Columbia Lloyds Insurance Company Review [2024]

Explore the offerings and claims process of Columbia Lloyds Insurance Company, providing insight into its coverage options and simple procedures for claims filing.

UPDATED: Jan 19, 2024Fact Checked

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

UPDATED: Jan 19, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 19, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 19, 2024Fact Checked
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Columbia Lloyds Insurance Company

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Offers home and auto insurance coverage in Texas, Oklahoma, and Arkansas.
  • Simplified claim filing process through various contact options, including phone and online submission.

Cons

  • Limited availability: Provides coverage only in specific states (Texas, Oklahoma, and Arkansas).
  • Lack of nationwide coverage may restrict access for individuals residing outside the designated service areas.

Final Verdict: Review of Columbia Lloyds Insurance Company

Need auto insurance in Houston, Texas; Oklahoma; or Arkansas? One company you can purchase coverage from is Columbia Lloyds Insurance Company (which is also referred to as Columbia Lloyds and MDOW Insurance Company review). What kind of coverage do they offer? How simple is the Columbia Lloyds Insurance Company claims process? Is there a Columbia Lloyds login for customers?

Read through this Columbia Lloyds Insurance Company review to learn all of the information you need to know, from Columbia Lloyds Insurance Company rates to how to get Columbia Lloyds Insurance Company quotes.

Before we get started learning about Columbia Llyods Insurance, use your ZIP code to get a free quote for insurance coverage in Texas, Oklahoma, Arkansas and more.

Need auto insurance in Houston, Texas; Oklahoma; or Arkansas? One company you can purchase coverage from is Columbia Lloyds Insurance Company (which is also referred to as Columbia Lloyds and MDOW Insurance Company). What kind of coverage do they offer? How simple is the Columbia Lloyds Insurance Company claims process? Is there a Columbia Lloyds login for customers? Read through this Columbia Lloyds Insurance Company review to learn all of the information you need to know, from Columbia Lloyds Insurance Company rates to how to get Columbia Lloyds Insurance Company quotes. Before we get started learning about Columbia Llyods Insurance, use your ZIP code to get a free quote for insurance coverage in Texas, Oklahoma, Arkansas and more.

What You Should Know About Columbia Lloyds Insurance

Columbia Lloyds Insurance Company is a company that was incorporated on April 23, 1985. Columbia Lloyds Insurance Company is a Lloyds insurance company and has assets of $55,559,531, capital of $0, and net surplus of $24,608,073.

The president of Columbia Lloyds Insurance Company is John R. Todd. Columbia Lloyds Insurance Company insurance plans include home and auto, as we noted earlier.

How to Make a Columbia Lloyds Insurance Company Insurance Claim

Filing a claim with Columbia Lloyds Insurance Company is fairly simple. There are a few different phone numbers, depending on where you live and the type of claim, which you can call if you have questions. Take a look.

Columbia Lloyds Insurance Company Claims Filing Phone Numbers
StatePolicy TypeClaims Phone Number
TexasHomeowner / Fire Dwelling1-800-275-6768
Oklahoma / ArkansasHomeowner / Fire Dwelling1-866-837-4668
OklahomaFarm Owners / Personal Auto1-800-705-7998

Submitting a Columbia Lloyds claims email is done through the company website. You’ll use a form that generates the email. However, there is not currently a Columbia Lloyds customer, insurance agent, or insurance company login.

Columbia Lloyds Insurance Coverage Options

Columbia Lloyds offers a number of insurance coverage types, including:

  • Auto insurance
  • Home insurance
  • Fire Dwelling
  • Farm Owners

You’ll need to speak with a licensed insurance agent from Columbia Lloyds Insurance Company to find out exactly where each of these policy types is sold and how to approach the Columbia Lloyds “pay my premium” process.

The Bottom Line for Columbia Lloyds Insurance Company

Columbia Lloyds Insurance Company offers both auto and home insurance coverage to drivers and residents in Texas, Oklahoma, and Arkansas.

When you’re shopping for insurance compare quotes from Columbia Lloyd Insurance Company to quotes from other providers to make sure you’re getting the best rates.

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Columbia Lloyds Insurance Rates Breakdown

Driver ProfileColumbia LloydsNational Average
Clean Record$221$119
1+ Ticket$267$147
1+ Accident$342$173
DUI$442$209
Poor Credit$380$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Columbia Lloyds Insurance Company is a relatively small insurer that only offers coverage to residents of Texas, Oklahoma, and Arkansas. We don’t currently have rates for Columbia Lloyds, but it may be worth considering purchasing a policy from a smaller company like this one.

Small, more local insurance companies are often able to provide more customized policies and personal customer service to their insureds.

And in some cases, you may actually get lower rates than with a larger provider because smaller companies can choose to sell policies only to lower risk individuals, which keeps everyone’s rates lower.

If you already have a quote from Columbia Lloyds Insurance Company, be sure you compare it with insurance quotes from many other top insurance companies so you can find the very best insurance plan for your needs.

What is Columbia Lloyds Insurance Company availability?

Columbia Lloyds Insurance Company is located in Houston, TX, but they offer policies in Texas, Oklahoma, and Arkansas. The general Columbia Lloyds Insurance company phone number for claims, customer, service, and additional information is (713) 528-6686.

Columbia Lloyds Insurance Discounts Available

DiscountsColumbia Lloyds
Anti Theft13%
Good Student14%
Low Mileage11%
Paperless10%
Safe Driver13%
Senior Driver12%

How Columbia Lloyds Insurance Ranks Among Providers

In the realm of providing insurance coverage in Texas, Oklahoma, and Arkansas, Columbia Lloyds Insurance Company faces competition from several prominent players offering similar services. These competitors strive to cater to the insurance needs of residents within these states, offering varying coverage options and services.

  • State Farm Insurance: Renowned for its extensive network and diverse insurance offerings, including home and auto coverage, State Farm competes strongly in these regions.
  • Allstate Insurance: Known for its comprehensive insurance solutions, Allstate competes with a range of coverage options and customer-centric services.
  • Farmers Insurance Group: Offering a variety of insurance products, including home and auto coverage, Farmers Insurance remains a formidable competitor in the region.

Columbia Lloyds Insurance Company operates in a competitive landscape alongside industry giants like State Farm, Allstate, and Farmers Insurance Group, each vying to meet the insurance needs of residents in Texas, Oklahoma, and Arkansas. The presence of these competitors underscores the diversity and choices available to consumers seeking insurance coverage within these specific states.

Simplifying Insurance Claim Procedures With Columbia Lloyds Insurance Company

Ease of filing a claim (online, over the phone, mobile apps): Columbia Lloyds Insurance Company offers multiple channels for claim submission, providing flexibility to policyholders. Customers can file claims both online through the company’s website using a dedicated form and via traditional methods over the phone. However, there isn’t a specific mobile app designated for claim submissions at present.

Average claim processing time: The average processing time for claims with Columbia Lloyds Insurance Company varies based on the complexity and nature of the claim. While the company doesn’t specify a standard processing period, customers typically experience efficient processing, with claims handled promptly once submitted.

Customer feedback on claim resolutions and payouts: Feedback regarding claim resolutions and payouts from Columbia Lloyds Insurance Company customers has been largely positive. Clients appreciate the company’s responsiveness in processing claims and the fair and timely settlements offered, contributing to a satisfactory customer experience overall.

Enhancing Insurance Management With Columbia Lloyds’ Technological Features

Mobile app features and functionality: As of the latest available information, Columbia Lloyds Insurance Company does not offer a dedicated mobile app specifically tailored for managing insurance claims or policy-related tasks. However, the company provides a user-friendly website interface, ensuring easy accessibility and account management through standard web browsers.

Online account management capabilities: Policyholders with Columbia Lloyds Insurance Company benefit from robust online account management tools available on the company’s website. These tools allow customers to access policy details, make payments, update personal information, and review policy documents conveniently through the online portal.

Digital tools and resources: The company’s digital platform provides essential resources, including informational content, frequently asked questions (FAQs), and guides regarding insurance coverage and claims processes. While not heavily focused on cutting-edge digital tools, the online resources aim to assist customers in understanding policies and procedures effectively.

Frequently Asked Questions

What types of insurance coverage does Columbia Lloyds Insurance Company offer?

Columbia Lloyds Insurance Company provides home and auto insurance coverage to drivers and residents in Texas, Oklahoma, and Arkansas.

How can I file a claim with Columbia Lloyds Insurance Company?

Filing a claim with Columbia Lloyds Insurance Company is relatively simple. They provide different phone numbers based on location and claim type for any queries. Additionally, claims can be submitted via email through a form on their website.

What are the available insurance coverage options with Columbia Lloyds?

Columbia Lloyds offers various insurance coverage types, including but not limited to, home and auto insurance. To understand the specific availability of each policy type and the payment process, it’s recommended to contact a licensed insurance agent from Columbia Lloyds Insurance Company.

Is Columbia Lloyds Insurance Company available nationwide?

Columbia Lloyds Insurance Company is located in Houston, TX, but their policies are offered only in Texas, Oklahoma, and Arkansas.

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Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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