Ace American Insurance Company: Customer Ratings & Reviews [2024]

Ace American Insurance Company, with over two centuries of history, provides a diverse range of insurance solutions, including homeowners, auto, renters, business, and liability insurance, all backed by competitive rates and exceptional customer service.

UPDATED: Feb 17, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 17, 2024Fact Checked

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

UPDATED: Feb 17, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 17, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 17, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 17, 2024Fact Checked
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Ace American Insurance Company

Average monthly rate for good drivers:

$107

A.M. Best rating:

A+ (Superior)

Complaint level:

Low

Pros

  • Competitive rates
  • Range of coverage options
  • Discounts available for qualifying customers
  • Coverage available in all 50 states
  • Exceptional customer service

Cons

  • Limited information available online about their coverage options and discounts
  • Some customers may find the claims process to be time-consuming

Final Verdict: Review of Ace American Insurance Company

Ace American Insurance Company is a reputable provider of insurance products and services with over 200 years of history. They offer a range of coverage options, including homeowners, auto, renters, business, and liability insurance, with competitive rates and affordable payment plans.

The company is rated A+ (Superior) by A.M. Best, has a low complaint level, and provides exceptional customer service. Ace American Insurance Company offers discounts to qualifying customers, such as the multi-policy, safe driving, good student, and home safety discounts.

Although limited information is available online about their coverage options and discounts, Ace American Insurance Company is a convenient choice for customers across the country, with coverage available in all 50 states.

Are you looking for an insurance company that provides a range of coverage options? Look no further than Ace American Insurance Company. With a history dating back over 200 years, Ace American Insurance Company is a trusted provider of insurance products and services. Let's take a closer look at what this company has to offer. Types of Insurance Offered
  • Property Insurance
  • Casualty Insurance
  • Health Insurance
  • Life Insurance
  • Business Insurance

What You Should Know About ACE

Company contact information:

Related parent or child companies: Ace American Insurance Company is a subsidiary of Chubb Limited.

Financial ratings: Ace American Insurance Company is rated A+ (Superior) by A.M. Best.

Customer service ratings: The article notes that Ace American Insurance Company provides exceptional customer service, but it does not provide a specific customer service rating.

Claims information: Customers can file a claim by calling the company’s claims department or submitting a claim online. The article notes that Ace American Insurance Company has a reputation for fast claims processing.

Company apps: There is no information provided in the article about whether or not Ace American Insurance Company has any apps.

ACE Insurance Coverage Options

Ace American Insurance Company offers a range of coverage options to meet the needs of their customers. These include:

  • Auto insurance: Coverage for cars, trucks, and other vehicles, with options for liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
  • Homeowners insurance: Coverage for homes, condominiums, and apartments, with options for property damage, personal liability, and additional living expenses.
  • Renters insurance: Coverage for personal property and liability for renters.
  • Business insurance: Coverage for small businesses, with options for property damage, liability, and workers’ compensation.
  • Liability insurance: Coverage for individuals and businesses, with options for general liability, professional liability, and cyber liability.

Read more:

It’s important to note that specific coverage options and their availability may vary by state and policy type, so customers should speak with an Ace American Insurance Company representative to determine which coverage options are best for them.

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ACE Insurance Rates Breakdown

Driver ProfileAce American Insurance CompanyNational Average
Clean Record$125$119
1+ Ticket$145$147
1+ Accident$162$173
DUI$178$209
Poor Credit$215$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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ACE Discounts Available

DiscountAce American Insurance Company
Anti Theft9%
Good Student10%
Low Mileage10%
Paperless8%
Safe Driver20%
Senior Driver9%

Ace American Insurance Company offers a range of discounts to qualifying customers, including:

  • Multi-policy discount: Customers can save money by bundling multiple policies, such as auto and home insurance, with Ace American Insurance Company.
  • Safe driving discount: Customers with a clean driving record can save on their auto insurance premiums.
  • Good student discount: Students who maintain good grades can receive a discount on their auto insurance premiums.
  • Home safety discount: Customers who have certain safety features installed in their homes, such as smoke detectors and security systems, can receive a discount on their homeowners insurance premiums.

It’s important to note that specific discounts and their availability may vary by state and policy type, so customers should speak with an Ace American Insurance Company representative to determine which discounts they qualify for.

How ACE Ranks Among Providers

Ace American Insurance Company’s main competitors in the insurance industry include other well-known insurance providers such as:

  • State Farm: One of the largest insurance providers in the US, State Farm offers a wide range of insurance products including auto, homeowners, renters, life, and health insurance.
  • Allstate: Allstate is another major player in the insurance industry offering auto, home, life, and renters insurance, among other coverage options.
  • Progressive: Known for its witty marketing campaigns, Progressive offers auto, home, renters, and life insurance, as well as specialty coverage options such as pet insurance and identity theft protection.
  • Geico: Geico is another large insurance provider that specializes in auto insurance, but also offers other types of insurance such as homeowners, renters, and umbrella insurance.

These companies are well-established in the insurance industry and offer a range of products that are comparable to those offered by Ace American Insurance Company. However, Ace American Insurance Company may have certain advantages such as lower rates or specific coverage options that make them a more appealing option for certain customers.

Read more: Allstate North American Insurance Company

Frequently Asked Questions

How do I file a claim with Ace American Insurance Company?

You can file a claim by calling the company’s claims department or by submitting a claim online.

What types of business insurance does Ace American Insurance Company offer?

Ace American Insurance Company offers a range of business insurance options, including general liability, professional liability, and workers’ compensation insurance.

Can I customize my coverage with Ace American Insurance Company?

Yes, Ace American Insurance Company offers customizable coverage options to meet their customers’ unique needs and budgets.

What types of payment plans does Ace American Insurance Company offer?

Ace American Insurance Company offers flexible payment plans to make it convenient for customers to manage their premiums. Contact them for details on available payment options.

Can I add additional drivers to my auto insurance policy with Ace American Insurance Company?

Yes, Ace American Insurance Company typically allows you to add additional drivers to your auto insurance policy. Speak with a representative to discuss the process and any potential impacts on your premium.

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Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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