Central Reserve Life Insurance Company: Customer Ratings & Reviews [2023]

What You Should Know About Central Insurance

Company Contact Information:

• Phone: 1-800-669-9030
• Email: [email protected]
• Mailing Address: Central Reserve Life Insurance Company, P.O. Box 26490, Austin, TX 78755-0490

Parent or Child Companies: Central Reserve Life Insurance Company is a subsidiary of the Kemper Corporation, a diversified insurance holding company.

Financial Ratings: Central Reserve Life Insurance Company has an A- (Excellent) rating from A.M. Best.

Customer Service Ratings: Customer reviews of Central Reserve Life Insurance Company are generally positive, with many customers noting the company’s personalized service and support.

Claims Information: Central Reserve Life Insurance Company offers a variety of ways for customers to file claims, including online, by phone, and by mail

Company Apps: Central Reserve Life Insurance Company does not currently offer a mobile app for customers. the company does provide online resources and customer self-service options through their website.

Central Insurance Coverage Options

Central Reserve Life Insurance Company offers a range of life insurance and annuity products to meet individual needs. These coverage options include:

• Term life insurance: Provides coverage for a set period of time and typically has lower premiums than permanent life insurance.
• Whole life insurance: Provides coverage for the insured’s entire life and includes a savings component that builds cash value over time.
• Universal life insurance: Provides flexible coverage options and allows policyholders to adjust their premiums and death benefits.
• Final expense insurance: Provides coverage to help pay for end-of-life expenses such as funeral costs.
• Annuities: Offers income and investment options that can help policyholders achieve long-term financial goals.

These coverage options can be customized to meet individual needs and goals. Central Reserve Life Insurance Company provides personalized service and support to help customers choose the right coverage options for their unique situation.

Central Insurance Rates Breakdown

Central Insurance Discounts Available

Central Reserve Life Insurance Company offers several discounts to help customers save on their insurance premiums. These discounts include:

• Multi-policy discount: Save on your premium when you have more than one policy with Central Reserve Life Insurance Company.
• Safe driver discount: Receive a discount if you have a clean driving record.
• Good student discount: Students with good grades may be eligible for a discount on their insurance premium.
• Mature driver discount: Drivers over a certain age may be eligible for a discount on their premium.
• Non-smoker discount: If you’re a non-smoker, you may qualify for a discount on your insurance premium.
• Group discount: If you’re a member of a qualifying organization, you may be eligible for a discount on your insurance premium.

These discounts can help customers save money on their insurance premiums, but availability and eligibility may vary by state and policy type. Contact Central Reserve Life Insurance Company to learn more about the discounts available in your area.

How Central Insurance Ranks Among Providers

• State Farm: A leading insurance company that offers a wide range of coverage options, including life insurance and annuities.
• Allstate: Another popular insurance company that provides a variety of coverage options, including life insurance and annuities.
• Nationwide: A well-known insurance company that offers a range of insurance products, including life insurance and annuities.
• American National: An insurance company that specializes in life insurance and annuities, and offers a variety of coverage options to meet individual needs.
• Mutual of Omaha: A trusted insurance company that offers a variety of life insurance and annuity products.

While Central Reserve Life Insurance Company has a strong reputation for personalized service and support, these competitors may offer similar or alternative coverage options that may be more suitable for some customers. It’s important for individuals to carefully compare their options and choose the insurance company that best meets their unique needs and goals.