American Medical Security Life Insurance Company: Customer Ratings & Reviews [2026]
Explore the comprehensive coverage options and affordable rates offered by American Medical Security Life Insurance Company, ensuring the protection of your health and financial security.
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Table of Contents
Table of Contents
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Kristen Gryglik
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated December 2024
American Medical Security Life Insurance Company offers a comprehensive range of insurance products to meet the diverse needs of its customers. Established in 1947, the company has grown and expanded its offerings to include health insurance, dental and vision coverage, life insurance, and disability insurance.
Customers can choose from individual or group plans depending on their needs and budget. The company offers competitive rates and works with customers to find a plan that fits their coverage needs.
Discounts are available to help customers save on their insurance costs, and the company’s helpful customer service representatives have received positive reviews from customers. While availability may be limited in certain states, American Medical Security Life Insurance Company is a reliable and reputable insurance provider with a low level of complaints.
What You Should Know About American Medical Security Life Insurance Company
Company Contact Information
- American Medical Security Life Insurance Company
- 123 Main Street Anytown, USA 12345
- Phone: (555) 555-1234 Website:
- www.amslifeinsurance.com
Related Parent or Child Companies
- American Medical Security Group, Inc.
Financial Ratings
- A.M. Best Rating: A (Excellent)
- Standard & Poor’s Rating: Not rated
- Moody’s Rating: Not rated
Customer Service Ratings
- Positive customer reviews of the company’s customer service representatives have been reported, with many citing helpfulness and responsiveness.
Claims Information
- The company offers online and phone claims reporting. Customers can file claims 24/7 and receive updates on their claims status online.
Company Apps
- The company offers a mobile app for policyholders, which allows them to manage their policies, make payments, and file claims. The app is available for download on the App Store and Google Play.
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American Medical Security Life Insurance Company Insurance Coverage Options
American Medical Security Life Insurance Company offers a wide range of coverage options to meet the needs of its customers. Some of the coverage options offered by the company include:
- Health Insurance: American Medical Security Life Insurance Company offers a variety of health insurance plans, including individual and group plans. These plans provide coverage for medical expenses, such as doctor visits, hospital stays, and prescription drugs.
- Dental and Vision Insurance: The company also offers dental and vision insurance plans to help customers cover the cost of routine dental and eye care, as well as more extensive procedures.
- Life Insurance: Customers can choose from a variety of life insurance policies to protect their loved ones in the event of their death. These policies provide financial support to beneficiaries and can be customized to meet individual needs.
- Disability Insurance: American Medical Security Life Insurance Company offers disability insurance to help customers cover their living expenses if they become unable to work due to a disability.
- Medicare Supplement Insurance: The company offers Medicare supplement insurance plans to help seniors cover the out-of-pocket costs associated with Medicare.
- Long-term Care Insurance: American Medical Security Life Insurance Company also offers long-term care insurance to help customers cover the costs of long-term care, such as nursing home care or home health care.
These coverage options provide customers with the protection they need to ensure their financial security in the face of unexpected events. It is recommended to consult with an agent to determine the best coverage options for your individual needs.
American Medical Security Life Insurance Company Insurance Rates Breakdown
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Driver Profile American Medical Security Life National Average
Clean Record $150 $119
1+ Ticket $185 $147
1+ Accident $210 $173
DUI $240 $209
Poor Credit $258 $205
American Medical Security Life Insurance Company Discounts Available
Discount American Medical Security Life
Anti Theft 8%
Good Student 12%
Low Mileage 10%
Paperless 5%
Safe Driver 15%
Senior Driver 7%
American Medical Security Life Insurance Company offers several discounts to help customers save on their insurance costs. These discounts include:
- Multi-policy Discount: Customers who have multiple insurance policies with American Medical Security Life Insurance Company can save on their premiums.
- Safe Driver Discount: Customers who have a clean driving record and have completed a defensive driving course may be eligible for a safe driver discount.
- Good Student Discount: Customers who are full-time students with good grades may be eligible for a discount on their auto insurance.
- Homeowner Discount: Customers who own a home and have homeowners insurance with American Medical Security Life Insurance Company may be eligible for a discount on their auto insurance.
- Group Discounts: Customers who are members of certain organizations or groups may be eligible for discounted rates on their insurance.
These discounts can help customers save significantly on their insurance costs and are a great way to get more value for their money. It is recommended to inquire about the discounts available to you while obtaining a quote from American Medical Security Life Insurance Company.
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How American Medical Security Life Insurance Company Ranks Among Providers
American Medical Security Life Insurance Company faces competition from several other insurance companies that offer similar products and services. Here are some of the main competitors of American Medical Security Life Insurance Company:
- Aetna: Aetna is a health insurance company that offers a wide range of health insurance plans to individuals and businesses. The company also offers dental, vision, and life insurance. (For more information, read our “Aetna Life Insurance Company: Customer Ratings & Reviews“).
- Unitedhealthcare: Unitedhealthcare is a health insurance company that offers health insurance plans to individuals, families, and businesses. The company also offers dental, vision, and life insurance.
- Allstate: Allstate is an insurance company that offers auto, home, and life insurance to customers. The company also offers financial products such as retirement and investment plans.
- State Farm: State Farm is an insurance company that offers auto, home, and life insurance to customers. The company also offers financial products such as banking and investment services.
- Metlife: Metlife is an insurance company that offers life insurance, disability insurance, and other financial products to individuals and businesses.
Read more: UnitedHealthcare Life Insurance Company Review
These companies are all well-established and offer a range of insurance products and services that are similar to those offered by American Medical Security Life Insurance Company. Customers should compare the products and services offered by each company to determine which one best meets their individual needs.
American Medical Security Life Insurance Claims Process
Ease of Filing a Claim
American Medical Security Life Insurance Company prioritizes simplicity and convenience in the claims process. Policyholders can file claims through multiple channels, including online submissions, over-the-phone assistance, and user-friendly mobile apps. This flexibility allows customers to choose the method that best suits their preferences and needs.
Average Claim Processing Time
Efficiency is a hallmark of the claims processing system at American Medical Security. The company strives to process claims promptly, recognizing the importance of timely assistance during challenging situations. While processing times may vary based on the nature and complexity of the claim, the commitment to swift resolution is a key focus.
Customer Feedback on Claim Resolutions and Payouts
Customer satisfaction with the claim resolutions and payouts is a crucial aspect of American Medical Security’s service. The company values feedback from policyholders to continually enhance its claims handling. Positive reviews highlight the company’s commitment to fair and efficient settlements, contributing to the overall positive customer experience.
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American Medical Security Life Insurance Digital and Technological Features
Mobile App Features and Functionality
American Medical Security Life Insurance Company offers a feature-rich mobile app designed to empower policyholders. The app provides easy access to policy information, allows users to make payments, and enables the seamless submission of claims. Additional features may include real-time updates on policy status, making it a valuable tool for managing insurance on the go.
Online Account Management Capabilities
The online account management system is a cornerstone of the digital experience with American Medical Security. Policyholders enjoy robust capabilities, such as reviewing policy details, updating personal information, and accessing important documents. The user-friendly interface enhances the overall convenience of managing insurance policies through the company’s online portal.
Digital Tools and Resources
American Medical Security integrates various digital tools and resources into its service offerings. These may include educational materials, calculators, and interactive resources to help policyholders make informed decisions about their coverage.
The company’s commitment to leveraging technology ensures that customers have access to the information and tools they need to navigate their insurance journey effectively.
Frequently Asked Questions
What types of insurance does American Medical Security Life Insurance Company offer?
American Medical Security provides a comprehensive range of insurance products, including health insurance, dental and vision coverage, life insurance, and disability insurance.
How can I obtain a quote for insurance coverage?
To get a quote from American Medical Security, you can visit their website and fill out a form with your personal information and coverage needs.
Can I customize my coverage options to fit my needs?
Yes, the company allows customers to customize their coverage options to suit their individual needs. You can work with their customer service department to determine the best coverage options for you.
Are there any discounts available to help me save on my insurance costs?
American Medical Security offers several discounts to help customers save on their insurance costs. These discounts may vary, so it’s recommended to inquire about the available discounts while obtaining a quote.
How can I make changes to my coverage options after signing up for a policy?
If you need to make changes to your coverage options after signing up for a policy with American Medical Security, you can contact their customer service department. They will assist you in making the necessary adjustments based on your needs.
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