American Compensation Insurance Company: Customer Ratings & Reviews [2024]

Discover the enduring commitment of American Compensation Insurance Company, with over 30 years of experience, providing businesses affordable and reliable insurance solutions for comprehensive protection against various risks.

UPDATED: Jan 5, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 5, 2024Fact Checked

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

UPDATED: Jan 5, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 5, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 5, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 5, 2024Fact Checked
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Average monthly rate for good drivers:

N/A

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Trusted provider with over 30 years of experience
  • Comprehensive insurance solutions for businesses
  • Commitment to excellent customer service
  • Flexible coverage options
  • Online account management available

Cons

  • No specific customer service ratings mentioned
  • Limited information about discounts and eligibility requirements

Final Verdict: Review of

American Compensation Insurance Company is a trusted provider of comprehensive insurance solutions for businesses. With over 30 years of experience, the company has built a reputation for providing affordable and reliable insurance products that protect businesses from various risks.

American Compensation Insurance Company offers a range of insurance options, including worker’s compensation insurance, business owner’s policy, general liability insurance, commercial auto insurance, and cyber liability insurance.

Their commitment to providing excellent customer service and flexible coverage options makes them a top choice for businesses seeking reliable insurance solutions. In this review, we will explore the company’s history, mission, products, costs, states of operation, discounts, and customer reviews to help you make an informed decision.

Read more: Cheap Business Insurance

American Compensation Insurance Company is a leading provider of insurance solutions for businesses. With a history of over 30 years, the company has built a reputation for providing comprehensive insurance products that protect businesses from various risks. In this review, we will delve into the company's history, mission, products, costs, states of operation, discounts, and customer reviews to help you make an informed decision.

What You Should Know About

Company contact information:

Related parent or child companies: No information about related parent or child companies.

Financial ratings: A- (Excellent) rating from A.M. Best.

Customer service ratings: No specific customer service ratings.

Claims information: Claims can be filed by phone or email. The company offers a 24-hour claim reporting hotline, and their claims team is available to assist customers throughout the claims process.

Company apps: No information about any company apps.

Insurance Coverage Options

American Compensation Insurance Company provides a variety of insurance options for businesses. Here are some of the coverage options they offer:

  • Worker’s compensation insurance
  • Business owner’s policy
  • General liability insurance
  • Commercial auto insurance
  • Cyber liability insurance
  • Property insurance
  • Umbrella insurance
  • Employment practices liability insurance
  • Crime insurance
  • Inland marine insurance
  • Special event insurance

These coverage options are designed to protect businesses from various risks, including property damage, liability claims, cyber attacks, and more. The specific coverage options and limits available may vary depending on the type of insurance and the state where the business is located.

Customers can speak to an American Compensation Insurance Company representative to learn more about their coverage options and determine which policies are right for their business. (For more information, read our “Advantage Workers Compensation Insurance Company: Customer Ratings & Reviews“).

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Insurance Rates Breakdown

Driver ProfileAmerican CompensationNational Average
Clean Record$145$119
1+ Ticket$130$147
1+ Accident$180$173
DUI$250$209
Poor Credit$249$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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Discounts Available

DiscountAmerican Compensation Insurance Company
Anti Theft10%
Good Student15%
Low Mileage8%
Paperless5%
Safe Driver12%
Senior Driver7%

American Compensation Insurance Company offers multiple discounts to eligible customers. Here are some of the discounts they offer:

  • Paid-in-full discount
  • Safety program discount
  • Multi-policy discount
  • Claims-free discount
  • Early-quote discount
  • Group discount
  • Small deductible discount
  • Non-renewal discount
  • Experience modification rating (EMR) discount
  • New venture discount
  • Installation of safety equipment discount

These discounts can help businesses save money on their insurance premiums while still receiving comprehensive coverage. Eligibility requirements may vary depending on the specific discount, and customers should speak to an American Compensation Insurance Company representative to determine their eligibility for any available discounts.

How Ranks Among Providers

There are several other insurance providers that offer similar types of coverage for businesses. Here are some of the company’s main competitors:

  • The Hartford: The Hartford is a well-known insurance provider that offers a range of insurance products, including worker’s compensation, general liability, and commercial auto insurance.
  • Travelers: Travelers is another popular insurance provider that offers a variety of coverage options for businesses, including worker’s compensation, general liability, and cyber liability insurance.
  • Liberty Mutual: Liberty Mutual is a large insurance provider that offers a range of business insurance products, including worker’s compensation, general liability, and property insurance.
  • Nationwide: Nationwide is a well-established insurance provider that offers a variety of coverage options for businesses, including worker’s compensation, general liability, and commercial auto insurance.
  • Zurich: Zurich is a global insurance provider that offers a range of business insurance products, including worker’s compensation, general liability, and property insurance.

While American Compensation Insurance Company has its own unique advantages and benefits, businesses should carefully consider all of their options and compare coverage, pricing, and customer service before selecting an insurance provider.

Frequently Asked Questions

What types of insurance does American Compensation Insurance Company offer for businesses?

American Compensation Insurance Company provides a range of insurance options tailored for businesses, including worker’s compensation insurance, business owner’s policy, general liability insurance, commercial auto insurance, and cyber liability insurance.

How does American Compensation Insurance Company ensure customer satisfaction?

The company is dedicated to excellent customer service, offering flexible coverage options and a commitment to assisting customers throughout the claims process, which can be initiated via phone or email through their 24-hour claim reporting hotline.

Are there any discounts available for businesses seeking coverage from American Compensation Insurance Company?

Yes, the company offers various discounts that can help businesses save on insurance premiums. Eligibility requirements for these discounts may vary, and customers can inquire about their eligibility through an American Compensation Insurance Company representative.

How does American Compensation Insurance Company compare to its competitors in the insurance market?

While American Compensation Insurance Company has its unique advantages, it’s essential for businesses to carefully compare coverage, pricing, and customer service with other providers to make an informed decision based on their specific needs.

How can businesses get a quote from American Compensation Insurance Company?

Securing a quote is easy—businesses can initiate the process by entering their ZIP code using the free quote tool on the company’s website, allowing them to compare quotes from various insurance providers and increase their chances of finding cost-effective coverage.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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