Allstate Life Insurance Company of New York: Customer Ratings & Reviews [2024]

Explore Allstate Life Insurance Company of New York's secure coverage options and competitive pricing, safeguarding your future.

UPDATED: Mar 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 9, 2024Fact Checked

Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Mar 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 9, 2024Fact Checked
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Allstate Life Insurance Company of New York

Average monthly rate for healthy individuals:

$160

A.M. Best rating:

A+ (Superior)

Complaint level:

Low

Pros

  • Competitive rates for a variety of life insurance products
  • Multi-policy discounts available
  • Strong financial stability and A.M. Best rating

Cons

  • Discounts may not be available in all states
  • Limited information available online about policy options and coverage details

Final Verdict: Review of Allstate Life Insurance Company of New York

This article is a comprehensive review of Allstate Life Insurance Company of New York. The piece covers the history and mission of the company, their main products and services, the cost of those services, states where services are offered, and the different types of discounts available to customers.

The article also includes a summary of customer reviews of the company and provides an FAQ section. Allstate Life Insurance Company of New York offers a variety of competitive life insurance products, with discounts available for policyholders who bundle multiple policies.

The company has a low complaint level and a strong A.M. Best rating, but discounts may not be available in all states, and information about policy options and coverage details is limited online.

Allstate Life Insurance Company of New York is a reputable insurance provider offering a range of life insurance products to meet the needs of individuals and families. The company has been in operation for many years and has a strong presence in the insurance industry. In this article, we will provide a comprehensive review of Allstate Life Insurance Company of New York, including its history, mission, main products and services, cost, availability, discounts, and customer reviews.

What You Should Know About allstate

Company contact information:

  • Allstate Life Insurance Company of New York
  • Address: 28 Liberty Street, New York, NY 10005
  • Phone: 1-800-255-7828

Related parent or child companies:

Financial ratings:

  • A+ (Superior) rating from A.M. Best

Customer service ratings:

  • No specific customer service rating.

Claims information:

  • No specific claims information.

Company apps:

  • No specific information about company apps.

allstate Insurance Coverage Options

Allstate Life Insurance Company of New York offers a variety of life insurance coverage options to meet the diverse needs of its customers. These include:

  • Term life insurance: Coverage for a specific period of time (e.g., 10, 20, or 30 years) with a fixed premium rate.
  • Whole life insurance: Permanent coverage with a guaranteed death benefit and cash value accumulation.
  • Universal life insurance: Flexible coverage with adjustable premiums and a cash value component.
  • Variable universal life insurance: Permanent coverage with investment options to potentially increase the cash value of the policy.
  • Survivorship life insurance: Coverage for two people (e.g., spouses) with the death benefit paid out after the second person passes away.
  • Mortgage life insurance: Coverage specifically designed to pay off a mortgage in the event of the policyholder’s death.

Allstate Life Insurance Company of New York also offers a variety of riders and additional benefits that can be added to policies, such as accidental death coverage and accelerated death benefits.

Read more: What is a survivorship life insurance policy?

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allstate Insurance Rates Breakdown

Driver ProfileAllstate Life Company of New YorkNational Average
Clean Record$160$119
1+ Ticket$190$147
1+ Accident$210$173
DUI$240$209
Poor Credit$275$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


allstate Discounts Available

DiscountAllstate Life Company of New York
Anti Theft11%
Good Student13%
Low Mileage19%
Paperless15%
Safe Driver10%
Senior Driver20%

Allstate Life Insurance Company of New York offers a variety of discounts for policyholders, including:

  • Multi-policy discount: Save up to 25% when you bundle multiple policies with Allstate.
  • Early signing discount: Save up to 10% on your premium by signing up for a new policy at least seven days before the current policy expires.
  • Safe driving discount: Save up to 45% on your premium by enrolling in the Allstate Drivewise program, which tracks your driving habits and rewards safe driving behavior.
  • Group discount: Members of certain groups or organizations may be eligible for additional discounts on their life insurance policies.
  • Good payer discount: Save up to 5% on your premium by paying your bill on time.
  • Homeowner discount: Homeowners may be eligible for a discount on their life insurance policy when they insure their home with Allstate.

How allstate Ranks Among Providers

While the article doesn’t specifically mention the company’s main competitors, Allstate Life Insurance Company of New York operates in a highly competitive industry with a range of large and small competitors.

Some of the main competitors of Allstate Life Insurance Company of New York may include other well-known insurance providers such as State Farm, Nationwide, Geico, Prudential, and MetLife, as well as smaller regional and local insurance providers. (For more information, read our “Allstate County Mutual Insurance Company: Customer Ratings & Reviews“).

Factors that may differentiate these companies include pricing, coverage options, financial strength ratings, customer service, and reputation. Ultimately, customers should carefully evaluate and compare the options available to them to determine the best fit for their individual needs and preferences.

Read more:

Frequently Asked Questions

What types of coverage does Allstate Life Insurance Company of New York offer?

Allstate Life Insurance Company of New York provides a variety of life insurance coverage options, including term life, whole life, and universal life insurance.

How does Allstate Life Insurance Company of New York handle customer discounts?

Discounts are available for policyholders who bundle multiple policies, providing potential cost savings for customers.

What sets Allstate apart from its competitors in the life insurance industry?

Allstate operates in a highly competitive industry, differentiating itself through a combination of competitive pricing, strong financial ratings, and a low complaint level.

How can customers compare Allstate’s rates with other insurance providers?

Customers can use the free quote tool on the Allstate website by entering their ZIP code, allowing them to compare quotes from various insurance providers and potentially save on their coverage.

What information does the comprehensive review of Allstate Life Insurance Company of New York cover?

The review covers the company’s history, mission, main products, cost, states of operation, available discounts, customer reviews, and frequently asked questions, offering a thorough overview for potential policyholders.

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Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for allstate

4.00 (11,412 reviews)
3
June 20, 2023

EveC

Always lose arbitrations

I had gotten backed into. Have audio of it. Have video of her driving away with her damage and license. Have him on audio with his phone # and saying her name threatening if we call it into insurance. Allstate still lost the case and I'm out a deductible! In the 90's taxi ran stop sign police report said looked exactly like what happened and Allstate still lost that one too!!! Bye bye Allstate!
0.5
October 17, 2022

Valencia Harris

ALLSTATE INSURANCE

PLEASE DO NOT SUBJECT YOURSELF TO THIS HORRIFIC EXPERIENCE. I wish I had come to this site before made the HUGE mistake of switching my auto insurance and bundling it with Allstate. They were fine as my homeowner\'s plan. I switched my auto coverage in August trying to reduce my auto insurance due to the increase with my previous plan to save money. I paid my policy in full, was mistake #1, In October my Allstate coverage increased by 89.00, I ...
PLEASE DO NOT SUBJECT YOURSELF TO THIS HORRIFIC EXPERIENCE. I wish I had come to this site before made the HUGE mistake of switching my auto insurance and bundling it with Allstate. They were fine as my homeowner\'s plan. I switched my auto coverage in August trying to reduce my auto insurance due to the increase with my previous plan to save money. I paid my policy in full, was mistake #1, In October my Allstate coverage increased by 89.00, I called to get an explanation, to call this a customer service department would be a LIE! There was NO customer services at all, in fact speaking with Juan and Pat was like speaking with a child who had yet to learn how to comprehend, think or articulate. They simply read the document I had in hand to me as if I couldn\'t read even though I told them I have it, but it doesn\'t give an explanation of why the increase took place. The only response I received from either of them was insults Pat told me I could cancel my coverage as if she didn\'t care, Juan told me nothing. I am so disheartened cause I will need to start looking for other coverage and it seems like the staff these establishments are hiring are inept and inadequate they aren\'t able to function. They won\'t let you speak with a supervisor, one rattled paper in the phone to get me off of the phone. They ar enasty and purposely unhelpful, I wrote Allstste on line and never received a response from their customer service.
1
June 4, 2022

Keith_G__

As Discriminatory As You Can Possibly Get

My wife worked at one of Allstate's satellite offices. I proposed to her over the weekend. On Monday, her boss fired her after showing her ring off to a coworker. He took her into his office and explained she was being fired because he "believed in the Bible." My wife and I called Allstate HR at the corporate office and told them what had happened and they told us that because my wife worked at a satellite office, which were owned and run by indi...
My wife worked at one of Allstate's satellite offices. I proposed to her over the weekend. On Monday, her boss fired her after showing her ring off to a coworker. He took her into his office and explained she was being fired because he "believed in the Bible." My wife and I called Allstate HR at the corporate office and told them what had happened and they told us that because my wife worked at a satellite office, which were owned and run by individual people, those satellite offices could be run however they wanted and none of AllStates corporate protections applied. They basically said 'too bad so sad.' A little while later, before we'd had a chance to switch insurance companies yet (a long and tedious process) I got into a car accident. The other driver ran a red light, hitting me and I was sent to the hospital. I'm a transgender man and was literally about to change my legal name within a few days. I called Allstate to file the claim and asked that they use my new legal name. They said they couldn't because it wouldn't be official for a few days. I said 'fine, I'll call back in a few days." They then threatened me and told me if I didn't file "RIGHT NOW" they wouldn't take care of my claim. I was then forced to give my statement while being deadnamed and misgendered the entire time. Believe it or not this story it gets worse. So months go by. MONTHS. The insurance that was paying for a rental car runs out. I still have no reimebursment so I cannot buy a new car (mine was totaled.) I'm bein harassed by the bank over my car note, which obviously I wasn't paying since my car was totaled and Allstate was SUPPOSED to reimburse me for nearly everything. I had excellent coverage and excellent credit. I'm in constant contact with them. E-mails, phone calls, more e-mail, more phone calls. Every. Single. Day. And they will not give me the money. Excuse after excuse, and I'm deadnamed and misgendered every single time. Even though now my legal name has changed, they insisted on putting my dead name and wrong gender on the original report. So now people are VERY confused when they talk to me, hearing my deep masculine voice and seeing my pretty feminine name on paper. THANKS ALLSTATE! I was humiliated, endlessly, every day for over NINE MONTHS. Meanwhile, my wife is driving me to and from work because the insurance covering the rental car ran out months ago. My credit is being destroyed because I have no insurance money to buy a new car or pay the bank for the old car fee with, and I'm still recovering physically from the crash. I end up getting a lawyer and I told them "give me my money you've owed me for over 9 months now by tomorrow or I'm suing you." Magically, the next day, all the money was released. Allstate put me through a [REDACTED WORD] I cannot describe properly on this complaint. I never imagined in all my life how much hardship and hurt an insurance company could truly cause. Stay away. Far FAR away.
1
February 15, 2022

brenda_trammell

RUDE CUSTOMER SERVICE AND SCAMMERS!!!

worse insurance EVER !!! STAY AWAY !!!and i have had a few RUDE CUSTOMER SERVICE AND SCAMMERS MY PAYMENT FOR THE MONTH WAS A 100.00 MORE AND 1ST CS PERSON TRY TO TELL ME OVER SOME PAPER WORK THAT I GOT AND DIDNT SIGN, NEVER HAPPEN!! AND THE STUPID LADY I TALK TO NEXT TOLD ME IT WENT UP FOR TALKING IT OFF OF AUTO PAY WTH [REDACTED]
1
February 11, 2022

Akiraw1_

The worst insurance ever

Absolutely the worst insurance company ever complete liars scammers and they charge a ridiculous price….Liberty mutual is the best route if you ask me
1
January 6, 2022

pirish101

Way overpriced! Will scam you if you cancel!

After shopping around I found a policy that was 1/3 the cost (Literally 1/3 the cost) and cancelled. After canceling I was charged 30% of the yearly fee after only having insurance for 13 days. Total scam hidden in the fine print.
1
January 2, 2022

Carolyn0022

Untrained and Ignorant CS Team and Managers

All the customer service reps and their managers are ignorant. They will have me scenarios on how they are not liable for the damages. I called many times and talked with many people there. All are stupid and unhelpful!! Stay away
1
December 17, 2021

Allstate_Sucks_in_CA

Allstate SUCKS

Horrible experience! I've been with Allstate 18 years, time to change companies, they suck. Filed an auto claim 5 months ago, car has yet to be repaired. Allstate has provided every excuse from repair shop isn't listed as preferred supplier, even though Allstate provided me with the shop contacts to billing issues with subcontractors with the shop. Now I'm told the estimate that was done 2 months ago wasn't done correctly and another adjuster has...
Horrible experience! I've been with Allstate 18 years, time to change companies, they suck. Filed an auto claim 5 months ago, car has yet to be repaired. Allstate has provided every excuse from repair shop isn't listed as preferred supplier, even though Allstate provided me with the shop contacts to billing issues with subcontractors with the shop. Now I'm told the estimate that was done 2 months ago wasn't done correctly and another adjuster has to look at it. Funny, Allstate knows how to cash my check every month. Too many insurance companies out there to pay for crap experiences like this, go someplace else.
3
August 9, 2021

Shaytys50_

Unprofessional Agent

My experience with the agent that handled my uninsured Motorist bodily injury claim. The Agent was very rude, she was very unprofessional, I was in a bad accident on 4-22-2021, I wasn’t the cause of the accident. Someone hit me while I was sitting at a red light. Hit me from the back. And the driver drove off, so I reported the accident to My!!! Insurance Company!!! Allstate! I been A Customer of Allstate for over 8 years! And the way I was t...
My experience with the agent that handled my uninsured Motorist bodily injury claim. The Agent was very rude, she was very unprofessional, I was in a bad accident on 4-22-2021, I wasn’t the cause of the accident. Someone hit me while I was sitting at a red light. Hit me from the back. And the driver drove off, so I reported the accident to My!!! Insurance Company!!! Allstate! I been A Customer of Allstate for over 8 years! And the way I was treated by the one Agent! She has know customer service skills. Her name is [REDACTED NAME].
2
July 6, 2021

rickcf

Need to watch them and Drivewise is a scam.

In my experience Drivewise is a scam and the tech I spoke to a few weeks ago said it was broke but I 'should not uninstall it.'. It was ok years ago then they changed the programming that suddenly created false driving events on all 3 of my vehicles. Every trip, even driving my farm truck on my property started giving hard braking events. Then they remove the ability to get rid of those false reports on their website. So I had to use the pho...
In my experience Drivewise is a scam and the tech I spoke to a few weeks ago said it was broke but I 'should not uninstall it.'. It was ok years ago then they changed the programming that suddenly created false driving events on all 3 of my vehicles. Every trip, even driving my farm truck on my property started giving hard braking events. Then they remove the ability to get rid of those false reports on their website. So I had to use the phone app. But in the past year+ the phone app now hangs and crashes so you can't even do anything with it, worthless. My drivewise 'rewards' is very low if anything at all and our car rates are going up. We will be looking at other insurance again. We had allstate 15 years ago and dropped them because they raised the rates slowly over the competition and I will check to see if they are doing it again.
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