Allied World Surplus Lines Insurance Company Review (2024)

Discover the versatility of Allied World Surplus Lines Insurance Company, a standout insurance provider offering tailored coverage solutions, including auto, property, liability, and specialty insurance, distinguished by an efficient claims process and a commitment to customer satisfaction.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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Allied World Surplus Lines Insurance Company

Average monthly rate for business insurance:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Diverse range of insurance coverage options, including specialty insurance
  • Personalized and tailored solutions for individual and business needs
  • Swift and efficient claims process
  • Competitive average annual rates
  • Positive customer reviews and satisfaction

Cons

  • Limited availability in certain regions
  • Specialty coverage options might have higher premiums for some customers
  • May not offer as many discounts as some competitors

Discover the comprehensive protection and exceptional coverage options offered by Allied World Surplus Lines Insurance Company.

With a diverse range of insurance solutions, including auto, property, liability, and specialty coverage, Allied World stands as a reliable partner in safeguarding your assets and future.

Their commitment to personalized service and tailored solutions sets them apart in the competitive insurance landscape.

 

Allied World Surplus Lines Insurance Company Insurance Coverage Options

Absolutely, let’s dive into the coverage options offered by Allied World Surplus Lines Insurance Company. They provide a comprehensive range of insurance solutions to cater to various needs and risks:

  • Auto Insurance: Protects your vehicles against accidents, damages, and liabilities on the road.
  • Property Insurance: Covers your properties, including homes and commercial spaces, against risks like fire, theft, and natural disasters.
  • Liability Insurance: Shields you or your business from potential legal liabilities arising from accidents or other incidents.
  • Specialty Insurance: Offers tailored coverage for unique risks, including cyber insurance, environmental liability, and more.

Each of these coverage options is designed to address specific needs and provide the necessary protection for individuals and businesses alike. Whether you’re looking to secure your personal assets, safeguard your business interests, or mitigate specialized risks, Allied World has the right coverage for you.

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Allied World Surplus Lines Insurance Company Insurance Rates Breakdown

Driver ProfileAllied World Surplus LinesNational Average
Clean Record$160$119
1+ Ticket$190$147
1+ Accident$210$173
DUI$240$209
Poor Credit$275$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Allied World Surplus Lines Insurance Company Discounts Available

DiscountAllied World Surplus Lines
Anti Theft12%
Good Student20%
Low Mileage14%
Paperless8%
Safe Driver22%
Senior Driver16%

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Let’s explore the discounts that Allied World Surplus Lines Insurance Company offers to its customers.

These discounts are designed to provide added value and make insurance coverage more affordable:

  • Multi-Policy Discount: Save by bundling multiple insurance policies, such as auto and home insurance, with Allied World.
  • Safe Driver Discount: Rewarding safe driving behavior with lower premiums for individuals with a clean driving record.
  • Claims-Free Discount: Enjoy reduced rates if you haven’t filed any claims during a specified period.
  • Good Student Discount: Students with excellent academic performance can benefit from lower rates on auto insurance.
  • Security Systems Discount: Get discounts on property insurance for having security systems in place to protect your assets.
  • Professional Association Discount: Members of certain professional associations may be eligible for exclusive discounts.
  • Renewal Discount: Stay loyal to Allied World, and you could receive discounts when renewing your policies.
  • Pay-in-Full Discount: Pay your premium in full upfront and enjoy savings on your insurance policies.

These discounts not only help you save money but also demonstrate Allied World’s commitment to rewarding responsible behavior, loyalty, and efforts to reduce risks.

It’s a win-win situation that ensures you’re getting the best possible value for your insurance coverage.

How Allied World Surplus Lines Insurance Company Ranks Among Providers

Allied World Surplus Lines Insurance Company operates in a competitive landscape within the insurance industry.

While they have established themselves as a reputable provider, it’s essential to be aware of their main competitors who also offer various insurance solutions. Here are some of their prominent competitors:

  • Chubb Insurance: Chubb is a global insurance powerhouse known for its wide range of coverage options, including property, liability, and specialty insurance. They have a strong reputation for tailored solutions and exceptional customer service.
  • AIG (American International Group): AIG is a multinational insurance corporation that offers a comprehensive portfolio of insurance products, including property, casualty, life, and specialty lines. They are known for their global reach and diverse coverage options.
  • Travelers Insurance: Travelers is a well-established insurance company offering a variety of personal and commercial insurance solutions. They are recognized for their strong presence in property and casualty insurance, as well as risk management services.
  • Hartford Insurance: Hartford provides insurance products for individuals, businesses, and employees. They are notable for their focus on customer-centric solutions and a broad range of coverage options.
  • Berkshire Hathaway Specialty Insurance: Backed by Warren Buffett’s Berkshire Hathaway, this insurer offers specialized coverage for complex risks. They cater to a diverse range of industries and are known for their financial stability.
  • Liberty Mutual Insurance: Liberty Mutual offers a wide array of insurance options, including auto, home, and commercial coverage. They are recognized for their innovative approach to insurance and personalized solutions.
  • Zurich Insurance Group: Zurich is a global insurer with a strong presence in various markets. They provide a range of insurance products for businesses, individuals, and large corporations, with a focus on risk management.

These competitors, along with others in the industry, provide consumers and businesses with alternative options for insurance coverage. Each competitor brings its strengths and unique offerings to the table, making the insurance landscape diverse and competitive.

As customers evaluate their insurance needs, considering these competitors can help them make informed decisions based on coverage, pricing, and reputation.

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Streamlined Claims Process With Allied World Surplus Lines Insurance Company

Ease of Filing a Claim

Allied World Surplus Lines Insurance Company excels in providing a seamless claims filing process. They offer multiple channels for customers to file claims, ensuring convenience and accessibility. Whether you prefer the ease of filing online, the convenience of over-the-phone claims submission, or the functionality of mobile apps, Allied World has you covered.

Average Claim Processing Time

One of the key factors that set Allied World apart is their efficient claims processing. Customers can expect a swift turnaround time when they file a claim. Allied World’s commitment to quick and efficient processing ensures that you can get back to normal life without unnecessary delays.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction is paramount in the insurance industry, and Allied World Surplus Lines Insurance Company doesn’t disappoint. Their track record of resolving claims and delivering payouts has garnered positive feedback from customers. When you entrust your insurance needs to Allied World, you can have confidence in their ability to provide a satisfying claims experience.

Enhanced Digital and Technological Features With Allied World Surplus Lines Insurance Company

Mobile App Features and Functionality

Allied World Surplus Lines Insurance Company doesn’t just excel in traditional insurance processes; they are also at the forefront of digital innovation. Their mobile app offers a range of features and functionality that enhance your insurance experience. From policy management to claims tracking, their app is designed to put the power of insurance management in your hands.

Online Account Management Capabilities

In today’s digital age, having access to your insurance information online is crucial. Allied World understands this need and provides robust online account management capabilities. You can easily access your policy details, make payments, and update your information from the comfort of your computer or mobile device.

Digital Tools and Resources

To further empower their customers, Allied World Surplus Lines Insurance Company offers a suite of digital tools and resources. These tools can help you assess your insurance needs, calculate premiums, and stay informed about industry trends. Allied World’s commitment to digital solutions ensures that you have the resources you need to make informed insurance decisions.

Frequently Asked Questions

What types of insurance does Allied World Surplus Lines Insurance Company offer?

Allied World provides a wide range of insurance coverage, including auto, property, liability, and specialty insurance.

Can I customize my insurance coverage with Allied World?

Absolutely, Allied World specializes in personalized coverage solutions. Their experts work closely with you to tailor policies that align with your specific needs.

What sets Allied World apart from other insurance providers?

Allied World stands out due to its commitment to understanding individual requirements, efficient claims process, and a diverse range of coverage options.

How do I file a claim with Allied World?

Filing a claim is straightforward. Contact Allied World’s claims department, provide necessary information, and their team will guide you through the process.

How can I contact Allied World for inquiries or policy information?

You can easily reach Allied World through their customer support hotline or email, as provided on their official website.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption