American Country Insurance Company Review [2024]

Navigate with confidence on American Country Insurance Company, a trusted nationwide provider since 1925, offering secure coverage across property, casualty, auto, homeowners, and life insurance.

UPDATED: Feb 22, 2024Fact Checked

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

UPDATED: Feb 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 22, 2024Fact Checked
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American Country Insurance Company

Average monthly rate for good drivers:

N/A

A.M. Best rating:

C

Complaint level:

Low

Pros

  • Offers a variety of insurance coverage options, including auto, home, property and casualty, and life insurance.
  • Provides the ability to get a quote for insurance coverage.
  • Potential discounts or savings opportunities may be available.
  • Has a dedicated customer service line for inquiries and assistance.

Cons

  • Not widely recognized, which may raise concerns about brand reputation and visibility.
  • The parent company, Atlas Financial Holdings, has a weak Financial Strength Rating (FSR) according to A.M. Best.
  • Limited information available about the company’s market share and financial performance compared to top insurance companies.

Final Verdict: Review of American Country Insurance Company

American Country Insurance Company, established in 1925, stands as a reputable nationwide insurance provider, offering a diverse range of coverage options, including property and casualty, auto, homeowners, and life insurance.

As a subsidiary of Atlas Financial Holdings, Inc., the company is undergoing strategic rehabilitation to transition its subsidiaries to alternative markets.

The article outlines the company’s contact information, including customer service details, and provides insights into its financial ratings, market share, and discounts available, such as those for safe driving, multi-policy bundling, and vehicle safety features.

The coverage options encompass property and casualty insurance, auto insurance, homeowners insurance, life insurance, and specialized coverage for various needs. With a commitment to client satisfaction, American Country Insurance Company remains a reliable choice for navigating the insurance landscape.

American Country Insurance Company is not a well-known name to most consumers but that is probably because they are an Atlas Financial Holdings, Inc. subsidiary that is in rehabilitation. This American Country Insurance Company review will teach you the company basics, how they withstand the competition, about the company rehabilitation relationship with Atlas Financial, and equally important, offer tools and tips to help you get the best rates. It is helpful to learn what makes your car insurance cheaper before shopping. Before reading about American Country Insurance Company and Atlas Financial, use our free quote tool above to find the best insurance rates around. Get started now.

What You Should Know About American Country Insurance Company

American Country Insurance Company is not a well-known name to most consumers but that is probably because they are an Atlas Financial Holdings, Inc. subsidiary that is in rehabilitation.

This American Country Insurance Company review will teach you the company basics, how they withstand the competition, about the company rehabilitation relationship with Atlas Financial, and equally important, offer tools and tips to help you get the best rates. It is helpful to learn what makes your car insurance cheaper before shopping.

Before reading about American Country Insurance Company and Atlas Financial, use our free quote tool above to find the best insurance rates around. Get started now.

American Country Insurance Company Contact

You can make American Country Insurance Company contact in various ways.

If you are looking for American Country Insurance Company customer service, the American Country Insurance Company phone number, or the American Country Insurance Company customer service number, then call 1-847-472-6700.

This is Atlas Financial Holdings, American Country Insurances parent company, phone number. To fax, do not use an American Country Insurance Company fax number but rather Atlas Financial Holdings fax number at 1-800-897-2551.

American Country Insurance Company

American Country Insurance Company was initially a stock company that was incorporated on June 28, 1997. The president of American Country Insurance Company is Scott David Wollney. American Country Insurance Company is located in Elk Grove Village, IL.

The American Country Insurance Company address was 150 Northwest Point Blvd, 3rd floor, Elk Grove Village, IL 60007. Auto, boat, business, health, and home coverage were all offered by American Country Insurance Company. For hire passenger vehicle services were also company specialty.

For more information about American Country Insurance Company on the Atlas Financial Holdings website and can inquire about buying auto insurance there. If you are asking yourself, “Is it safe to buy auto insurance online”, then you can rest easy because it is safe when doing so with a reputable company.

American Country Insurance Company Insurance Coverage Options

American Country Insurance Company provides a comprehensive range of coverage options to meet your unique insurance needs. Here are key coverage options offered:

  • Property and Casualty Insurance: Protect your assets with coverage for property and casualty, ensuring financial security against unforeseen events.
  • Auto Insurance: Safeguard your vehicle with auto insurance coverage, including liability, comprehensive, and collision options.
  • Homeowners Insurance: Secure your home and belongings with homeowners insurance, offering protection against property damage, theft, and personal liability.
  • Life Insurance: Plan for the future and protect your loved ones with life insurance coverage, providing financial support in the event of your passing.
  • Specialized Coverage: American Country Insurance Company also offers specialized coverage options tailored to unique needs, such as coverage for business, health, and boat insurance.

For detailed information on each coverage option and to customize a policy that suits your requirements, contact American Country Insurance Company today.

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American Country Insurance Company Insurance Rates Breakdown

Driver ProfileAmerican CountryNational Average
Clean Record$140$119
1+ Ticket$160$147
1+ Accident$180$173
DUI$200$209
Poor Credit$241$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


American Country Insurance Company and Atlas Financial Holdings

This was a strategic plan from Atlas Financial Holdings Group, the parent company, to transition its subsidiaries in rehabilitation to alternative markets through the company’s managing agency, Anchor Group Management, Inc.

Atlas Financial Holdings owns many companies including American United Transportation Inc, American Transit Insurance Company, Gateway Insurance Company (read our “Gateway Insurance Company: Customer Ratings & Reviews” for more information), and Atlas Financial Services, a collection agency.

American Country Insurance Company and Atlas Financial Holdings Ratings

Atlas Financial Holdings is the insurance company group but American Country Insurance Company is one of many Atlas’s owned insurance companies. 4795 is the American Country Insurance Company NAIC code. American Country Insurance Company uses the DMV insurance code 389.

Atlas Financial Holdings Ratings

Atlas Financial Holdings A.M. Best rating is a C and the company’s Financial Strength Rating (FSR) is considered weak.

Atlas Financial Holdings Market Share

In 2019, the financial group had seen a net loss of earnings but Atlas Financial Holdings stock has increased 16 percent since the Coronavirus pandemic. The company has an intention to increase its market share by 20 percent.

Atlas Financial Holdings, Inc. Direct Premiums Written vs. Competitors

Companies Direct Premiums Written
Atlas Financial Holdings $261,276,000
Metropolitan Group $12,069,037,505
Northwestern Mutual $10,455,506,540
New York Life $9,335,442,446
Prudential of America $8,977,419,795
Lincoln National $7,459,547,086
MassMutual $7,162,088,704
Aegon US Holding $4,738,606,120
John Hancock $4,582,866,128
State Farm $4,526,855,808

Atlas Financial Holdings has written significantly less direct premiums in comparison to top insurance companies.

Read more: Metropolitan Group Property and Casualty Insurance Company: Customer Ratings & Reviews

American Country Insurance Company Discounts Available

DiscountAmerican Country
Anti Theft8%
Good Student12%
Low Mileage10%
Paperless6%
Safe Driver10%
Senior Driver18%

American Country Insurance Company offers various discounts to help you save on your insurance premiums. Here are some potential discounts you may qualify for:

  • Safe Driver Discount: Earn a discount for maintaining a clean driving record and demonstrating safe driving habits.
  • Multi-Policy Discount: Save when you bundle multiple insurance policies with American Country, such as auto and homeowners insurance.
  • Good Student Discount: Students with excellent academic records may be eligible for discounts on their auto insurance.
  • Vehicle Safety Features Discount: If your vehicle is equipped with safety features, such as anti-lock brakes or airbags, you may qualify for additional savings.
  • Multi-Vehicle Discount: Insure multiple vehicles under the same policy and enjoy a discount on your overall premium.

To explore and maximize your eligibility for these discounts, contact American Country Insurance Company and inquire about the specific savings options available to you.

American Country Insurance Claims

Atlas Financial Holdings’ plan for American Country Insurance and American Service Insurance (read our “American Service Insurance Company Review” for more information) is to work with rehabilitators and regulators to make a formal plan to support the former company policyholders and agents.

The American Country Insurance Company claims address, American Country Insurance Company claims number, and American Country Insurance Company claims department can now be found at Atlas Financial Holding’s website.

That also means that the American Country Insurance phone number is the same as Atlas Financial Groups’ toll-free number, which is 1-800-897-2551 and its address is 953 American Lane, 3rd Floor, Schaumburg, IL 60173. If you are attempting to use 150 Northwest Point Blvd, Elk Grove Village, IL 60007 as the company address then it is the wrong one.

How American Country Insurance Company Ranks Among Providers

American Country Insurance Company among insurance providers can change over time and may vary based on different criteria such as customer satisfaction, financial stability, and coverage options.

Checking recent industry reports, reviews from customers, and ratings from reputable insurance rating agencies such as A.M. Best, J.D. Power, or Consumer Reports. These sources can provide insights into the company’s financial strength, customer service, and overall performance.

You can also visit the official website of American Country Insurance Company for any recent accolades, awards, or recognitions they may have received. Additionally, online forums and review websites may offer perspectives from customers who have had experiences with the company.

Frequently Asked Questions

What types of insurance does American Country Insurance Company offer?

American Country Insurance Company provides a diverse range of insurance services, including coverage for property and casualty, auto, homeowners, and life insurance.

When was American Country Insurance Company founded, and how reliable is it?

Established in 1925, American Country Insurance Company boasts a longstanding history, positioning itself as a reliable and trusted nationwide insurance provider.

How can I contact American Country Insurance Company for customer service?

For customer service inquiries, you can reach American Country Insurance Company by calling 1-847-472-6700. Additionally, for fax communications, use the fax number 1-800-897-2551 provided by its parent company, Atlas Financial Holdings.

What is the relationship between American Country Insurance Company and Atlas Financial Holdings?

American Country Insurance Company is a subsidiary of Atlas Financial Holdings, Inc. The strategic plan involves transitioning its subsidiaries, including American Country Insurance, to alternative markets through the managing agency, Anchor Group Management, Inc.

Where can I find information about American Country Insurance Company’s financial ratings and market share?

For information on financial ratings, American Country Insurance Company’s NAIC code (4795), and its parent company Atlas Financial Holdings’ A.M. Best rating, you can refer to the Atlas Financial Holdings website.

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Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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