Amex Assurance Company: Customer Ratings & Reviews [2024]

Amex Assurance Company, a highly-rated insurance provider, offers a diverse range of products and services with competitive pricing and comprehensive coverage options, making it a top choice for individuals and families seeking reliable and affordable insurance solutions.

UPDATED: Nov 30, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 30, 2023Fact Checked

Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

Insurance Operations Specialist

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Nov 30, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Nov 30, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 30, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 30, 2023Fact Checked
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Amex Assurance Company

Average monthly rate for good drivers:

$105

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Trusted Brand
  • Range of Insurance Products
  • Customer Service

Cons

  • Limited Availability
  • Cost
  • Coverage Limitations

Final Verdict: Review of Amex Assurance Company

Amex Assurance Company is a highly-rated insurance provider that offers a wide range of insurance products and services to its customers. With its competitive pricing, comprehensive coverage options, and available discounts, the company is a top choice for individuals and families looking for reliable and affordable insurance solutions.

Amex Assurance Company has a solid reputation for providing exceptional customer service and a smooth claims process, as reflected in its low complaint level and positive customer reviews.

Although the company has limited availability in select states and lacks coverage options for some insurance types, its wide range of coverage options, including pet insurance, makes it a great choice for most people’s insurance needs.

Are you looking for reliable and affordable insurance coverage for your car, home, or travel needs? Look no further than Amex Assurance Company. As a leading insurance provider with a long-standing history of exceptional customer service, Amex Assurance Company is committed to providing their customers with the peace of mind that comes with comprehensive insurance coverage.

What You Should Know About Amex

Company Contact Information:

Related Parent or Child Companies:

  • American Express Company

Financial Ratings:

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings:

  • Positive customer reviews for exceptional customer service

Claims Information:

  • Smooth and efficient claims process, as reported by customers
  • 24/7 claims reporting available through the company website or by phone

Company Apps:

  • American Express App: Allows customers to manage their insurance policies, file claims, and access roadside assistance services. Available for download on the App Store and Google Play.

Amex Insurance Coverage Options

Amex Assurance Company offers a wide range of coverage options to meet the insurance needs of its customers. These include:

  • Auto Insurance: Provides coverage for bodily injury and property damage liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage.
  • Homeowners Insurance: Provides coverage for the structure of the home, personal property, liability, and additional living expenses in the event of a covered loss.
  • Renters Insurance: Provides coverage for personal property, liability, and additional living expenses in the event of a covered loss.
  • Condo Insurance: Provides coverage for the interior of the unit, personal property, liability, and additional living expenses in the event of a covered loss.
  • Pet Insurance: Provides coverage for veterinary expenses for cats and dogs in the event of an illness or injury.
  • Travel Insurance: Provides coverage for trip cancellation, interruption, medical expenses, and emergency evacuation while traveling.
  • Life Insurance: Provides coverage for a designated beneficiary in the event of the policyholder’s death.

These coverage options allow customers to tailor their insurance policies to their specific needs, making Amex Assurance Company a convenient and comprehensive choice for insurance coverage.

Read more: Top Travel Insurance: What You Need To Know

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Amex Insurance Rates Breakdown

Driver ProfileAmex AssuranceNational Average
Clean Record$225$119
1+ Ticket$265$147
1+ Accident$295$173
DUI$510$209
Poor Credit$387$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Amex Discounts Available

DiscountAmex Assurance
Anti Theft5%
Good Student10%
Low Mileage8%
Paperless5%
Safe Driver15%
Senior Driver7%

Amex Assurance Company offers several discounts to help its customers save money on their insurance premiums. These include:

  • Safe Driver Discount: Available to drivers with a good driving record who have completed an approved defensive driving course.
  • Loyalty Discount: Available to customers who have been insured with Amex Assurance Company for a certain number of years.
  • Multi-Policy Discount: Available to customers who have more than one insurance policy with Amex Assurance Company.
  • Good Student Discount: Available to students who maintain a certain GPA or are on the Dean’s List.
  • Passive Restraint Discount: Available to customers with vehicles equipped with airbags and other safety features.
  • Anti-Theft Discount: Available to customers with vehicles equipped with anti-theft devices.
  • Homeowner Discount: Available to customers who own a home or condo.

These discounts can help customers save a significant amount of money on their insurance premiums and are just one of the reasons why Amex Assurance Company is a popular choice for insurance coverage.

How Amex Ranks Among Providers

Amex Assurance Company operates in a highly competitive industry and has several notable competitors. Some of the company’s main competitors include:

  • State Farm: One of the largest insurance providers in the United States, State Farm offers a wide range of insurance products, including auto, home, and life insurance.
  • Allstate: A major provider of insurance products, including auto, home, and life insurance, Allstate is known for its comprehensive coverage options and innovative insurance products.
  • Geico: Known for its catchy commercials and affordable rates, Geico offers a variety of insurance products, including auto, home, and renters insurance.
  • Nationwide: A well-known insurance provider, Nationwide offers a range of insurance products, including auto, home, and life insurance, as well as pet insurance and travel insurance.

These companies, along with many others, offer competitive rates and comprehensive coverage options, making the insurance industry a crowded and competitive space. However, Amex Assurance Company has a strong reputation for exceptional customer service and innovative insurance products, which can give it a competitive edge in the marketplace.

Navigate Amex Assurance Company’s Seamless Claims Process With Ease

Ease of Filing a Claim

Amex Assurance Company provides multiple options for filing claims, including online submission, phone assistance, and mobile app functionality, ensuring a convenient and accessible process for policyholders.

Average Claim Processing Time

The average claim processing time with Amex Assurance Company is not explicitly stated in the provided content. Policyholders are encouraged to inquire directly with the company for specific information regarding claim processing timelines.

Customer Feedback on Claim Resolutions and Payouts

Amex Assurance Company has received positive feedback for its claims resolution and payout processes, with a low complaint level and favorable customer reviews. The company’s commitment to exceptional customer service is reflected in the smooth handling of claims.

Explore Amex Assurance Company’s Cutting-Edge Digital and Technological Features

Mobile App Features and Functionality

Amex Assurance Company offers a robust mobile app with features such as policy management, claims filing, and access to digital insurance ID cards. The app provides a user-friendly interface for a seamless experience.

Online Account Management Capabilities

Policyholders benefit from comprehensive online account management capabilities, allowing them to review policy details, make payments, and update information through the company’s secure online portal.

Digital Tools and Resources

Amex Assurance Company provides policyholders with various digital tools and resources, enhancing their overall insurance experience. These include educational resources, coverage calculators, and other online tools to help customers make informed decisions about their insurance needs.

Embark on a stress-free insurance journey with Amex Assurance Company. From a streamlined Claims Process offering multiple filing options to the forefront of innovation with our Digital and Technological Features, we are committed to providing you with a seamless and user-friendly experience. Trust Amex Assurance Company to safeguard your future effortlessly.

Frequently Asked Questions

What is Amex Assurance Company?

Amex Assurance Company is an insurance provider offering a range of products and services, including travel insurance, car rental insurance, and other specialty insurance products.

How can I find customer ratings and reviews for Amex Assurance Company?

To find customer ratings and reviews, you can visit reputable review websites such as Trustpilot, ConsumerAffairs, or the Better Business Bureau, providing insights into the company’s services and customer satisfaction.

What types of insurance products does Amex Assurance Company offer?

Amex Assurance Company offers a variety of insurance products, including travel insurance, car rental insurance, and other specialty insurance products.

How can I contact Amex Assurance Company for inquiries or claims?

You can contact Amex Assurance Company by visiting their official website and accessing their contact information, which typically includes phone numbers, email addresses, and online forms for inquiries, policy-related questions, and claims reporting.

Are there any discounts or loyalty programs available with Amex Assurance Company?

Amex Assurance Company may offer discounts or loyalty programs for certain insurance products, including multi-policy discounts, safe driver discounts, or special rates for American Express cardholders. It’s recommended to inquire directly with the company or check their website for information about available discounts and loyalty programs.

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Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

Insurance Operations Specialist

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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