Banfield Wellness Plan Pet Insurance Review (2023)

Banfield Pet Hospital opened in Portland, Oregon, in 1955. The company began to expand in the 1990s by partnering with PetSmart and opening its own locations. Banfield Wellness Plans are commonly mistaken as pet insurance, but, in reality, they are a type of membership that gives customers access to preventative care for their pets.

Read more below about Banfield’s Wellness Plans, what they cover, how much they cost, and whether they are worth the price.

If you want to buy pet insurance, enter your ZIP code into our free quote comparison tool above to get pet insurance quotes from companies nearby.

What is the Banfield Wellness Plan?

The Banfield Wellness Plan, commonly mislabeled as pet insurance, is a wellness plan that covers the cost of preventative services. With a wellness plan, you pay a monthly or yearly membership fee for services such as exams, vaccinations, and more. Banfield’s plans are for use at any Banfield location.

Every Banfield Wellness Plan includes two virtual office visits, 24/7 Vet Chat, and a 1:1 nutrition session. You can also access your pet’s records and manage appointments online.

Plans also include unlimited office visits, routine vaccinations, diagnostic testing, fecal exams, discounts on Banfield products and services, and optional parasite control.

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What plans are available?

Banfield has various wellness plans that cover puppies, dogs, kittens, and cats. Depending on your pet’s age and needs, you can get a plan to provide the right coverage. Take a look at what is included in each of Banfield’s wellness plans:

Puppy and kitten plans are for pets who are under six months old. You may also customize some plans if you speak with your veterinarian. For example, add-on coverages could include chronic care or dental coverage.

How much is the Banfield Wellness Plan?

Banfield Wellness Plan prices will vary based on the type of pet you are getting coverage for and how old they are. For example, plans for dogs are more expensive than plans for cats. Banfield Wellness Plan rates are listed below:

You can choose to pay for your plan monthly, or you can also pay for a year at a time. On top of the rates listed above, each plan also has a one-time startup fee of $59.95. However, if you get a plan for more than one pet, you can receive a discount on the second plan.

Compared to other wellness plans, Banfield wellness plans are usually more expensive. For example, you may be able to find other wellness plans for as little as $20 per month.

What are the pros and cons of the Banfield Wellness Plan?

The advantages of Banfield Wellness Plans include:

• They cover services that pet insurance doesn’t. Traditional pet insurance is unlikely to cover services like annual exams and vaccinations.
• There are plans for different needs. Younger pets have different needs than older ones, just like dogs have different needs than cats.
• Pricing is simple. You won’t have to go through the whole quote process that insurance requires to get a price estimate.
• There is no waiting period. Banfield wellness plans go into effect immediately, while pet insurance can take two weeks to become effective.
• Pre-existing conditions are acceptable. Unlike most traditional pet insurance, pets with pre-existing conditions can get a Banfield plan.

The disadvantages of Banfield Wellness Plans include:

• They are not insurance. While discounts can lower costs, you could still end up paying hundreds or thousands of dollars if your pet needs a major operation or significant treatment.
• They do not cover injuries or illness. Again, the discount included in your plan may help, but you will have to pay most of the costs associated with injuries and disease out of pocket.
• You can only use them at a Banfield location. There are over 1,000 Banfield locations in the US (including PetSmart clinics), but some areas are still underserved by the organization.
• Plans are only for cats and dogs. If you own another type of pet, such as a small mammal or reptile, you won’t be able to get a Banfield plan for them.

Banfield may be a good option for those who want to ensure preventative care coverage and everyday healthcare needs. Still, traditional pet insurance may be better for unexpected expenses.

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How do I file claims or contact Banfield?

Since Banfield is not traditional pet insurance, you do not need to file claims against your plan. All you need to do to take advantage of your Banfield Wellness Plan is make your appointments at your local Banfield location. Your veterinarian will complete most of the services included in your wellness plan at your pet’s comprehensive exams.

However, if you still have services not completed at your pet’s comprehensive exam, you can make another appointment without paying office visit fees.

Using your Banfield Wellness Plan login, you can find your pet’s medical records and plan information on the Banfield website. You can also contact Banfield by calling the Banfield Wellness Plan phone number at (866) 277-7387.

If you’re wondering, “How do I get out of a Banfield Wellness Plan?” rest assured that it’s an easy process. If you change your mind about the plan shortly after you enroll online, you can simply not make an appointment, and your card will never be charged, and Banfield will cancel your plan.

If you’ve already confirmed the plan and used it, you can log in to your online account and cancel your plan under your Account section. On the other hand, if you’re trying to get your Banfield Wellness Plan to transfer to a new owner, that won’t be possible.

Do I need pet insurance?

Pet insurance can be beneficial for some pet owners. For example, if your pet is young and healthy, you may be able to find affordable pet insurance that can provide coverage if they have health issues in the future. Pet insurance can also ensure that you don’t need to pay a hefty vet bill solely from your savings.

However, if you have an older pet or a pet that already has health issues, it may be challenging to find a pet insurance company that will provide coverage. Pet insurance may also not be the right choice if your savings make it possible to cover vet bills independently.

In addition, some pet owners prefer to risk paying for bills on their own rather than pay for insurance they may never use.

If you need to find affordable pet insurance rates, enter your ZIP code into our free quote comparison tool below to learn about companies in your area.

Banfield Wellness Plan Pet Insurance Review (2023) Additional Information

Banfield Wellness Plan Pet Insurance Review [2022] is a company that was incorporated in 1955. Banfield Wellness Plan Pet Insurance Review [2022] is a insurance company and has assets of , capital of $, and net surplus of $.

The president of Banfield Wellness Plan Pet Insurance Review [2022] is Brian Garish, the treasurer is , and the secretary is . Banfield Wellness Plan Pet Insurance Review [2022] insurance plans include
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Banfield Wellness Plan Pet Insurance Review [2022] is located in Vancouver, WA and the phone number for Banfield Wellness Plan Pet Insurance Review [2022] claims, customer, service, and additional information is .