Allmerica Financial Benefit Insurance Company: Customer Ratings & Reviews [2023]

Protect Your Future with Allmerica Financial Benefit Insurance Company - Comprehensive Life, Disability, and Long-Term Care Insurance.

UPDATED: Apr 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 13, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 13, 2023Fact Checked

The Bottom Line

Allmerica Financial Benefit Insurance Company provides comprehensive insurance products and services to customers across multiple states. With a focus on life, disability, and long-term care insurance, the company has received an A (Excellent) rating from A.M. Best and boasts a low complaint level. Customers have praised the company for its exceptional service and quality products, as well as the various discounts available to help them save on premiums. However, the company’s website lacks detailed information on specific products and services, and rates may be higher than competitors for certain types of insurance. Overall, Allmerica Financial Benefit Insurance Company is a reliable option for those seeking comprehensive insurance coverage.

  • Types of insurance offered by Allmerica Financial Benefit Insurance Company
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Is Allmerica Financial Benefit Insurance Company a Good Choice?

Company contact information:

  • Phone: 1-800-241-1188
  • Email: Not provided on the website
  • Address: Not provided on the website

Related parent or child companies:

  • Allmerica Financial Corporation

Financial ratings:

  • A.M. Best Rating: A (Excellent)

Customer service ratings:

  • Positive customer reviews for exceptional service and quality products

Claims information:

  • Claims can be filed online, by phone, or through a local agent.

Company apps:

  • No information was provided on the website about company apps.

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Allmerica Financial Benefit Insurance Company Discounts Available

Allmerica Financial Benefit Insurance Company offers several discounts to its customers to help them save on premiums. These discounts include:

  • Multi-policy discount: Customers who have multiple policies with the company can receive a discount on their premiums.
  • Safe driver discount: Customers who have a clean driving record and no recent accidents can receive a discount on their auto insurance premiums.
  • Good student discount: Students who maintain a high GPA can receive a discount on their auto insurance premiums.
  • Multi-vehicle discount: Customers who have more than one vehicle on their policy can receive a discount on their auto insurance premiums.
  • Homeowner discount: Customers who own a home can receive a discount on their auto insurance premiums.
  • Life insurance policy discount: Customers who have a life insurance policy with the company can receive a discount on their auto insurance premiums.

Allmerica Financial Benefit Insurance Company Coverage Options

Allmerica Financial Benefit Insurance Company offers a variety of coverage options to its customers. These include:

  • Life insurance: This coverage helps to protect your loved ones financially in the event of your passing.
  • Disability insurance: This coverage provides income replacement in the event you become disabled and are unable to work.
  • Long-term care insurance: This coverage helps cover the costs associated with long-term care, such as nursing homes or in-home care.
  • Auto insurance: This coverage provides liability, collision, and comprehensive coverage for your vehicle.
  • Home insurance: This coverage provides protection for your home and personal belongings in the event of damage or theft.
  • Business insurance: This coverage provides protection for your business in the event of liability or property damage.
  • Retirement planning: This coverage helps you plan for your retirement, including options for annuities and other retirement savings plans.
  • Health insurance: This coverage provides medical coverage for you and your family, including options for individual and group health insurance plans.
  • Medicare supplement insurance: This coverage helps cover the costs associated with Medicare, such as deductibles, co-payments, and coinsurance.

Allmerica Financial Benefit Insurance Company vs. Competitors

Allmerica Financial Benefit Insurance Company competes with several other insurance providers in the market. Some of the company’s main competitors include:

  • Metlife: This insurance company offers a wide range of products and services, including life insurance, dental insurance, and retirement plans.
  • Prudential: This insurance company offers life insurance, retirement plans, and investment products, among other services.
  • State farm: This insurance company is known for its auto and home insurance policies, but also offers life insurance and other products.
  • Nationwide: This insurance company offers auto, home, and life insurance, as well as retirement plans and other financial products.
  • Allstate: This insurance company offers a range of insurance products, including auto, home, and life insurance, as well as retirement and investment products.

Frequently Asked Questions

Does Allmerica Financial Benefit Insurance Company offer discounts on multiple policies?

Yes, Allmerica Financial Benefit Insurance Company offers a multiple policy discount.

What types of annuities does Allmerica Financial Benefit Insurance Company offer?

Allmerica Financial Benefit Insurance Company offers fixed, indexed, and variable annuities.

Does Allmerica Financial Benefit Insurance Company offer long-term care insurance?

Yes, Allmerica Financial Benefit Insurance Company offers both comprehensive and limited benefit long-term care insurance.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption