Balboa Insurance Company Review [2023]

Discover How Balboa Insurance Company Provides Affordable and Customizable Insurance Options That Fit Your Unique Needs, So You Can Protect What Matters Most to You. With a Wide Range of Coverage Options and Discounts Available, Balboa Insurance Has Got You Covered.

UPDATED: Apr 26, 2023Fact Checked

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 26, 2023Fact Checked
5.0
insuranceproviders.com

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Balboa Insurance Company

Average monthly rate for good drivers:

$112

A.M. Best rating:

NR

Complaint level:

Low

Pros

  • Customizable insurance options
  • Multiple discounts available
  • Nationwide coverage

Cons

  • Limited online resources
  • Customer service availability varies by state
  • No mobile app for managing policies

The Bottom Line

Balboa Insurance Company provides affordable and customizable insurance options to protect what matters most to you. With a wide range of coverage options and discounts available, Balboa Insurance offers auto, home, renters, and life insurance policies in multiple states nationwide. The company has a low complaint level and an A (Excellent) rating from A.M. Best. Balboa Insurance provides various discounts such as safe driver, multi-policy, and good student discounts, among others. However, the company has limited online resources and customer service availability varies by state. Overall, Balboa Insurance is a great option for those looking for a reliable and affordable insurance provider.

Balboa Insurance Company offers a variety of insurance options for individuals and businesses. Their services include home, auto, renters, and business insurance. As a company, Balboa Insurance prides itself on providing excellent customer service and coverage options that fit the unique needs of their customers. In this article, we will explore the history and mission of Balboa Insurance Company, their main products and services, the cost of those services, states where their services are available, discounts available to customers, and customer reviews of the company.

Is Balboa Insurance Company a Good Choice?

Company Contact Information:

  • Phone: 1-866-459-1349
  • Email: [email protected]
  • Mailing Address: Balboa Insurance Group, P.O. Box 3199, Cerritos, CA 90703-3199

Related Parent or Child Companies: Balboa Insurance Group is a subsidiary of QBE Insurance Group Limited.

Financial Ratings: A (Excellent) rating from A.M. Best.

Customer Service Ratings: Customer service availability varies by state.

Claims Information: Claims can be filed online or over the phone. Customers can track the status of their claims online or through the Balboa Insurance mobile app.

Company Apps: Balboa Insurance does not have a mobile app for managing policies.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Balboa Insurance Company Discounts Available

Balboa Insurance offers various discounts to help customers save money on their policies. Here is a list of some of the discounts offered by the company:

  • Safe driver discount
  • Multi-policy discount
  • Good student discount
  • Mature driver discount
  • Anti-theft device discount
  • Homeowner discount
  • Life insurance bundling discount
  • Pay-in-full discount
  • Paperless billing discount

Customers can qualify for these discounts by meeting certain criteria, such as maintaining a clean driving record, bundling multiple policies, being a good student, and more.

Balboa Insurance Company Coverage Options

Balboa Insurance provides a variety of coverage options to protect you and your assets. Here is a list of some of the coverage options offered by the company:

  • Auto insurance
  • Home insurance
  • Renters insurance
  • Condo insurance
  • Landlord insurance
  • Flood insurance
  • Personal umbrella insurance
  • Life insurance

Customers can customize their policies by choosing the coverage options that fit their specific needs. Balboa Insurance also offers additional features and endorsements, such as roadside assistance and identity theft protection, to enhance the protection provided by their policies.

Balboa Insurance Company vs. Competitors

Balboa Insurance operates in a highly competitive market, with several insurance companies vying for customers’ attention. Some of Balboa Insurance’s main competitors include:

  • Allstate: A large insurance company offering auto, home, renters, and life insurance policies.
  • State Farm: A well-known insurance company providing auto, home, renters, and life insurance policies, as well as banking and financial services.
  • Geico: A popular insurance company offering affordable auto, home, renters, and life insurance policies.
  • Progressive: A large insurance company providing a wide range of coverage options, including auto, home, renters, and life insurance policies.
  • Nationwide: A well-established insurance company offering auto, home, renters, and life insurance policies, as well as banking and financial services.

These companies offer similar coverage options and discounts, and compete with Balboa Insurance for customers seeking affordable and customizable insurance policies.

Frequently Asked Questions

What states does Balboa Insurance operate in?

Balboa Insurance operates in several states across the United States. Customers can check the company’s website or contact customer service to confirm if coverage is available in their state.

How can I file a claim with Balboa Insurance?

Customers can file a claim online or by phone. To file a claim online, visit the Balboa Insurance website and follow the instructions. To file a claim by phone, call the company’s customer service hotline.

What types of discounts does Balboa Insurance offer?

Balboa Insurance offers a range of discounts, including safe driver discounts, multi-policy discounts, good student discounts, and more. Customers can contact the company or visit their website to learn more about available discounts.

Does Balboa Insurance offer roadside assistance?

Yes, Balboa Insurance offers roadside assistance as an optional add-on to their auto insurance policies. Customers can add this feature to their policy for an additional cost.

Can I manage my policy through the Balboa Insurance mobile app?

Balboa Insurance does not currently have a mobile app for managing policies. However, customers can access their policy information and track their claims status through the company’s website.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Balboa Insurance Company

4.95 (3 reviews)
5
February 7, 2018

Dlydellf

From a former employee

As a former employee of Balboa Insurance Group [redacted info], I decided to get my renter's & auto insurance through them - a wise decision at the time, but my only regret is that I hadn't done it sooner! Their rates (even without my employee discount) were great, and the level of customer service was OUTSTANDING!!
4.5
July 24, 2017

Boop

Amazing.

This has changed my life for the better, I would of never found this thanks to my dad and my mom, honestly.
5
May 9, 2017

Youngthugchildsupport

It's good

I signed up like a month ago and that company has been treating me very well I never had any problems with them if your reading this you should sign up.
↑ Back to Top

Write a Review

Policy Type?

Please select a `Policy Type!`
(Min. 100 Characters)

Company Overall Rating

When you submit this review, you will be asked to sign in/up for to your https://www.insuranceproviders.com account. If your account is not currently verified, we will send a verification email to the email on file for your account. Please select the verification button in that email. If you do not see the email in your inbox, please check your spam or junk folder. Your review cannot be reviewed and accepted until you complete this verification step.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption