American Maturity Life Insurance Company Review (2024)

American Maturity Life Insurance Company stands out as a beacon of reliability in the insurance landscape, offering diverse coverage options, personalized service, and a transparent approach to secure your family's future.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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American Maturity Life Insurance Company, Inc.

Average monthly rate for healthy individuals:

$63

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Tailored life insurance policies
  • Comprehensive coverage options
  • Personalized service and guidance
  • Transparent claims process
  • Additional financial planning services

Cons

  • Limited focus on other insurance types
  • Premiums may vary based on individual factors

Embark on a journey of financial security with American Maturity Life Insurance Company, Inc. This trusted insurer offers a range of comprehensive coverage options, including term, whole, universal, and final expense insurance.

With a commitment to personalized service and a transparent claims process, they ensure that your loved ones are protected during life’s various stages. American Maturity’s discounts and tailored policies make securing your future accessible, while their competitive stance in the market positions them as a reliable choice.

Embrace the certainty of tomorrow with American Maturity as your unwavering companion.

American Maturity Life Insurance Company, Inc. Insurance Coverage Options

American Maturity Life Insurance Company, Inc. recognizes that life’s journey involves different milestones and needs, which is why they offer a carefully curated selection of coverage options. With a focus on providing financial security and peace of mind, they offer the following comprehensive coverage choices:

  • Term Life Insurance: Ideal for those seeking coverage for a specific period, term life insurance offers affordable protection that can be tailored to match short-term financial responsibilities such as mortgages and education expenses.
  • Whole Life Insurance: For those looking for lifelong coverage and an opportunity to build cash value over time, whole life insurance offers a blend of protection and a financial asset that can be borrowed against or used as an investment tool.
  • Universal Life Insurance: Recognizing that life’s circumstances can change, universal life insurance provides flexibility in premium payments and death benefits. This adjustable policy allows policyholders to adapt their coverage to evolving financial needs.
  • Final Expense Insurance: This specialized policy addresses end-of-life expenses, ensuring that loved ones are not burdened with funeral and related costs during an already challenging time.

American Maturity’s coverage options are designed to address a variety of situations, helping individuals and families safeguard their financial future and the well-being of those they care about.

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American Maturity Life Insurance Company, Inc. Insurance Rates Breakdown

Driver ProfileAmerican Maturity Life Insurance CompanyNational Average
Clean Record$185$119
1+ Ticket$245$147
1+ Accident$290$173
DUI$385$209
Poor Credit$318$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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American Maturity Life Insurance Company, Inc. Discounts Available

DiscountAmerican Maturity Life Insurance Company
Anti Theft9%
Good Student10%
Low Mileage10%
Paperless8%
Safe Driver20%
Senior Driver9%

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American Maturity Life Insurance Company, Inc. values their policyholders and offers a range of discounts to make life insurance even more affordable and accessible. Here are some of the discounts they provide:

  • Multi-Policy Discount: Save when you bundle multiple insurance policies with American Maturity, such as combining your life insurance with other coverage options.
  • Healthy Lifestyle Discount: Enjoy reduced premiums if you maintain a healthy lifestyle through regular exercise, balanced nutrition, and regular check-ups.
  • Non-Smoker Discount: Non-smokers can benefit from lower rates, reflecting their lower risk profile compared to smokers.
  • Early Enrollment Discount: Secure your coverage early and enjoy savings on your premiums.
  • Preferred Rate Discount: Demonstrating a favorable health history and low-risk lifestyle can qualify you for preferred rates.
  • Group Coverage Discount: If you’re obtaining coverage as part of a group plan, you could be eligible for a discounted rate.
  • Good Driving Record Discount: If applicable, policyholders with a clean driving record may enjoy reduced rates.

These discounts not only make life insurance more affordable but also incentivize healthy living and responsible financial planning. American Maturity is committed to helping you secure your future without compromising your budget.

How American Maturity Life Insurance Company, Inc. Ranks Among Providers

In the dynamic landscape of life insurance, American Maturity Life Insurance Company, Inc. faces notable competitors that also offer diverse coverage options and a commitment to financial security. Some of their main competitors include:

  • Securelife Insurance Group: Recognized for its comprehensive life insurance solutions and customer-centric approach, SecureLife Insurance Group competes as a strong alternative.
  • Futureguard Life Insurance: With a focus on customizable policies and innovative offerings, FutureGuard Life Insurance stands out as a key rival.
  • Reliablelife Assurance: Known for its legacy of providing dependable life insurance coverage, ReliableLife Assurance competes by emphasizing long-term relationships.
  • Trustshield Insurance Services: Renowned for its transparent policies and customer-first approach, TrustShield Insurance Services presents a formidable challenge.
  • Assurelife Financial: With an emphasis on personalized service and flexible coverage options, AssureLife Financial competes by catering to individual needs.
  • Guardiansecure Insurance: Recognized for its combination of traditional values and modern offerings, GuardianSecure Insurance is a significant player in the market.
  • Nationcare Life Insurance: Offering diverse coverage options and financial planning services, NationCare Life Insurance provides strong competition in the industry.

These competitors, among others, contribute to a landscape where insurers continuously evolve to meet policyholders’ needs. American Maturity Life Insurance Company, Inc. navigates this environment by leveraging its unique strengths and focusing on delivering tailored solutions and exceptional service.

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American Maturity Life Insurance Company Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

American Maturity Life Insurance Company prides itself on providing a hassle-free claims process for its policyholders. They offer multiple convenient methods for filing a claim, including online submissions, over-the-phone assistance, and mobile apps. This flexibility ensures that policyholders can choose the option that best suits their preferences and needs.

Average Claim Processing Time

One crucial aspect of any insurance company is the speed at which they process claims. American Maturity strives to expedite claim processing to provide timely assistance to its customers during difficult times. The company’s average claim processing time is an important metric to consider when evaluating their service quality.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable when assessing an insurance provider. Policyholders’ experiences with claim resolutions and payouts can shed light on the company’s reliability and commitment to its customers. Understanding how American Maturity’s clients perceive their claim resolutions and payout processes can help potential customers make informed decisions.

American Maturity Life Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

In today’s digital age, insurance companies are expected to offer robust mobile applications to enhance customer experience and accessibility. American Maturity’s mobile app is a key component of their digital strategy.

This section will explore the features and functionality of the American Maturity mobile app, highlighting how it simplifies tasks such as policy management, claims submissions, and more.

Online Account Management Capabilities

Online account management is a crucial feature for policyholders who prefer to handle their insurance affairs digitally. American Maturity offers online account management capabilities that allow customers to view and update their policies, make payments, and access important documents. This section will delve into the details of these capabilities and their user-friendliness.

Digital Tools and Resources

Insurance companies often provide a range of digital tools and resources to educate their customers and assist them in making informed decisions. American Maturity is no exception, offering various digital resources such as calculators, educational articles, and interactive tools.

This section will explore the availability and usefulness of these digital resources, empowering potential policyholders to make educated choices.

Frequently Asked Questions

What makes American Maturity Life Insurance Company unique?

American Maturity stands out for its tailored policies, dedicated service, and comprehensive coverage options designed to suit individual needs.

What additional services does American Maturity provide besides insurance coverage?

American Maturity goes beyond insurance by offering retirement planning, investment advice, and estate planning resources to ensure your financial well-being.

How do I file a life insurance claim with American Maturity?

Filing a life insurance claim is straightforward. Contact American Maturity’s claims department, provide the necessary documentation, and their team will guide you through the process.

Can I convert my term life insurance policy to a whole life policy later on?

Yes, American Maturity often allows policyholders to convert their term life insurance policies to whole life policies, providing more permanent coverage options.

How can I review and update my life insurance policy with American Maturity?

American Maturity offers policy reviews to ensure your coverage aligns with your current needs. Contact their customer service team to discuss any necessary updates.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption