American States Preferred Insurance Company: Customer Ratings & Reviews [2023]
Discover the benefits of choosing American States Preferred Insurance Company, including coverage options, discounts, and superior customer service.
UPDATED: May 1, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: May 1, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 1, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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UPDATED: May 1, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Compare Quotes From Top Companies and Save
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American States Preferred Insurance Company
Average monthly rate for good drivers:
$104A.M. Best rating:
A (Excellent)Complaint level:
LowPros
- Offers a wide range of insurance products, including auto, home, and umbrella insurance
- Provides personalized insurance solutions tailored to individual needs
- Offers a variety of discounts and special programs, such as Safe Driving Rewards
- Has a strong financial rating and reputation in the insurance industry
- Offers online and mobile app features for convenient policy management
Cons
- Limited availability, only offered in select states
- Pricing can be higher than some competitors for certain coverage options
- Customer service ratings can vary by location and individual experience
The Bottom Line
American States Preferred Insurance Company is a trusted name in providing personalized insurance solutions for individuals and families across the country. With over 70 years in the industry, the company offers a wide range of insurance products, including auto, home, and umbrella insurance, and provides tailored coverage to individual needs. American States Preferred Insurance Company has a strong financial rating and reputation in the industry, and offers a variety of discounts and special programs such as Safe Driving Rewards. However, the company has limited availability and its pricing can be higher than some competitors for certain coverage options. Overall, American States Preferred Insurance Company is a reliable and reputable option for those seeking comprehensive and personalized insurance coverage.
Have you been searching for an insurance company that provides reliable and affordable coverage for all of life’s unexpected moments? Look no further than American States Preferred Insurance Company. With a history of over 70 years in the insurance industry, American States Preferred Insurance Company has become a trusted name in providing personalized insurance solutions for individuals and families across the country. In this comprehensive review, we’ll explore the company’s history, products and services, pricing, discounts, customer reviews, and more.
Is American States Insurance Company a Good Choice?
Company contact information:
- Website: https://www.americanstatesins.com/
- Phone: 1-800-257-9496
- Email: [email protected]
Related parent or child companies: There is no specific information available at this time.
Financial ratings: A (Excellent) rating from A.M. Best
Customer service ratings: There is currently no information available regarding customer service ratings.
Claims information: There is currently no information available regarding claims.
Company apps: American States Preferred Insurance Company offers online and mobile app features for convenient policy management.
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American States Insurance Company Discounts Available
American States Preferred Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. Here is a list of some of the discounts the company provides:
- Safe Driving Rewards: Offers discounts to customers who maintain safe driving records over time.
- Good Student Discount: Provides discounts to students who maintain a certain grade point average.
- Multi-Policy Discount: Offers discounts to customers who bundle multiple insurance policies together, such as auto and home insurance.
- Anti-Theft Discount: Provides discounts to customers who install anti-theft devices in their vehicles.
- Home Safety Features Discount: Offers discounts to customers who have certain safety features installed in their homes, such as smoke detectors or security systems.
- Accident Forgiveness: Allows customers to avoid rate increases after their first at-fault accident.
- Full Payment Discount: Provides discounts to customers who pay their entire premium in full at the beginning of their policy term.
These discounts can help customers save money on their insurance premiums and make coverage more affordable. It is worth noting that not all discounts are available in all states or for all types of insurance policies, and eligibility requirements may vary. Customers should contact American States Preferred Insurance Company directly to learn more about available discounts and how they can qualify.
American States Insurance Company Coverage Options
American States Preferred Insurance Company offers a variety of insurance products to meet the needs of individuals and families. Here is a list of the coverage options the company provides:
- Auto Insurance: Offers liability, collision, and comprehensive coverage, as well as additional options such as uninsured/underinsured motorist coverage and roadside assistance.
- Home Insurance: Provides coverage for homes, condominiums, and rental properties, including dwelling coverage, personal property coverage, and liability protection.
- Umbrella Insurance: Offers additional liability protection beyond the limits of a primary insurance policy.
- Life Insurance: Provides coverage options such as term life, whole life, and universal life insurance.
- Business Insurance: Offers coverage for a variety of industries and business types, including property and liability coverage, workers’ compensation insurance, and business auto insurance.
American States Preferred Insurance Company also provides additional insurance options, including boat and yacht insurance, flood insurance, and identity theft protection. It is worth noting that coverage options may vary by state, and customers should contact the company directly to learn more about available coverage options and how to customize their policies to meet their individual needs.
American States Insurance Company vs. Competitors
American States Preferred Insurance Company operates in a highly competitive market, and there are several other insurance companies that offer similar products and services to customers. Some of the main competitors of American States Preferred Insurance Company include:
- State Farm: As one of the largest insurance companies in the US, State Farm provides a wide range of insurance products, including auto, home, life, and business insurance.
- Allstate: Allstate is another major insurance company that offers a variety of insurance products, including auto, home, life, and business insurance. The company is known for its nationwide network of agents and its innovative technology.
- Geico: Geico is a well-known insurance company that provides affordable auto insurance to customers across the US. The company also offers home, renters, and business insurance, as well as roadside assistance and other services.
- Progressive: Progressive is a leading insurance company that offers auto, home, and business insurance to customers. The company is known for its innovative pricing model and its focus on providing a seamless customer experience.
- Nationwide: Nationwide is another major insurance company that offers a wide range of insurance products, including auto, home, life, and business insurance. The company is known for its strong financial ratings and its commitment to customer service.
These companies are just a few examples of American States Preferred Insurance Company’s main competitors, and customers should compare policies and prices from multiple insurers before choosing a provider.
Frequently Asked Questions
What types of discounts are available through American States Preferred Insurance Company?
American States Preferred Insurance Company offers a variety of discounts, including multi-policy discounts, safe driver discounts, and discounts for good students.
How do I file a claim with American States Preferred Insurance Company?
Customers can file a claim by contacting the company’s claims department directly by phone, email, or online. The claims process is designed to be simple and efficient, and representatives are available to help customers every step of the way.
What is American States Preferred Insurance Company’s cancellation policy?
Customers can cancel their policies at any time by contacting the company’s customer service department. Depending on the terms of the policy, customers may be subject to cancellation fees or other charges.
How does American States Preferred Insurance Company compare to other insurance providers?
American States Preferred Insurance Company is known for its comprehensive coverage options, affordable rates, and superior customer service. However, customers should compare policies and prices from multiple insurers before making a decision.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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