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American Summit Insurance Company Review

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President: Gregory Duane Vanek
American Summit Insurance Company Review
510 North Valley Mills Drive Suite 202 P O Box 2650
Waco, TX 76702
Phone: (254) 399-0626
Toll Free: (800) 749-6419

Types of Insurance Offered

American Summit Insurance Company Review Summary

Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella...

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Reviewed byDaniel Walker
Licensed Auto Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/insproviders-live/ca745a12-daniel-walker.png

UPDATED: Sep 14, 2020

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The Lowdown: American Summit Insurance Company
Things to KnowSource
American Summit Insurance Company is a wholly-owned subsidiary of National Lloyds InsuranceAmerican Summit Insurance Company
American Summit Insurance offers homeowners, flood, and mobile home insurance coverageNational Lloyds Insurance
American Summit Insurance Company is available in 42 statesAmerican Summit Insurance Company
The company website is www.nationallloydsinsurance.com/American Summit Insurance Company
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Looking for insurance coverage? One option is American Summit Insurance Company, a subsidiary of National Lloyds Insurance Company, which offers flood insurance, home insurance, and more. The American Summit Insurance phone number is 1-800-749-6419.

You already know the American Summit Insurance Company’s phone number, but you should read this article to find out more about American Summit Insurance Company, the American Summit Insurance Company claims phone number, how to file a claim, etc.

Getting affordable American Summit Insurance Company life insurance is easier than you think. Take a minute to use your ZIP code and get a free quote on insurance before we start on this American Summit Insurance Company Review.

American Summit Insurance Company Rates

We don’t have American Summit Insurance Company life insurance rates or rates for their parent company, National Lloyds Insurance, but in general, smaller companies like American Summit can often offer lower rates and more customized policies because of their smaller size.

Why? Because smaller companies can often keep their focus on lower-risk insureds, which helps keep rates down, and fewer insureds means more personalized service and customized policies.

In addition, a small company that is a wholly-owned subsidiary of a larger company often means the benefits of a small company, with the financial backing and security of a larger company, which is also a good thing for you as an insured.

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What is American Summit Insurance Company’s availability?

American Summit Insurance is available in a number of states, as is National Lloyds, though the availability of each company varies. Take a look at this table to see what we mean.

American Summit and National Lloyds Insurance Availability by State
StateAmerican Summit Insurance Company Is AvailableNational Lloyds Insurance Company is Available
AlaskaYesNo
AlabamaNoNo
ArkansasYesYes
ArizonaYesYes
CaliforniaYesNo
ColoradoYesYes*
ConnecticutYesNo
District of ColumbiaYesNo
DelawareYesNo
FloridaYesNo
GeorgiaYesYes
HawaiiYesNo
IowaYesNo
IdahoYesNo
IllinoisYesYes
IndianaYesYes
KansasYesNo
KentuckyNoYes
LouisianaYes*Yes
MaineYesNo
MarylandYesNo
MassachusettsNoNo
MichiganNoYes
MinnesotaYesNo
MissouriYesYes
MississippiYesYes*
MontanaYesNo
North CarolinaNoNo
North DakotaYesYes
NebraskaYesNo
New HampshireYes*No
New JerseyNoNo
New MexicoYesYes
NevadaYesYes*
New YorkNoNo
OhioYesYes
OklahomaYesYes
OregonYesYes
PennsylvaniaYesYes
Rhode IslandNoYes
South CarolinaYesYes
South DakotaYesYes
TennesseeYesYes
TexasYesYes
UtahYesNo
VirginiaYesNo
VermontYesYes
WashingtonNoNo
West VirginiaYesYes
WisconsinYesNo
WyomingYesNo
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As you can see, while American Summit Insurance is a subsidiary of National Lloyds, it is actually available in more states. Those states that are noted as available with an asterisk indicate that the availability is as a surplus line, rather than as a fully admitted insurer in the state.

In a way, American Summit Insurance Company is in Waco, TX as there is a National Lloyds Building in Waco, TX; however, the company is based out of Dallas, TX.

American Summit Insurance Company Coverages Offered

American Summit Insurance offers a variety of coverage options, including:

  • Flood Insurance
  • Homeowners Insurance
  • Mobile Home Insurance

You can also get National Lloyds flood insurance directly from National Lloyds, however, as you saw earlier, American Summit has a wider availability than National Lloyds does.

How to make an American Summit Insurance Company Claim

You can file a claim by calling the company directly using the American Summit Insurance claims phone number, 254-730-9800.

Since they are a subsidiary of National Lloyds, you can use the National Lloyds insurance claims process as well by contacting your agent directly, calling them at 800-749-6419, or by emailing their claims department. If you choose to send an email, you’ll need to include your policy number and a description of the incident and associated loss.

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American Summit Insurance Company: Insurance Ratings

Because American Summit Insurance Company is a subsidiary of National Lloyds Insurance, most of the company ratings are completed at that level, rather than specifically for American Summit.

Better Business Bureau (BBB) says National Lloyds has not been accredited, but the company has an A- rating for complaint handling and customer service. Take a look at this table for more details.

National Lloyds Insurance BBB Ratings
RatingAccreditationCustomer Complaints
A-Not Accredited8 closed in the past 3 years
2 of those in the past 12 months
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A.M. Best, a company that reviews the financial viability of companies in the insurance agency, also has something to say. However, A.M. Best does have a rating for American Summit Insurance Company review specifically, in addition to National Lloyds. Take a look at this table to see American Summit Insurance Company A.M. Best ratings for both entities.

American Summit and National Lloyds Insurance Company A.M. Best Financial Ratings
Insurance CompanyRatingOutlook for the Future
American Summit Insurance CompanyAStable
National Lloyds Insurance CompanyAStable
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To learn a little more about A.M. Best and its rating structure, take a look at this video.

As you saw, both American Summit Insurance Company and National Lloyds Insurance have strong financial ratings and stable outlooks for the future, which are good signs for you as an insured.

American Summit Insurance Company Review: The Bottom Line

American Summit Insurance Company is a subsidiary of National Lloyd Insurance. The company offers homeowners, mobile home, and flood insurance is 42 states, and they have a solid financial ranking from A.M. Best.

Frequently Asked Questions: American Summit Insurance Company Review

Not ready to buy American Summit Insurance Company life insurance? Still have questions about American Summit Insurance company, Lloyds commercial insurance, and other related topics? Read these frequently asked questions for more.

#1 – What is Columbia Lloyds Insurance Company?

Columbia Lloyds Insurance Company is based out of Houston, TX, and offers various coverage types, including home, farm, and auto to residents of Texas, Oklahoma, and Arkansas. If you’re looking for the Columbia Lloyds customer login, you may be out of luck, as their website does not currently list one.

#2 – What is the American Summit supercomputer?

The Summit supercomputer (also referred to as the IBM Summit) is one of the fastest supercomputers in the world, operating out of Oak Ridge National Laboratory.

#3 – Does American Summit Insurance Company have online payments?

Yes it does, as does National Lloyds.

Now that you know a bit more about American Summit Insurance Company, take a few minutes and use your ZIP code to get free quotes to compare to American Summit Insurance Company life insurance quotes in your area so you can start comparing rates today.

American Summit Insurance Company Review Additional Information

American Summit Insurance Company Review is a Stock company that was incorporated in 1955-12-15. American Summit Insurance Company Review is a Fire & Casualty insurance company and has assets of $37,530,617, capital of $2,500,000, and net surplus of $21,634,565.

The president of American Summit Insurance Company Review is Gregory Duane Vanek, the treasurer is , and the secretary is . American Summit Insurance Company Review insurance plans include airplane, auto, boat, business, health, and home.

American Summit Insurance Company Review is located in Waco, TX and the phone number for American Summit Insurance Company Review claims, customer, service, and additional information is (254) 399-0626.

American Summit Insurance Company Review Location

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American Summit Insurance Company Review Reviews: 2 Reviews

  1. Jean Fischer 07. Jul, 2015 at 4:04 pm #

    Horrible service, calling long distance, keep getting hung up on. No one will help me. I am reporting this to the Ins commissioner!!!!!!!!!

  2. Sharon Morris 10. May, 2017 at 1:47 pm #

    I have been with this insurance company for many years. I am destitute…just living on social security. I live alone. I had to borrow money to put on a new roof as there was a leak which has caused mold and destroyed my bathroom. This room is now exposed to the outside so now I am afraid someone will break in. Your company was my last hope. You always turn me down. I am begging you to help me. My phone# is 928.567.2269. You could make a big differance in my life and I would be forever grateful! I am a senior and have no where else to turn. Please re-consider my claim. Thank you so much! My sister Sheila has written this on my behalf.

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