American Mercury Lloyds Insurance Company: Customer Ratings & Reviews [2024]

Discover comprehensive protection and peace of mind with American Mercury Lloyd's Insurance Company, a trusted provider offering a range of insurance products to safeguard your assets.

UPDATED: Jan 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 21, 2024Fact Checked

Imani Francies

Insurance and Finance Writer

Imani Francies is a finance and insurance writer who has strong media and communication skills with a bachelor's degree from Georgia State University. She began her writing career freelancing with various blogs and internships while working full-time as an early childhood educator. She has significant experience in both print and online media as a writer, editor, and author. She works efficient...

Insurance and Finance Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

UPDATED: Jan 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 21, 2024Fact Checked
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Average monthly rate for good drivers:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Wide range of insurance products available, including Auto, Home, Renters, Motorcycle, and Boat coverage.
  • Competitive rates and customizable insurance options.
  • Positive customer reviews and low complaint levels.
  • Backed by an A (Excellent) rating from A.M. Best.
  • Commitment to outstanding customer service.

Cons

  • Limited availability in select states.

Final Verdict: Review of American Mercury Lloyd's Insurance Company

American Mercury Lloyd’s Insurance Company is a reputable insurance provider with a history of excellence and a mission to offer reliable insurance solutions. With a wide range of insurance products, including Auto, Home, Renters, Motorcycle, and Boat coverage, they cater to diverse customer needs.

Their competitive rates, customizable options, and positive customer reviews make them a trusted choice for protecting assets. While they have limited availability in select states, their low complaint level and commitment to outstanding customer service make them a reliable option for insurance coverage.

Explore their offerings and experience the peace of mind that comes with comprehensive insurance protection.

American Mercury Lloyd's Insurance Company, your reliable source for comprehensive insurance coverage. With a history of excellence and a mission to provide reliable insurance solutions, American Mercury Lloyd's Insurance Company offers a wide range of products and services including Auto, Home, Renters, Motorcycle, and Boat insurance. Backed by an A (Excellent) rating from A.M. Best, our competitive rates and customizable insurance options cater to the needs of diverse customers. Our commitment to outstanding customer service, positive customer reviews, and low complaint levels make us a trusted choice for protecting your valuable assets. Explore our offerings and experience the peace of mind that comes with quality insurance coverage.

American Mercury Lloyd's Insurance Company Insurance Coverage Options

American Mercury Lloyd’s Insurance Company is dedicated to providing a comprehensive range of coverage options to meet the diverse needs of its customers. Whether you’re looking to safeguard your vehicle, home, or other valuable assets, the company offers a variety of insurance solutions. Here’s a breakdown of the coverage options available:

  • Auto insurance: Comprehensive coverage for personal vehicles, including liability, collision, and comprehensive coverage to protect against damages, theft, and accidents.
  • Home insurance: Protection for homeowners, including coverage for the dwelling, other structures, personal property, liability, and additional living expenses.
  • Renters insurance: Coverage for renters, including personal property coverage, liability coverage, and additional living expenses in case of a covered loss.
  • Motorcycle insurance: Coverage for motorcycles, including liability, collision, comprehensive, and medical payments coverage.
  • Boat insurance: Coverage for boats and watercraft, including liability, physical damage, medical payments, and other coverage options.
  • Umbrella insurance: Additional liability coverage that provides an extra layer of protection above the limits of your primary insurance policies.
  • Business insurance: Coverage options for small businesses, including general liability, commercial property, business interruption, and other coverage options.
  • Flood insurance: Coverage to protect against damages caused by flooding, which is not typically covered under standard home insurance policies.
  • Personal articles insurance: Coverage for valuable personal belongings, such as jewelry, fine arts, and collectibles.
  • Special event insurance: Coverage for special events, such as weddings, parties, and other gatherings, to protect against liability and other risks.

American Mercury Lloyd’s Insurance Company stands out for its commitment to offering a diverse array of coverage options, allowing customers to tailor their insurance to their specific needs. Whether you’re a homeowner, renter, or vehicle owner, the company strives to provide reliable and customizable protection for your valuable assets.

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American Mercury Lloyd's Insurance Company Insurance Rates Breakdown

Driver ProfileAmerican Mercury LloydsNational Average
Clean Record$140$119
1+ Ticket$175$147
1+ Accident$200$173
DUI$230$209
Poor Credit$241$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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American Mercury Lloyd's Insurance Company Discounts Available

DiscountAmerican Mercury Lloyds
Anti Theft12%
Good Student16%
Low Mileage14%
Paperless8%
Safe Driver18%
Senior Driver10%

American Mercury Lloyd’s Insurance Company values its customers and strives to provide competitive rates through various discounts. These discounts are designed to help policyholders save on their insurance premiums while enjoying comprehensive coverage. Below is a list of discounts offered by the company:

  • Multi-policy discount: Save on premiums by bundling multiple insurance policies, such as Auto and Home insurance, with American Mercury Lloyd’s Insurance Company.
  • Safe driver discount: Earn a discount for maintaining a clean driving record and avoiding accidents or traffic violations.
  • Good student discount: Students with good grades may qualify for a discount on their auto insurance premiums.
  • Anti-theft device discount: If your vehicle is equipped with an anti-theft device, you may be eligible for a discount on your comprehensive coverage.
  • Loyalty discount: Earn a discount for staying with American Mercury Lloyd’s Insurance Company for a certain number of years.
  • Payment discounts: Save on your premiums by choosing to pay your policy in full upfront or enrolling in automatic payment options.
  • Mature driver discount: Older drivers may qualify for a discount for completing a defensive driving course.
  • Homeownership discount: Homeowners may be eligible for a discount on their insurance premiums.
  • Group discounts: Members of certain groups or organizations may be eligible for group discounts on their insurance policies with American Mercury Lloyd’s Insurance Company.

American Mercury Lloyd’s Insurance Company is committed to making insurance coverage more affordable for its customers. By offering a range of discounts, they aim to provide cost-effective solutions tailored to individual needs. For detailed information on eligibility and savings, it’s recommended to contact the company directly.

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How American Mercury Lloyd's Insurance Company Ranks Among Providers

American Mercury Lloyd’s Insurance Company faces competition from several reputable providers. Each competitor brings its own unique offerings and strengths to the table, giving consumers a diverse range of options. Below are some key competitors worth considering:

  • State Farm: One of the largest and most well-known insurance companies in the United States, offering a wide range of insurance products and services, including auto, home, renters, life, and more.
  • Allstate: Another major insurance company offering a diverse range of insurance options, including auto, home, renters, life, and business insurance.
  • Progressive: Known for its competitive auto insurance offerings, Progressive also provides other insurance products such as home, renters, motorcycles, boats, and more.
  • Geico: Known for its catchy advertisements and competitive auto insurance rates, Geico also offers other types of insurance coverage, including home, renters, motorcycles, boats, and more.
  • Farmers Insurance: A well-established insurance company offering a wide range of coverage options, including auto, home, renters, life, business, and more.

As you navigate the insurance market, exploring options beyond American Mercury Lloyd’s Insurance Company is crucial. Each competitor listed has its own merits, and the best choice depends on individual preferences and requirements. Take the time to compare policies, rates, and customer reviews to make an informed decision tailored to your insurance needs.

Frequently Asked Questions

Does American Mercury Lloyd’s Insurance Company offer coverage in all states?

American Mercury Lloyd’s Insurance Company’s coverage may vary by state. It’s best to check their website or contact them directly to confirm availability in your state.

What discounts are available from American Mercury Lloyd’s Insurance Company?

American Mercury Lloyd’s Insurance Company offers various discounts, including multi-policy discounts, safe driver discounts, good student discounts, and more. Contact them for specific details on available discounts.

How can I file a claim with American Mercury Lloyd’s Insurance Company?

You can file a claim with American Mercury Lloyd’s Insurance Company by calling their claims hotline or by visiting their website to submit a claim online.

What are the financial ratings of American Mercury Lloyd’s Insurance Company?

Financial ratings for American Mercury Lloyd’s Insurance Company can be obtained from reputable rating agencies such as A.M. Best, Standard & Poor’s, and Moody’s. It’s recommended to check with these agencies for the most up-to-date ratings.

Is American Mercury Lloyd’s Insurance Company a good choice?

American Mercury Lloyd’s Insurance Company is a reputable insurance provider with a history of excellence and positive customer reviews. Their competitive rates, customizable options, and commitment to outstanding customer service make them a trusted choice for protecting your valuable assets.

Compare Insurance Providers Rates to Save Up to 75%

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Imani Francies

Insurance and Finance Writer

Imani Francies is a finance and insurance writer who has strong media and communication skills with a bachelor's degree from Georgia State University. She began her writing career freelancing with various blogs and internships while working full-time as an early childhood educator. She has significant experience in both print and online media as a writer, editor, and author. She works efficient...

Insurance and Finance Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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