California Capital Insurance Company: Customer Ratings & Reviews [2023]

Affordable insurance solutions for your business: California Capital Insurance Company.

UPDATED: Apr 24, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 24, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 24, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 24, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 24, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 24, 2023Fact Checked

The Bottom Line

California Capital Insurance Company is a top-rated insurance provider that has been serving businesses across the United States for over 20 years. The company offers a wide range of insurance products, including General Liability Insurance, Workers’ Compensation Insurance, Commercial Auto Insurance, Commercial Property Insurance, and Umbrella Insurance. With its mission to provide personalized service, competitive pricing, and innovative solutions to meet the unique needs of businesses of all sizes, California Capital Insurance Company has become a go-to choice for businesses looking for comprehensive and affordable insurance coverage. The company has a low complaint level and has received mostly positive reviews from customers, with many appreciating its excellent customer service, competitive pricing, and quick claims processing. Some customers have noted that the company’s website can be difficult to navigate.

When it comes to protecting your business and property, you need an insurance company that you can trust. California Capital Insurance Company is a top-rated insurance provider that has been serving businesses across the United States for over 20 years. With a wide range of insurance products and exceptional customer service, California Capital Insurance Company has become a go-to choice for businesses looking for comprehensive and affordable insurance coverage.

Is California Capital Insurance Company a Good Choice?

Company Contact Information:

Parent or Child Companies: California Capital Insurance Company is a subsidiary of Pacific Compensation Insurance Company.

Financial Ratings: California Capital Insurance Company has an A- (Excellent) rating from A.M. Best, a leading credit rating agency that specializes in the insurance industry.

Customer Service Ratings: California Capital Insurance Company is known for its exceptional customer service. The company has received mostly positive reviews from customers, with many appreciating its responsiveness and helpfulness.

Claims Information: California Capital Insurance Company offers quick claims processing and has a reputation for making the claims process as straightforward and stress-free as possible. Customers can file a claim online or by calling the company’s claims hotline.

Company Apps: California Capital Insurance Company does not currently offer a mobile app for its customers.

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California Capital Insurance Company Discounts Available

California Capital Insurance Company offers various discounts to help businesses save money on their insurance premiums. These discounts are designed to reward businesses for being responsible and taking measures to reduce their risk.

Here are some of the discounts offered by California Capital Insurance Company:

  • Bundle Discount: Businesses that bundle multiple insurance policies with California Capital Insurance Company can qualify for a bundle discount, which can save them money on their premiums.
  • Safety Program Discount: Businesses that implement a safety program to reduce the risk of accidents and injuries can qualify for a safety program discount.
  • Claims-Free Discount: Businesses that have not filed a claim in a certain period can qualify for a claims-free discount.
  • Early Quote Discount: Businesses that request a quote from California Capital Insurance Company in advance can qualify for an early quote discount.
  • Payment Discount: Businesses that pay their insurance premiums in full or on time can qualify for a payment discount.
  • Group Discount: Businesses that are part of a group or association can qualify for a group discount.

California Capital Insurance Company Coverage Options

California Capital Insurance Company offers a wide range of insurance products to meet the needs of businesses of all sizes and industries.

Here are some of the coverage options offered by California Capital Insurance Company:

  • General Liability Insurance: This coverage protects businesses against claims of bodily injury, property damage, and advertising injury.
  • Workers’ Compensation Insurance: This coverage provides benefits to employees who are injured or become ill as a result of their job.
  • Commercial Auto Insurance: This coverage protects businesses against claims of bodily injury or property damage caused by their vehicles.
  • Commercial Property Insurance: This coverage protects businesses against loss or damage to their property, including buildings, equipment, and inventory.
  • Umbrella Insurance: This coverage provides additional liability protection beyond the limits of other insurance policies.
  • Cyber Liability Insurance: This coverage protects businesses against cyber attacks, data breaches, and other cyber-related risks.
  • Directors and Officers Liability Insurance: This coverage protects businesses against claims of wrongful acts by directors and officers.
  • Employment Practices Liability Insurance: This coverage protects businesses against claims of discrimination, harassment, wrongful termination, and other employment-related claims.
  • Professional Liability Insurance: This coverage protects businesses against claims of professional negligence, errors, or omissions.

California Capital Insurance Company vs. Competitors

California Capital Insurance Company operates in a highly competitive market, and there are many other insurance companies that offer similar products and services.

Some of California Capital Insurance Company’s main competitors include:

  • The Hartford: The Hartford is a leading provider of insurance products and services for businesses of all sizes. The company offers a wide range of coverage options, including general liability, workers’ compensation, and commercial property insurance.
  • Travelers Insurance: Travelers Insurance is another major player in the commercial insurance market. The company offers a variety of coverage options, including general liability, commercial auto, and cyber liability insurance.
  • Nationwide: Nationwide is a large insurance company that offers a range of insurance products and services for businesses. The company’s offerings include general liability, workers’ compensation, and commercial property insurance.
  • Liberty Mutual: Liberty Mutual is one of the largest insurance companies in the world and offers a range of insurance products and services for businesses of all sizes. The company’s offerings include general liability, commercial auto, and workers’ compensation insurance.
  • CNA Insurance: CNA Insurance is a leading provider of insurance products and services for businesses. The company offers a variety of coverage options, including general liability, workers’ compensation, and cyber liability insurance.

These companies and others compete with California Capital Insurance Company in terms of product offerings, pricing, customer service, and reputation.

Frequently Asked Questions

How can I get a quote for insurance coverage from California Capital Insurance Company?

You can visit the company’s website or call their toll-free number to get a quote.

What should I do if I need to file a claim with California Capital Insurance Company?

You can file a claim online or by calling the company’s claims department.

Does California Capital Insurance Company offer coverage for businesses outside of the United States?

No, California Capital Insurance Company only offers coverage for businesses located in the United States.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption