American Industries Life Insurance Company: Customer Ratings & Reviews [2024]

Secure your family's financial future with American Industries Life Insurance Company, a trusted provider offering a range of coverage options tailored to diverse needs, accompanied by competitive rates and a commitment to helping you make informed coverage choices.

UPDATED: Feb 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 18, 2024Fact Checked

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

UPDATED: Feb 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 18, 2024Fact Checked
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American Industries Life Insurance Company

Average monthly rate for healthy individuals:

$0

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Competitive rates
  • Customizable policies
  • Positive customer reviews

Cons

  • Limited information on the website about policy options
  • No online quotes available
  • No mobile app for policy management

Final Verdict: Review of American Industries Life Insurance Company

American Industries Life Insurance Company, a reputable provider of life insurance products. Begins with an overview of the types of insurance offered by the company, including term life insurance and permanent life insurance. It then delves into the company’s history and mission, along with information on the states where their services are offered. The article also covers the cost of the company’s products, discounts available to customers, and a summary of customer reviews. Finally, an FAQ section answers common questions about American Industries Life Insurance Company. Overall, this article is an informative and authoritative resource for anyone considering life insurance from this provider.

American Industries Life Insurance Company is a well-established provider of life insurance services, offering a range of coverage options to meet the needs of individuals and families. With nearly a century of experience in the industry, the company has built a reputation for reliability, financial strength, and excellent customer service. In this complete guide, we'll take a closer look at American Industries Life Insurance Company, exploring its history, mission, product offerings, pricing, discounts, customer reviews, and more. Whether you're a current policyholder or considering purchasing life insurance from this company, this guide will provide you with the information you need to make an informed decision.

What You Should Know About American Industries Life Insurance Company

American Industries Life Insurance Company sets competitive rates for life insurance, factoring in age, gender, health, and coverage type to provide potential policyholders with transparent and personalized pricing.

The company further supports affordability through various discounts, including multi-policy, safe driving, and healthy lifestyle discounts. While specific customer satisfaction ratings are not explicitly stated, the absence of significant complaints suggests a positive customer experience, and the presence of licensed agents underscores a commitment to expertise in navigating the claims process.

American Industries Life Insurance Company Insurance Coverage Options

American Industries Life Insurance Company offers a range of coverage options to fit the diverse needs of their customers. These include:

  • Term life insurance: This type of policy provides coverage for a set period of time, such as 10, 20, or 30 years. Term life insurance is typically less expensive than permanent life insurance and can be a good option for those who need coverage for a specific period of time.
  • Whole life insurance: This type of policy provides coverage for the entirety of the policyholder’s life, as long as premiums are paid. Whole life insurance typically has higher premiums than term life insurance but can build cash value over time.
  • Universal life insurance: This type of policy provides flexible premiums and death benefits, allowing policyholders to adjust their coverage as needed. Universal life insurance can also build cash value over time.
  • Variable life insurance: This type of policy allows policyholders to invest a portion of their premiums in various investment accounts, such as stocks or mutual funds. The cash value of the policy can grow or shrink depending on the performance of the investments.
  • Final expense insurance: This type of policy provides coverage for end-of-life expenses, such as funeral costs and medical bills. Final expense insurance is typically less expensive than other types of life insurance and can be a good option for those who want to ensure their loved ones are not burdened with these costs.

Note that not all coverage options may be available in all states or for all policy types. To find out which options are available to you, contact American Industries Life Insurance Company directly.

Read more:

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American Industries Life Insurance Company Insurance Rates Breakdown

Driver ProfileAmerican Industries Life Insurance CompanyNational Average
Clean Record$150$119
1+ Ticket$180$147
1+ Accident$200$173
DUI$250$209
Poor Credit$258$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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American Industries Life Insurance Company offers competitive rates for healthy individuals. The average monthly rate is calculated based on several factors, including age, gender, health condition, and the type of life insurance coverage selected.

Factors Affecting American Industries Life Insurance Company Rates:

Health Condition: The health condition of the individual plays a significant role in determining the life insurance premium. Healthy individuals generally qualify for lower rates, while those with pre-existing health conditions may face higher premiums.

  • Age: Age is a crucial factor in life insurance pricing. Generally, younger individuals are eligible for lower premiums, while older individuals may pay higher rates.
  • Coverage Type: The type of life insurance coverage selected, such as term life, whole life, or universal life, will impact the premium amount. Each type of coverage has its own pricing structure.
  • Coverage Amount: The amount of coverage (death benefit) chosen by the policyholder directly influences the premium. Higher coverage amounts typically result in higher premiums.
  • Gender: Statistically, life insurance companies often charge different rates based on gender. Premiums may vary between male and female policyholders.
  • Discounts: American Industries Life Insurance Company offers various discounts, such as multi-policy discounts, safe driving discounts, and healthy lifestyle discounts. Eligibility for these discounts can positively impact the overall premium.

When obtaining a quote from American Industries Life Insurance Company, individuals should consider these factors to make informed decisions about their life insurance coverage. It’s advisable to explore the available discounts and carefully review the coverage options to find the most suitable and cost-effective policy.

American Industries Life Insurance Company Discounts Available

DiscountAmerican Industries Life Insurance Company
Anti Theft25%
Good Student20%
Low Mileage25%
Paperless9%
Safe Driver25%
Senior Driver10%

American Industries Life Insurance Company offers several discounts to its customers, including:

  • Multi-policy discount: Customers who have more than one policy with American Industries Life Insurance Company may be eligible for a discount on their premiums.
  • Non-smoker discount: Customers who do not use tobacco products may qualify for a discount on their life insurance premiums.
  • Healthy lifestyle discount: Customers who meet certain health criteria, such as having a healthy body mass index (BMI) or low cholesterol levels, may be eligible for a discount on their premiums.
  • Safe occupation discount: Customers who work in low-risk occupations, such as teachers or office workers, may qualify for a discount on their life insurance premiums.
  • Age-based discount: Customers who purchase a policy at a young age may qualify for a lower premium than those who wait until later in life.

Read more: Teachers Insurance Company: Customer Ratings & Reviews

Note that not all discounts may be available in all states or for all policy types. To find out which discounts you may be eligible for, contact American Industries Life Insurance Company directly.

How American Industries Life Insurance Company Ranks Among Providers

American Industries Life Insurance Company operates in a highly competitive industry, with several major players vying for market share. Some of the company’s main competitors include:

  • Prudential Financial: One of the largest life insurance companies in the United States, Prudential offers a wide range of insurance and investment products.
  • MetLife: Another large life insurance company, MetLife provides a variety of insurance and financial services to individuals and businesses.
  • New York Life: This company is the largest mutual life insurance company in the United States, offering a range of insurance and investment products to its customers.
  • State Farm: While best known for its auto and home insurance offerings, State Farm also provides life insurance coverage to its policyholders.
  • Northwestern Mutual: One of the oldest and most respected life insurance companies in the United States, Northwestern Mutual offers a variety of insurance and financial products to its customers.

These companies and others like them compete with American Industries Life Insurance Company in terms of pricing, coverage options, customer service, and financial strength. To choose the best life insurance provider for your needs, it’s important to compare offerings from multiple companies and consider factors such as reputation, financial stability, and customer reviews.

Frequently Asked Questions

What types of life insurance does American Industries Life Insurance Company offer?

The company offers term life insurance, whole life insurance, universal life insurance, variable life insurance, and final expense insurance.

How can I get a quote for life insurance from American Industries Life Insurance Company?

You can request a quote directly from the company’s website or by contacting their customer service department.

Does American Industries Life Insurance Company offer any discounts on life insurance premiums?

Yes, the company offers several discounts, including a multi-policy discount, a safe driving discount, and a healthy lifestyle discount.

Can I change my beneficiaries on my life insurance policy with American Industries Life Insurance Company?

Yes, you can typically change your beneficiaries on your life insurance policy with American Industries Life Insurance Company. Contact them directly to learn more about the process.

Can I purchase life insurance from American Industries Life Insurance Company if I have existing health conditions?

American Industries Life Insurance Company may consider offering coverage to individuals with existing health conditions, depending on the specific condition and underwriting guidelines. Contact them directly to discuss your situation.

Does American Industries Life Insurance Company offer group life insurance plans for businesses?

American Industries Life Insurance Company may offer group life insurance plans for businesses. Contact them to learn more about their offerings for employers and employees.

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Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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Compare Insurance Providers Rates to Save Up to 75%

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