American States Preferred Insurance Company: Customer Ratings & Reviews [2024]

Explore the benefits, discounts, and superior customer service that position American States Preferred Insurance Company as a trusted choice for personalized coverage across auto, home, and umbrella insurance.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked

Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked
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American States Preferred

Average monthly rate for good drivers:

$104

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Wide range of insurance products
  • Customer ratings and reviews
  • Established reputation

Cons

  • Limited geographical coverage
  • Individual experiences may vary
  • Lack of up-to-date information

Final Verdict: Review of American States Preferred

American States Preferred Insurance Company is a trusted name in providing personalized insurance solutions for individuals and families across the country. With over 70 years in the industry, the company offers a wide range of insurance products, including auto, home, and umbrella insurance, and provides tailored coverage to individual needs.

American States Preferred Insurance Company has a strong financial rating and reputation in the industry, and offers a variety of discounts and special programs such as Safe Driving Rewards.

However, the company has limited availability and its pricing can be higher than some competitors for certain coverage options. Overall, American States Preferred Insurance Company is a reliable and reputable option for those seeking comprehensive and personalized insurance coverage.

Have you been searching for an insurance company that provides reliable and affordable coverage for all of life's unexpected moments? Look no further than American States Preferred Insurance Company. With a history of over 70 years in the insurance industry, American States Preferred Insurance Company has become a trusted name in providing personalized insurance solutions for individuals and families across the country. In this comprehensive review, we'll explore the company's history, products and services, pricing, discounts, customer reviews, and more.

What You Should Know About American States Preferred

Company contact information:

Related parent or child companies:

  • There is no specific information available at this time.

Financial Ratings:

  • A (Excellent) rating from A.M. Best

Customer Service Ratings:

  • There is currently no information available regarding customer service ratings.

Claims Information:

  • There is currently no information available regarding claims.

Company Apps:

  • American States Preferred Insurance Company offers online and mobile app features for convenient policy management.

American States Preferred Insurance Coverage Options

American States Preferred Insurance Company offers a variety of insurance products to meet the needs of individuals and families. Here is a list of the coverage options the company provides:

  • Auto Insurance: Offers liability, collision, and comprehensive coverage, as well as additional options such as uninsured/underinsured motorist coverage and roadside assistance.
  • Home Insurance: Provides coverage for homes, condominiums, and rental properties, including dwelling coverage, personal property coverage, and liability protection.
  • Umbrella Insurance: Offers additional liability protection beyond the limits of a primary insurance policy.
  • Life Insurance: Provides coverage options such as term life, whole life, and universal life insurance.
  • Business Insurance: Offers coverage for a variety of industries and business types, including property and liability coverage, workers’ compensation insurance, and business auto insurance.

American States Preferred Insurance Company also provides additional insurance options, including boat and yacht insurance, flood insurance, and identity theft protection. It is worth noting that coverage options may vary by state, and customers should contact the company directly to learn more about available coverage options and how to customize their policies to meet their individual needs.

Read more: American Economy Insurance Company: Customer Ratings & Reviews

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American States Preferred Insurance Rates Breakdown

Driver ProfileAmerican States PreferredNational Average
Clean Record$180$119
1+ Ticket$220$147
1+ Accident$250$173
DUI$420$209
Poor Credit$310$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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American States Preferred Discounts Available

DiscountAmerican States Preferred
Anti Theft8%
Good Student15%
Low Mileage12%
Paperless7%
Safe Driver18%
Senior Driver10%

American States Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. Here is a list of some of the discounts the company provides:

  • Safe Driving Rewards: Offers discounts to customers who maintain safe driving records over time.
  • Good Student Discount: Provides discounts to students who maintain a certain grade point average.
  • Multi-Policy Discount: Offers discounts to customers who bundle multiple insurance policies together, such as auto and home insurance.
  • Anti-Theft Discount: Provides discounts to customers who install anti-theft devices in their vehicles.
  • Home Safety Features Discount: Offers discounts to customers who have certain safety features installed in their homes, such as smoke detectors or security systems.
  • Accident Forgiveness: Allows customers to avoid rate increases after their first at-fault accident. (For more information, read our “What is accident forgiveness coverage?“).
  • Full Payment Discount: Provides discounts to customers who pay their entire premium in full at the beginning of their policy term.

These discounts can help customers save money on their insurance premiums and make coverage more affordable. It is worth noting that not all discounts are available in all states or for all types of insurance policies, and eligibility requirements may vary.

Customers should contact American States Preferred Insurance Company directly to learn more about available discounts and how they can qualify.

How American States Preferred Ranks Among Providers

American States Preferred Insurance Company operates in a highly competitive market, and there are several other insurance companies that offer similar products and services to customers. Some of the main competitors of American States Preferred Insurance Company include:

  • State Farm: As one of the largest insurance companies in the US, State Farm provides a wide range of insurance products, including auto, home, life, and business insurance.
  • Allstate: Allstate is another major insurance company that offers a variety of insurance products, including auto, home, life, and business insurance. The company is known for its nationwide network of agents and its innovative technology.
  • Geico: Geico is a well-known insurance company that provides affordable auto insurance to customers across the US. The company also offers home, renters, and business insurance, as well as roadside assistance and other services.
  • Progressive: Progressive is a leading insurance company that offers auto, home, and business insurance to customers. The company is known for its innovative pricing model and its focus on providing a seamless customer experience.
  • Nationwide: Nationwide is another major insurance company that offers a wide range of insurance products, including auto, home, life, and business insurance. The company is known for its strong financial ratings and its commitment to customer service.

Read more: Economy Preferred Insurance Company: Customer Ratings & Reviews 2023

These companies are just a few examples of American States Preferred Insurance Company’s main competitors, and customers should compare policies and prices from multiple insurers before choosing a provider.

Frequently Asked Questions

What insurance products does American States Preferred Insurance Company offer?

American States Preferred Insurance Company provides a range of insurance products, including auto, home, and umbrella insurance, catering to the diverse needs of individuals and families.

How does American States Preferred Insurance Company stand out in the industry?

With over 70 years of experience, American States Preferred is distinguished by its strong financial rating, reputation for tailored coverage, and commitment to superior customer service.

Are there discounts available for policyholders?

Yes, American States Preferred Insurance Company offers various discounts and special programs, such as Safe Driving Rewards, providing opportunities for policyholders to save on their insurance premiums.

What additional coverage options does the company provide?

In addition to the core insurance products, American States Preferred offers supplementary coverage options, including boat and yacht insurance, flood insurance, and identity theft protection.

How does American States Preferred Insurance Company compare to its competitors?

Operating in a competitive market, American States Preferred is recognized for its reliability and reputation. While it may have limited availability and pricing considerations, it remains a trusted and reputable option for comprehensive and personalized insurance coverage.

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Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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