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Review
I have used AF&L home Health Care twice in the last 8 years and found them excellent. No problem with payment–doctor prescription.
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Review
AF&L is a “scam” company the exploits senior citizens. Small staff with roving sales people who take advantage of elderly people by selling them so call long-term coverage and then makes it impossible to collect benefits when needed.
My mother paid tens of thousands of dollars to the company and could not collect two months of coverage in an assisted living center. STYA AWAY FROM THE COMPANY AND PROTECT YOUR LOVED ONES IF AT ALL POSSIBLE! This company rates very low when it comes to integrity and honesty.
Review
AF&L wants approximately $30,000.00 back after my father died.
They said that care is actually not covered, only room and board. The policy he signed states that care and services are covered.
Bob is right about their integrity!