American Access Casualty Company: Customer Ratings & Reviews [2024]

Unleash comprehensive coverage choices with American Access Casualty Company, offering Auto, Homeowners, Renters, and Commercial policies tailored to your needs.

UPDATED: Jan 5, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 5, 2024Fact Checked

Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Insurance Content Team Lead

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ...

Licensed Agent & Financial Advisor

UPDATED: Jan 5, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 5, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 5, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 5, 2024Fact Checked
3.6
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American Access Casualty Company

Average monthly rate for homeowners:

$119

A.M. Best rating:

A- (Excellent)

Complaint level:

High

Pros

  • Affordable insurance coverage options
  • Offers a variety of insurance policies, including homeowners and commercial auto insurance
  • Discounts available for multi-car policies, safe driving records, good student records, anti-theft devices, and paid-in-full policies
  • Friendly customer service

Cons

  • Higher than average complaint rates compared to other insurance companies
  • Mixed customer reviews regarding claims and billing issues

Final Verdict: Review of American Access Casualty Company

American Access Casualty Company (AACC) is a company that offers affordable and reliable insurance coverage options to individuals and families who may have difficulty obtaining coverage from other insurance providers. The company was founded in Illinois in 1999 and has since expanded its services to several other states.

AACC offers various types of insurance policies, including auto, homeowners, renters, umbrella, and commercial auto insurance. The cost of insurance depends on several factors, including the type of coverage needed and the customer’s location, age, driving record, and type of vehicle.

AACC also provides discounts to customers who qualify, such as multi-car policies, safe driving records, good student records, anti-theft devices, and paid-in-full policies. However, customers should be aware of the mixed reviews and higher than average complaint rates.

If you're looking for an insurance company that offers affordable and reliable coverage options, American Access Casualty Company (AACC) may be worth considering. This article will provide a comprehensive overview of AACC's products and services, its history and mission, customer reviews, and more. Types of Insurance Offered by American Access Casualty Company:
  • Auto insurance
  • Homeowners insurance
  • Renters insurance
  • Umbrella insurance
  • Commercial auto insurance

What You Should Know About American Access Casualty Company

Company Contact Information:

Parent or Child Companies:

American Access Casualty Company is a subsidiary of American Access Casualty Group, which also includes the following companies:

  • American Access Casualty Company Insurance Company of Illinois
  • American Access Casualty Company Insurance Company of Indiana
  • American Access Casualty Company Insurance Company of Texas
  • American Access Casualty Company Insurance Company of Nevada
  • American Access Casualty Company Insurance Company of Arizona

Financial Ratings: A.M. Best Rating: A- (Excellent)

Customer Service Ratings: Mixed customer reviews regarding customer service, but overall considered to be friendly.

Claims Information: Mixed customer reviews regarding claims and billing issues.

Company Apps: There was no mention of any mobile apps offered by American Access Casualty Company.

Read more: American Casualty Company of Reading, Pennsylvania: Customer Ratings & Reviews

American Access Casualty Company Insurance Coverage Options

American Access Casualty Company offers a variety of insurance coverage options to meet the needs of their customers. Here is a bullet list of the coverage options mentioned in the article:

  • Auto insurance: AACC offers liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection coverage for vehicles.
  • Homeowners insurance: AACC offers coverage for damage to the structure of the home, personal property, liability, medical payments, and additional living expenses.
  • Renters insurance: AACC offers coverage for personal property, liability, and additional living expenses for renters.
  • Umbrella insurance: AACC offers additional liability coverage for customers who need more protection than their standard policies provide.
  • Commercial auto insurance: AACC offers coverage for businesses that have company vehicles.

It is important to note that coverage options and availability may vary depending on the customer’s location and specific policy needs.

Read more:

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American Access Casualty Company Insurance Rates Breakdown

Driver ProfileAmerican Access Casualty CompanyNational Average
Clean Record$100$119
1+ Ticket$120$147
1+ Accident$140$173
DUI$165$209
Poor Credit$172$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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American Access Casualty Company Discounts Available

DiscountAmerican Access Casualty Company
Anti Theft9%
Good Student10%
Low Mileage10%
Paperless8%
Safe Driver20%
Senior Driver9%

American Access Casualty Company offers various discounts to help customers save money on their insurance premiums. Here is a bullet list of the discounts mentioned in the article:

  • Multi-car discount: customers who insure more than one vehicle with AACC may be eligible for a discount on their premium.
  • Safe driver discount: customers with a good driving record and no accidents or violations may qualify for a safe driver discount.
  • Good student discount: customers with a high grade point average or on the honor roll may qualify for a good student discount.
  • Anti-theft device discount: customers who install anti-theft devices on their vehicle may be eligible for a discount.
  • Paid-in-full discount: customers who pay their annual premium in full upfront may qualify for a discount.

How American Access Casualty Company Ranks Among Providers

American Access Casualty Company competes with other insurance companies that offer similar products and services. Here are a few potential competitors that come to mind:

  • Geico: Geico is a well-known insurance company that offers auto, homeowners, renters, and umbrella insurance policies. They are known for their competitive rates and easy-to-use website and mobile app.
  • State Farm: State Farm is another popular insurance company that offers auto, homeowners, renters, and umbrella insurance policies. They have a large network of agents and a reputation for providing excellent customer service.
  • Progressive: Progressive is known for its auto insurance policies, but also offers homeowners, renters, and umbrella insurance. They are known for their competitive rates and the ability to customize policies to fit individual needs.
  • Allstate: Allstate is another major insurance company that offers auto, homeowners, renters, and umbrella insurance policies. They have a large network of agents and are known for providing comprehensive coverage options.

It is important to note that the competitive landscape of the insurance industry is constantly evolving and there may be other companies that American Access Casualty Company competes within different regions or for specific types of coverage.

Frequently Asked Questions

What types of insurance does American Access Casualty Company offer?

American Access Casualty Company provides a diverse range of insurance policies, including coverage for Auto, Homeowners, Renters, and Commercial needs.

How does American Access Casualty Company determine insurance rates?

Insurance rates from American Access Casualty Company are influenced by various factors such as the type of coverage needed, the customer’s location, age, driving record, and the type of vehicle insured.

Are there discounts available for American Access Casualty Company customers?

Yes, American Access Casualty Company offers discounts to eligible customers, including multi-car policies, safe driving records, good student records, anti-theft devices, and paid-in-full policies.

What should customers be aware of when considering American Access Casualty Company?

While American Access Casualty Company provides affordable and reliable insurance coverage, customers should be aware of mixed reviews and higher-than-average complaint rates.

How can I compare insurance quotes from different providers?

To compare quotes from various insurance providers, enter your ZIP code above to use the free quote tool on our website, allowing you to make informed and confident insurance decisions.

Compare Insurance Providers Rates to Save Up to 75%

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Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Insurance Content Team Lead

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ...

Licensed Agent & Financial Advisor

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for American Access Casualty Company

3.64 (75 reviews)
1
February 14, 2022

July_Sanchez

Don't waste your money!

American Access Casualty is a terrible company! After 6 weeks of very little correspondence on their end they denied my claim even with a witness and the damage to the other party's vehicle which proves they were at fault... The broker hardly ever answered calls and never attempted to get back to me. I still can't open my driver's side door even though they should've repaired my vehicle because of the other driver's front bumper damage. Instead a...
American Access Casualty is a terrible company! After 6 weeks of very little correspondence on their end they denied my claim even with a witness and the damage to the other party's vehicle which proves they were at fault... The broker hardly ever answered calls and never attempted to get back to me. I still can't open my driver's side door even though they should've repaired my vehicle because of the other driver's front bumper damage. Instead after 6 weeks of dealing with them they sent me a letter denying my claim. This company is only good for keeping you from getting traffic tickets for non-insurance compliance. Steer clear from this shady company!
4
December 21, 2018

dlw1962

Looking for something new

My premiums keep going up every time I renew my policy, even with no new claims. I do like that I can pay online, but I'm currently looking elsewhere.
1
November 20, 2018

PaganRebel

Beware

This company is a rip off. They do not return calls regarding claims and have rude staff. Not worth the price.
2
September 19, 2018

Assassin38

Unprofessional

The seller was rude and very unprofessional he didn't help me with the enrollment he made me do all myself no trouble shooting or anything
4
September 12, 2018

vado34

good insurance

It was good,good prices friendly people. The insurance card they give you is pretty sweet. I definitely recommend this place
4
July 17, 2018

patzy876

Always reliable.

A great company to rely on roadside assistance and towing assistance as well as great coverage for car damage.
5
May 11, 2018

richomnns

I'm Staying

American Access Casualty Company, is a great place to have Auto insurance. The agent was wonderful. I plan on staying.
4
April 28, 2018

andrekkevv

Smooth

This is a great company to get your auto insurance with. I didn't have any problems with tickets. So the process went very smooth.
5
April 21, 2018

Dugierachael92

Low prices

Amazing, good prices !! Always keeps us 100 percent up to date on our policy. And calls to remind us it’s due so the policy doesn’t expire.
5
January 10, 2018

Farming2016

Great deals

Great company. Told my friends to join. Would go with them next time. Everyone should checkout their rates.
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