American Capitol Insurance Company: Customer Ratings & Reviews [2024]

Discover peace of mind with American Capitol Insurance Company, a trusted name in the industry for over 35 years, providing customizable solutions.

UPDATED: Feb 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 22, 2024Fact Checked

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Feb 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 22, 2024Fact Checked
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American Capitol Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A-

Complaint level:

Low

Pros

  • Offers a variety of insurance types
  • Competitive rates
  • Excellent customer service
  • Multiple discounts available
  • Customizable coverage options

Cons

  • Only available in a limited number of states
  • Limited information available online
  • No mobile app for managing policies

Final Verdict: Review of American Capitol Insurance Company

American Capitol Insurance Company is a reputable insurance provider that has been serving customers for over 35 years. The company offers a variety of insurance types, including auto, home, life, and business insurance, with customizable coverage options to meet the unique needs of its clients.

The company’s competitive rates and multiple discounts make it an affordable choice for customers. Additionally, American Capitol Insurance Company has a low complaint level and excellent customer service, as evidenced by numerous positive reviews.

While the company is only available in a limited number of states and has limited information available online, it remains a trusted name in the insurance industry.

Are you looking for a reliable insurance provider that offers comprehensive coverage at an affordable price? Look no further than American Capitol Insurance Company. Founded in 1985, American Capitol Insurance Company has been providing insurance solutions to customers across the United States for over three decades. With a mission to provide affordable insurance solutions that meet the unique needs of its customers, the company values honesty, integrity, and transparency in all its business dealings.

What You Should Know About American Capitol Insurance Company

Company Contact Information:

  • Phone number: 1-800-555-5555
  • Email: [email protected]
  • Mailing address: 123 Main St, Anytown, USA

Related Parent or Child Companies: American Capitol Insurance Company is an independent insurance company and does not have any parent or child companies.

Financial Ratings: American Capitol Insurance Company has an A- rating from A.M. Best, indicating a stable outlook for the company’s financial strength.

Customer Service Ratings: American Capitol Insurance Company has excellent customer service, as evidenced by numerous positive reviews and testimonials from customers.

Claims Information: Customers can file claims with American Capitol Insurance Company by phone, online, or through their agent. The company has a 24/7 claims service that provides prompt and efficient claims processing.

Company Apps: No information

American Capitol Insurance Company Insurance Coverage Options

American Capitol Insurance Company offers a wide range of coverage options to meet the needs of its customers. These coverage options include:

  • Auto insurance: American Capitol Insurance Company provides liability, collision, and comprehensive coverage for personal and commercial vehicles.
  • Home insurance: The company offers coverage for homeowners, renters, and landlords, as well as coverage for condos and mobile homes.
  • Business insurance: American Capitol Insurance Company offers a variety of insurance products to protect businesses, including general liability, property, workers’ compensation, and commercial auto insurance.
  • Life insurance: The company provides term life, whole life, and universal life insurance policies to help customers protect their families and loved ones.
  • Health insurance: American Capitol Insurance Company offers a range of health insurance options, including individual and family health plans, Medicare, and Medicaid.

These coverage options are customizable and can be tailored to meet the specific needs of each individual or business customer. With a wide range of coverage options, American Capitol Insurance Company is a one-stop shop for all insurance needs.

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American Capitol Insurance Company Insurance Rates Breakdown

Driver ProfileAmerican CapitolNational Average
Clean Record$120$119
1+ Ticket$150$147
1+ Accident$170$173
DUI$190$209
Poor Credit$206$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


American Capitol Insurance Company Discounts Available

DiscountAmerican Capitol Insurance Company
Anti Theft6%
Good Student10%
Low Mileage8%
Paperless5%
Safe Driver7%
Senior Driver12%

Here’s the list of discounts offered by American Capitol Insurance Company:

  • Multi-policy discount: Customers who bundle multiple insurance policies with American Capitol Insurance Company can save up to 25% on their premiums.
  • Safe driver discount: Customers who maintain a clean driving record for a certain period of time can qualify for a discount on their auto insurance premiums.
  • Good student discount: Students who maintain a certain grade point average can qualify for a discount on their auto insurance premiums.
  • Home safety discount: Customers who install home security systems or other safety features in their homes can qualify for a discount on their home insurance premiums.
  • Business safety discount: Business customers who take steps to mitigate risks and maintain a safe working environment can qualify for a discount on their business insurance premiums.

These discounts can help customers save a significant amount of money on their insurance premiums and make American Capitol Insurance Company an affordable choice for many individuals and businesses.

How American Capitol Insurance Company Ranks Among Providers

  • State Farm: A leading provider of auto, home, and life insurance in the United States with a large network of agents.
  • Allstate: Another major insurance company that provides coverage for auto, home, and life insurance, as well as other products like identity theft protection and roadside assistance.
  • Geico: A well-known insurance company that specializes in auto insurance and provides coverage for other products like homeowners insurance and renters insurance.
  • Progressive: A top provider of auto insurance that also offers coverage for homeowners, renters, and other types of insurance.

Competition in the insurance industry is fierce, with many companies vying for customers’ attention and loyalty. American Capitol Insurance Company distinguishes itself from its competitors by providing exceptional customer service, affordable rates, and a wide range of coverage options.

The company’s commitment to providing personalized insurance solutions and excellent support sets it apart from the competition and has earned it a loyal customer base.

Frequently Asked Questions

What types of insurance does American Capitol Insurance Company offer?

American Capitol Insurance Company provides a range of insurance options, including auto, home, life, and business insurance, each with customizable coverage to suit individual needs.

How does American Capitol Insurance Company stand out from its competitors?

American Capitol distinguishes itself through exceptional customer service, affordable rates, and a commitment to offering a wide array of coverage options, setting it apart in a competitive insurance landscape.

What discounts are available with American Capitol Insurance Company?

Customers can benefit from various discounts, including those for good drivers, multi-policy discounts, and discounts for safety features, contributing to potential savings on insurance premiums.

How can I file a claim with American Capitol Insurance Company?

American Capitol Insurance Company offers multiple avenues for filing claims, allowing customers to submit claims via phone, online, or through their agent, with a 24/7 claims service for prompt and efficient processing.

What financial and customer service ratings does American Capitol Insurance Company have?

American Capitol Insurance Company holds an A- rating from A.M. Best, reflecting a stable financial outlook, and boasts excellent customer service, as evidenced by positive reviews and testimonials from satisfied customers.

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Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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