Commerce and Industry Insurance Company: Customer Ratings & Reviews [2024]

Commerce and Industry Insurance Company (CIIC) stands as a highly-rated insurance provider, offering a diverse range of insurance products dedicated to meeting the varied needs of its clientele.

UPDATED: Dec 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 3, 2023Fact Checked

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

UPDATED: Dec 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 3, 2023Fact Checked
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Commerce and Industry Insurance Company (CIIC)

Average monthly rate for good drivers:

$100

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Offers a wide range of insurance products to meet clients’ needs
  • Affordable rates and flexible payment options
  • Exceptional customer service and quick claims processing
  • Positive customer reviews and industry recognition
  • Several discounts available to help clients save money on premiums

Cons

  • Services are only available in a limited number of states across the United States

Final Verdict: Review of Commerce and Industry Insurance Company (CIIC)

Commerce and Industry Insurance Company (CIIC) is a highly-rated insurance provider that offers a variety of insurance products to meet the diverse needs of its clients. With a mission to provide top-notch customer service, CIIC has become a trusted name in the insurance industry.

Their product offerings include auto, home, and business insurance, among others, and they have flexible payment options to help clients manage their premiums. CIIC has a low complaint level and an A- (Excellent) rating from A.M. Best.

Although their services are only available in a limited number of states, CIIC has garnered positive customer reviews and industry recognition for their affordable rates, quick claims processing, and the discounts they offer to help clients save money.

Looking for an insurance company that can meet all your insurance needs can be a daunting task. However, Commerce and Industry Insurance Company (CIIC) makes it easy for you by offering a wide range of insurance products. As a leading insurance provider, CIIC has been providing quality insurance services to both individuals and businesses since its founding in 1965. This article will provide an in-depth review of CIIC, including its history, types of insurance products, costs of services, states where services are offered, customer reviews, and discounts available to customers.

Commerce and Industry Insurance Company (CIIC) Insurance Coverage Options

Commerce and Industry Insurance Company (CIIC) offers a wide range of coverage options to meet the diverse needs of their clients. Some of the coverage options offered by CIIC include:

  • Auto insurance, including liability, collision, comprehensive, uninsured/underinsured motorist coverage, and personal injury protection (PIP)
  • Home insurance, including coverage for the dwelling, personal property, liability, additional living expenses, and more
  • Business insurance, including commercial property, liability, workers’ compensation, and business auto coverage
  • Flood insurance, including coverage for both residential and commercial properties
  • Umbrella insurance, providing additional liability coverage beyond what is provided by other insurance policies

These coverage options can vary by state and are subject to certain limits and exclusions. Clients should contact CIIC for more information about their coverage options and to determine which policies are best suited for their specific needs.

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Commerce and Industry Insurance Company (CIIC) Insurance Rates Breakdown

Driver ProfileCommerce and Industry InsuranceNational Average
Clean Record$83$119
1+ Ticket$113$147
1+ Accident$150$173
DUI$271$209
Poor Credit$143$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Commerce and Industry Insurance Company (CIIC) Discounts Available

DiscountsCommerce and Industry Insurance
Anti Theft13%
Good Student16%
Low Mileage11%
Paperless10%
Safe Driver15%
Senior Driver10%

Commerce and Industry Insurance Company (CIIC) offers a variety of discounts to help clients save money on their insurance premiums. These discounts include:

  • Multi-policy discount for clients who have more than one insurance policy with CIIC
  • Safe driver discount for clients with a clean driving record
  • Good student discount for clients who maintain a high GPA in school
  • Homeownership discount for clients who own their home
  • Anti-theft discount for clients with anti-theft devices installed in their vehicle
  • Group affiliation discount for clients who are members of certain organizations or groups
  • Mature driver discount for clients over a certain age (varies by state)

These discounts can vary by state and are subject to eligibility requirements. Clients should contact CIIC for more information about how to qualify for these discounts and how much money they could save on their premiums.

How Commerce and Industry Insurance Company (CIIC) Ranks Among Providers

Since Commerce and Industry Insurance Company (CIIC) provides various insurance products such as auto, home, business, flood, and umbrella insurance, their competitors include other insurance providers that offer similar types of coverage options:

  • Allstate
  • State Farm
  • Nationwide
  • Geico
  • Farmers

It’s worth noting that the competition in the insurance industry is fierce, and many providers offer similar products and services. However, each company may have unique features, benefits, and pricing structures that set them apart from their competitors.

Ultimately, clients should carefully compare the offerings of different insurance providers before making a decision on which company to choose for their insurance needs.

Claims Process at Commerce and Industry Insurance Company

Ease of Filing a Claim

Commerce and Industry Insurance Company (CIIC) prioritizes the convenience of its policyholders when it comes to filing claims. The company offers multiple channels for submitting claims, including online platforms, over-the-phone assistance, and dedicated mobile apps.

This accessibility ensures that customers can choose the method that best suits their preferences and circumstances.

Average Claim Processing Time

One crucial aspect of evaluating an insurance provider is the efficiency of their claims processing. CIIC is committed to swift and hassle-free claim resolutions. Policyholders can expect a streamlined process, with CIIC boasting competitive average claim processing times.

This commitment reflects the company’s dedication to providing timely assistance during critical moments.

Customer Feedback on Claim Resolutions and Payouts

The ultimate test of an insurance company’s reliability lies in the experiences of its customers during claim resolutions. CIIC has garnered positive customer feedback regarding the effectiveness of their claims department. Reviews highlight the company’s commitment to fair and prompt payouts, contributing to a positive overall customer experience.

Commerce and Industry Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

CIIC understands the importance of digital solutions in today’s fast-paced world. The company offers a feature-rich mobile app, allowing policyholders to manage their insurance accounts on the go. The app includes functionalities such as policy information access, claims tracking, and even features for initiating the claims process directly from the mobile platform.

Online Account Management Capabilities

For those who prefer managing their insurance policies through web browsers, CIIC provides a comprehensive online account management system. Policyholders can access and update their policy details, review coverage options, and make premium payments, all from the convenience of their personal computers.

Digital Tools and Resources

CIIC is committed to empowering its customers with digital tools and resources. From educational materials about insurance coverage options to interactive tools that help users understand their policies better, CIIC’s digital resources go beyond basic account management.

These resources are designed to enhance customer knowledge and facilitate informed decision-making.

Frequently Asked Questions

What is Commerce and Industry Insurance Company?

Commerce and Industry Insurance Company is an insurance provider that offers various insurance products and services to individuals, businesses, and organizations. They provide coverage for auto, home, business, and other types of insurance.

How can I find customer ratings and reviews for Commerce and Industry Insurance Company?

Customer ratings and reviews for Commerce and Industry Insurance Company can be found on various platforms, including their official website, independent review websites, and social media platforms. Additionally, you can also ask for recommendations and opinions from friends, family, or colleagues who have had experience with the company.

Are customer ratings and reviews important when considering an insurance company?

Yes, customer ratings and reviews can provide valuable insights into the quality of service and customer satisfaction provided by an insurance company. They can help you gauge the overall reputation and reliability of the company, as well as the experiences of other policyholders.

Can I manage my policy online with Commerce and Industry Insurance Company?

Commerce and Industry Insurance Company may offer an online platform or customer portal where you can manage your policy, view policy documents, make payments, and update your information. It is best to inquire about their online policy management options directly.

Does Commerce and Industry Insurance Company have a good customer service reputation?

Commerce and Industry Insurance Company’s customer service reputation may vary based on individual experiences. It is advisable to check customer ratings and reviews to gain insights into their service quality.

How can I file a claim with Commerce and Industry Insurance Company?

If you need to file a claim with Commerce and Industry Insurance Company, you should contact their claims department as soon as possible. They will guide you through the process and provide the necessary forms and documentation requirements to initiate your claim.

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Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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