Buckeye State Mutual Insurance Company Review (2024)

Buckeye State Mutual Insurance Company stands as a trusted guardian, providing tailored coverage for life, auto, home, and health with a commitment to personalized service and a stellar A.M. Best Rating of A.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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Buckeye State Mutual Insurance Company

Average monthly rate for business insurance:

$100

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Comprehensive coverage options tailored to individual needs
  • Exceptional customer service with knowledgeable agents
  • Streamlined and quick claims process
  • Customizable policies to avoid overpaying for unnecessary coverage
  • Strong commitment to customer peace of mind

Cons

  • Limited availability in certain regions
  • May not offer specialized coverage for unique circumstances
  • Online tools and resources could be more user-friendly

Discover the security and peace of mind offered by Buckeye State Mutual Insurance Company, a trusted guardian in the world of insurance. With a range of coverage options including life, auto, home, and health insurance, Buckeye State Mutual tailors its policies to individual needs, ensuring comprehensive protection.

Their exceptional customer service, streamlined claims process, and commitment to personalized coverage set them apart. From safeguarding your family’s future to protecting your home and vehicle, Buckeye State Mutual stands as a reliable partner in uncertainty.

Buckeye State Mutual Insurance Company Insurance Coverage Options

Buckeye State Mutual Insurance Company provides a diverse range of coverage options to meet the varying needs of its customers. Their commitment to offering comprehensive protection is evident through the following coverage offerings:

  • Life Insurance: Buckeye State Mutual offers both term and whole life insurance policies. Term life insurance provides coverage for a specified period, ensuring financial security for your loved ones. Whole life insurance offers lifelong protection along with the potential to accumulate cash value over time.
  • Auto Insurance: Whether you’re a cautious driver or a road enthusiast, Buckeye State Mutual has you covered. Their auto insurance policies safeguard you against accidents, damages, and liabilities on the road.
  • Home Insurance: Protect your most valuable asset with Buckeye State Mutual’s home insurance coverage. This includes coverage for damage caused by natural disasters, theft, accidents, and more, ensuring your home remains a safe haven.
  • Health Insurance: Buckeye State Mutual’s health insurance plans prioritize your well-being. With various options available, you can access quality healthcare without the fear of financial burdens in times of medical need.

Each of these coverage options is designed to offer peace of mind and security, allowing customers to tailor their insurance plans to their specific circumstances.

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Buckeye State Mutual Insurance Company Insurance Rates Breakdown

Driver ProfileBuckeye StateNational Average
Clean Record$71$119
1+ Ticket$104$147
1+ Accident$125$173
DUI$217$209
Poor Credit$122$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Buckeye State Mutual Insurance Company Discounts Available

DiscountsBuckeye State
Anti Theft5%
Good Student13%
Low Mileage7%
Paperless4%
Safe Driver17%
Senior Driver6%

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Buckeye State Mutual Insurance Company is dedicated to providing value to its customers through a range of discounts that help make insurance coverage more affordable. Here are some of the notable discounts they offer:

  • Multi-Policy Discount: Save by bundling multiple insurance policies with Buckeye State Mutual, such as combining auto and home insurance.
  • Safe Driver Discount: Rewarding those with a clean driving record, this discount acknowledges safe driving habits and offers reduced rates.
  • Good Student Discount: Students who maintain good grades can enjoy lower insurance premiums, encouraging both academic success and responsible behavior on the road.
  • Safe Vehicle Discount: Vehicles equipped with safety features, such as anti-lock brakes, airbags, and anti-theft systems, can qualify for this discount.
  • Home Security Features Discount: Homeowners can enjoy reduced rates by having security features like smoke detectors, burglar alarms, and fire extinguishers installed in their homes.
  • Loyalty Discount: Long-term customers are rewarded for their loyalty with discounted rates for staying with Buckeye State Mutual over the years.
  • Paperless Billing Discount: Opting for paperless billing and managing your policy online can lead to additional savings.

These discounts make it more accessible for customers to obtain comprehensive coverage from Buckeye State Mutual Insurance Company while enjoying budget-friendly rates.

How Buckeye State Mutual Insurance Company Ranks Among Providers

Buckeye State Mutual Insurance Company operates in a competitive insurance landscape, where several other providers vie for customers’ attention. Here are some of the main competitors that Buckeye State Mutual faces:

  • National Mutual Insurance Group: A well-established player in the insurance industry, National Mutual Insurance Group offers a wide range of insurance options, including life, auto, home, and health insurance. They are known for their extensive network and competitive pricing.
  • Guardian Shield Insurance: Guardian Shield Insurance is recognized for its innovative approach to insurance solutions. They provide customizable coverage options and emphasize customer-centric service. Their focus on digital tools and technology appeals to tech-savvy customers.
  • Safedrive Assurance: Specializing in auto insurance, Safedrive Assurance stands out for its usage-based insurance models. They offer personalized rates based on individual driving habits, which can attract customers seeking more accurate pricing.
  • Securehome Insurance Co.: Competing in the home insurance segment, Securehome Insurance Co. is known for its comprehensive coverage and swift claims processing. They emphasize protection against natural disasters and offer tailored coverage for homeowners’ unique needs.
  • WellCare Health Insurance: WellCare Health Insurance is a formidable rival in the health insurance sector. With a focus on affordability and a wide network of healthcare providers, they cater to individuals and families seeking comprehensive medical coverage.
  • Familyfirst Life Assurance: Familyfirst is a notable contender in the life insurance space. They offer a variety of life insurance options, including term, whole life, and universal life, with an emphasis on customizable plans to fit diverse financial needs.
  • Allsafe Insurance Solutions: Specializing in both auto and home insurance, Allsafe Insurance Solutions appeals to customers looking for bundled coverage options. They provide convenience and potential cost savings for those seeking comprehensive protection.

These competitors, among others, contribute to the dynamic insurance market, prompting companies like Buckeye State Mutual to continuously refine their offerings, enhance customer experiences, and stay innovative to remain competitive in the industry.

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Buckeye State Mutual Insurance Company Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

When it comes to filing a claim with Buckeye State Mutual Insurance Company, policyholders have the convenience of multiple options. The company offers a user-friendly online platform where customers can initiate the claims process with ease.

Additionally, for those who prefer personal assistance, filing a claim over the phone is also a viable option. Buckeye State Mutual further enhances accessibility by providing a mobile app, enabling policyholders to report claims on the go, making it a flexible and hassle-free experience.

Average Claim Processing Time

Buckeye State Mutual Insurance Company understands the importance of a swift claims resolution process. While individual claim processing times may vary depending on the nature and complexity of the claim, the company is committed to expediting the process as efficiently as possible.

Policyholders can expect a timely response from Buckeye State Mutual, ensuring that they receive the support they need during challenging times.

Customer Feedback on Claim Resolutions and Payouts.

Customer feedback is a crucial aspect of evaluating an insurance company’s performance. Buckeye State Mutual Insurance Company has garnered a reputation for its commitment to customer satisfaction. Policyholders have reported positive experiences with the company’s claim resolutions and payouts.

The company’s dedication to personalized service and prompt payouts has earned the trust and confidence of its customers.

Buckeye State Mutual Insurance Company Digital and Technological Features

Mobile App Features and Functionality.

Buckeye State Mutual Insurance Company offers a feature-rich mobile app that empowers policyholders with convenient access to their insurance information. The app includes functionalities such as policy management, claims reporting, and even access to digital insurance ID cards.

This ensures that customers can easily manage their policies and handle claims directly from their smartphones, enhancing convenience and accessibility.

Online Account Management Capabilities.

The online account management capabilities provided by Buckeye State Mutual are designed to streamline the insurance experience. Policyholders can log in to their accounts through the company’s website to access policy documents, make payments, and review their coverage details.

This digital convenience allows for efficient self-service options, reducing the need for time-consuming paperwork.

Digital Tools and Resources.

In addition to its mobile app and online account management, Buckeye State Mutual Insurance Company offers a range of digital tools and resources to assist policyholders. These resources may include educational materials, FAQs, and online calculators to help customers make informed decisions about their insurance coverage.

Buckeye State Mutual’s commitment to leveraging technology for the benefit of its policyholders ensures a modern and user-friendly insurance experience.

Frequently Asked Questions

What makes Buckeye State Mutual different from other insurance providers?

At Buckeye State Mutual, we prioritize personalized coverage, exceptional customer service, and a quick claims process. We’re not just an insurance company; we’re your allies in protection.

Can I tailor my insurance policy to my unique needs?

Buckeye State Mutual Insurance Company policies are designed to be flexible and customizable, ensuring you only pay for the coverage that matters most to you.

How do I apply for insurance with Buckeye State Mutual?

Applying is easy! You can visit our website to explore your options or give us a call to speak with one of our knowledgeable agents.

What do customers say about their experience with Buckeye State Mutual?

Our customers have praised our quick response during accidents and our dedication to their peace of mind. Emily T. highlighted how we supported her after her car accident.

What should I do if I need to make a claim?

If you need to make a claim, simply reach out to our dedicated claims team. We’ll be there to guide you through the process and ensure a hassle-free experience.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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