper. Insurance becomes less expensive because of experience and, of course, your driving record. But how much does age actually affect your rates?

Allstate vs. Nationwide: Average Annual Auto Insurance Rates by Age, Gender, and Marital Status
Age, Gender, and Marital StatusAllstate Average Annual RatesNationwide Average Annual Rates
35-year old married female$3156.09$2,360.49
35-year old married male$3123.01$2,387.43
60-year old married female$2913.37$2,130.26
60-year old married male$2990.64$2,214.62
17-year old single female$9282.19$5,756.37
17-year old single male$10,642.53$7,175.31
25-year old single female$3424.87$2,686.48
25-year old single male$3570.93$2,889.04
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Your age, gender, and marital status will impact your rates in most U.S. states.

Allstate Vs. Nationwide: Customer Satisfaction

Customer satisfaction is a crucial element for many people looking for a new car insurance company. When you have an accident or you have questions, you want to know that someone knowledgeable is there for you.

A.M. Best car insurance ratings score companies based on how well they hold up their obligations. They breakdown each section of the insurance company and give them a score. This can give you a quick look at how satisfied you will be as a customer of either Allstate or Nationwide.

You can also check out Consumer Reports for Nationwide and Allstate to get an exact look at how people feel. Taking the time to do the research can ensure you are pleased with the auto insurance provider you choose.

Now that you can see the differences between these two auto insurance companies, making a decision should be easier.

Feeling like neither one of these companies is going to work for you? Enter your ZIP code for Allstate and Nationwide auto insurance quotes and quotes from a variety of insurance providers.