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American Modern Select Insurance Company
President: William Todd Gray
American Modern Select Insurance Company
P O Box 5323
Cincinnati, OH 45201
Phone: () -
Toll Free: (800) 759-9008
Types of Insurance Offered
American Modern Select Insurance Company Summary
American Modern Select Insurance Company is a Stock company that was incorporated in 1980-08-15. American Modern Select Insurance Company is a Fire & Casualty insurance company and has assets of $104,027,469, capital of $3,000,000, and net surplus of $19,881,368.
The president of American Modern Select Insurance Company is William Todd Gray, the treasurer is , and the secretary is . American Modern Select Insurance Company insurance plans include auto, boat, business, health, and home.
American Modern Select Insurance Company is located in Cincinnati, OH and the phone number for American Modern Select Insurance Company claims, customer, service, and additional information is () -.
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Rate and Review: American Modern Select Insurance Company
It is the worst insurance company I ever used.
GOOD: You can easily download all policy documents as PDF’s from their website.
BAD: They are terrible at following instructions. I have four rental properties insured with them and every year they try to send out a representative to photograph the properties without giving any notice whatsoever to me, the property manager, or the tenant. Naturally, the house(s) are usually empty or only have a minor at home during the day, so the photographer can’t get in and the company tries to cancel my policy and demands that I take and send a collection of photos.
Every year I give them explicit instructions that by law neither they, the manager or myself can show up for non-emergencies without 24-hours notice and every year they ignore my instructions.
I’m actively looking for a less dimwitted company.
Horrible insurance company. Won’t pay claims. Loopholes on policies. Shopping for a new company.
Do NOT use this company – remember the old adage, you get what you pay for.
I did not check the reviews before I bought the policy. Big mistake, I should have gone with a company like Grundy or Hagerty. I have a major loss and I have heard nothing but excuses as to why they have not approved the claim. My favorite: we are still reviewing the policy.
From what I have been reading, not only do they NOT pay but then the policy gets cancelled. Hopefully, my state’s insurance commissioner will decide to check into this company’s practices.
Well, I just renewed my policy and paid the first 2 months up front. After reading these reviews, I am gonna shop around.
All I need is something happening to my home and they don’t pay. Thanks for all the reviews it pays to read them
After months of effort, I finally paid my claim for damage to a house, but only paid out about half of the actual damages.
For example, on some ruined carpeting, they paid out the cost of “used” carpeting as if you can somehow find discount used carpeting to repair your place with.
Truly terrible.
Very poor on claims problems.
What a pathetic excuse for an insurance company. Only wish I had read the reviews before I selected them.
I have a policy on a vacation home in Arizona as well as a policy on an ATV. When the ATV suffered damage due to a second-rate mechanic and his inability to secure an air cleaner to its housing causing sand to get sucked into the cylinders and score not only the cylinders but the pistons and valves, ruining the engine. Obviously, the mechanic blamed it on everyone but himself.
With nowhere else to turn, I called the insurance company. First, they had the claim for over two weeks without any progress whatsoever, then refused to honor the protection of the policy stating that it didn’t meet their criteria.
Well, my bank account says that American Modern Ins Co doesn’t meet the criteria of any more of my funds. Not only am I taking legal action but filing a claim with the Calif State Insurance Administration.
What a pathetic excuse for a modern insurance company. I have never dealt with such incompetence as with these people.
I have two policies, one for a vacation home and the other for an ATV. When the ATV suffered complete engine failure because an air filter was improperly installed and it sucked in sand and scored the pistons, valves, and cylinders.
The retailer I bought it from as well as the imbecile who installed it disavowed all blame and said it surely must have been somebody else. With no one else to turn to, I called my insurance company.
After two weeks without any progress, they refused to honor the protection of their policy stating that it didn’t meet their criteria. Well, my bank account doesn’t feel they met with my criteria for any further funds. Both policies canceled.
I will pursue legal action as well as file a claim with the Calif Insurance Commissioner. This company doesn’t rate any star. I wish I had read the reviews before I selected them.
Can you say:
Class action lawsuit: Class action definition is – a legal action undertaken by one or more plaintiffs on behalf of themselves and all other persons having an identical interest in the alleged wrong.