Capitol County Mutual Fire Insurance Company: Customer Ratings & Reviews [2023]
Capitol County Mutual Fire Insurance Company offers affordable and reliable insurance coverage for homeowners, autos, farms, and ranches in Texas for over 100 years. Protect your assets today!
UPDATED: Apr 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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UPDATED: Apr 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Capitol County Mutual Fire Insurance Company
Average monthly rate for good drivers:
$100A.M. Best rating:
B++Complaint level:
LowPros
- Over 100 years of experience in the insurance industry
- Offers multiple types of insurance products and discounts
- Affordable rates for quality coverage
Cons
- Only available in Texas
- Limited online features and digital tools
The Bottom Line
Capitol County Mutual Fire Insurance Company has been providing quality insurance coverage to Texans for over 100 years, offering a range of products, including home, auto, farm, and ranch insurance. The company’s mission is to provide affordable rates for quality coverage, and it has a low complaint level and a B++ rating from A.M. Best. Although it only operates in Texas, it offers multiple types of insurance products and discounts to its customers. However, its digital tools and online features are limited, which may not be suitable for those who prefer managing their policies online.
If you are looking for reliable and affordable insurance coverage, Capitol County Mutual Fire Insurance Company is a name that you can trust. With over 100 years of experience, the company offers a range of products and services to meet the unique needs of its customers. In this review, we will explore the history, mission, products, and services of Capitol County Mutual Fire Insurance Company, as well as the cost of its offerings, states where it operates, discounts available, and customer reviews.
Is Capitol Insurance a Good Choice?
Company contact information:
- Company name: Capitol County Mutual Fire Insurance Company
- Address: 3100 S. 1st St., Austin, TX 78704 Phone: 1-800-728-2843
- Website: www.capitolcounty.com
Related parent or child companies: Capitol County Mutual Fire Insurance Company is an independent insurance company and does not have any parent or child companies.
Financial ratings: Capitol County Mutual Fire Insurance Company has a B++ rating from A.M. Best, indicating a good financial strength and stability.
Customer service ratings: No specific information about customer service ratings.
Claims information: No specific information about claims information.
Company apps: The company’s online features and digital tools are limited, but no specific information about any company apps.
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Capitol Insurance Discounts Available
Capitol County Mutual Fire Insurance Company offers several types of discounts to its customers, including:
- Multi-policy discount for customers who bundle their home and auto insurance policies
- Protective devices discount for customers who install smoke detectors, burglar alarms, and other protective devices in their homes
- Good driver discount for customers who maintain a clean driving record for a certain period of time
- Farm or ranch discount for customers who own and insure their farms or ranches with the company
- Mature driver discount for customers who are over a certain age and complete an approved defensive driving course
- Homeownership discount for customers who own their homes
- Loyalty discount for customers who have been with the company for a certain period of time
These discounts can help customers save money on their insurance premiums while still receiving quality coverage from Capitol County Mutual Fire Insurance Company.
Capitol Insurance Coverage Options
Capitol County Mutual Fire Insurance Company offers a variety of insurance products to its customers, including:
- Homeowners insurance, which provides coverage for damages to the structure of the home, personal property, and liability protection
- Auto insurance, which provides liability coverage for bodily injury and property damage, as well as coverage for collision, comprehensive, and uninsured/underinsured motorists
- Farm and ranch insurance, which provides coverage for farm dwellings, farm personal property, farm liability, and farm autos
- Umbrella insurance, which provides additional liability coverage beyond the limits of primary insurance policies
- Dwelling fire insurance, which provides coverage for damages to a dwelling not occupied by the owner, such as rental properties or vacation homes
- Mobile home insurance, which provides coverage for mobile or manufactured homes and their contents
- Personal property insurance, which provides coverage for personal belongings, including jewelry, furs, and fine arts
- Flood insurance, which provides coverage for damages caused by floods that are not covered by standard homeowners insurance policies
These coverage options offer customers the flexibility to choose the insurance products that best fit their needs and provide peace of mind in the event of unexpected losses or damages.
Capitol Insurance vs. Competitors
Capitol County Mutual Fire Insurance Company operates in a highly competitive industry with several other insurance companies offering similar products and services. Some of the company’s main competitors include:
- State Farm: One of the largest insurance companies in the US, State Farm offers a range of insurance products including auto, home, life, and health insurance.
- Allstate: Another major player in the insurance industry, Allstate offers a range of insurance products including auto, home, life, and renters insurance.
- Nationwide: A well-known insurance company offering auto, home, and life insurance, as well as pet insurance and retirement products.
- Farmers: Farmers offers a range of insurance products including auto, home, life, and business insurance.
- USAA: A popular insurance company that serves members of the military and their families, USAA offers a range of insurance products including auto, home, and renters insurance, as well as banking and investment services.
These companies offer similar insurance products and services to Capitol County Mutual Fire Insurance Company, and compete for customers based on factors such as price, coverage options, and customer service.
Frequently Asked Questions
How do I file a claim with Capitol County Mutual Fire Insurance Company?
To file a claim, you can call the company’s claims department or submit a claim online through the company’s website.
How do I qualify for discounts on my insurance premiums?
To qualify for discounts, you may need to meet certain criteria, such as bundling multiple policies, having a good driving record, or installing a home security system. Contact Capitol County Mutual Fire Insurance Company to learn more about the discounts available and how to qualify for them.
Does Capitol County Mutual Fire Insurance Company offer roadside assistance?
Yes, the company offers roadside assistance as an optional add-on to its auto insurance policies.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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