Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jan 6, 2022

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The Lowdown

  • Commonwealth Casualty offers home, renters, and car insurance to its policyholders
  • Commonwealth offers a variety of discounts to help offset the cost of virtually all of its insurance products
  • To get a quote from Commonwealth, you will need to speak to an agent

When you search for insurance, you are probably most familiar with the large companies that you’ve seen in a commercial or on billboards. But there are a lot of companies that don’t have as much recognition that could be a great fit for you and your loved ones.

Commonwealth Casualty is an insurance company that offers several different insurance products. Commonwealth insurance provides car, home, and renters insurance.

To find the best home insurance policy, you’ll need to find and compare quotes from multiple companies in your area. The same goes for car and renters insurance since this will help ensure that you don’t end up overpaying for coverage.

In fact, you can use our free quote tool above to compare car and home insurance rates today to see what companies might work best for you.

What does Commonwealth Casualty offer?

Commonwealth Casualty offers car, home, and renters insurance to its policyholders. For home insurance, Commonwealth Casualty will:

  • Offer coverage to completely rebuild your home
  • Use liability coverage to cover any property damage or potential lawsuits
  • Cover personal property, such as furniture and appliances
  • Offer additional coverage options, like water backup protection, service line coverage, computer coverage, and golf carts

Renters insurance will cover damage to property, property replacement costs, and much more. And most policyholders pay around $15 a month for renters insurance.

While Commonwealth offers multiple types of coverage, Commonwealth’s car insurance is the most popular.

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Does Commonwealth have good car insurance?

When it comes to Commonwealth Casualty car insurance, the company offers:

  • Liability coverage: This will meet your state’s minimum car insurance requirements.
  • Bodily injury liability: This will cover injuries or death that are a result of a car accident.
  • Property damage liability: This will cover all property damage associated with a car accident.
  • Uninsured or underinsured motorist coverage: This will cover an incident if the other person involved does not carry adequate insurance.
  • Comprehensive coverage: Covers damage to a vehicle by anything outside of an accident, including storm damage or theft.
  • Collision coverage: Pays for damage associated with an accident regardless of fault.
  • Rental reimbursement: Will cover the cost of any rental you need after damage to your vehicle, as long as it’s a covered claim.

With Commonwealth, you can get your state’s minimum coverage, full coverage, or anything in between. But there are plenty of other auto insurance companies you can check out before making any commitment.

How much is insurance with Commonwealth Casualty?

How much you will pay for a home or car insurance policy will vary depending on a number of different factors.

When it comes to home insurance, most companies will assess the following to develop an appropriate insurance rate:

  • Where you live
  • The size of your home
  • The cost of your home
  • Your credit score
  • The use of any specialty coverage

To get a better idea of how much you can expect to pay for homeowners insurance, the table below lists the average monthly cost for home insurance with several different well-known companies.

CompanyAverage monthly cost
Allstate$122
State Farm$125
The Hartford$134
USAA$83
Travelers$106
Progressive$86
Farmers$165
Nationwide$87
American Family$108
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Commonwealth Casualty prides itself on offering competitive rates for insurance coverage, so the prices above may mirror Commonwealth rates, or they may even be a little bit lower.

Similar to homeowners insurance, car insurance companies like Commonwealth Casualty will often assess the following factors when deciding on insurance rates:

  • Your age
  • The car you drive
  • Where you live
  • Your credit score
  • Your occupation
  • How often/how much you drive
  • The use of any specialty coverage

The table below shows average monthly car insurance rates in all the U.S. states.

Average Monthly Car Insurance Rates by State

StateAverage Monthly Car Insurance Rates
Alabama$69.76
Alaska$87.51
Arizona$75.02
Arkansas$79.31
California$78.29
Colorado$94.40
Connecticut$81.81
Countrywide$101.31
Delaware$110.37
District of Columbia$100.73
Florida$82.60
Georgia$71.51
Hawaii$56.09
Idaho$71.18
Illinois$60.74
Indiana$56.97
Iowa$71
Kansas$76.46
Kentucky$113.68
Louisiana$57.43
Maine$91.36
Maryland$92.31
Massachusetts$57.43
Michigan$105.35
Minnesota$71.39
Mississippi$79.80
Missouri$70.45
Montana$72.38
Nebraska$67.17
Nevada$90.29
New Hampshire$66.29
New Jersey$114.93
New Mexico$76.70
New York$110.65
North Carolina$64.02
North Dakota$64.01
Ohio$63.89
Oklahoma$82.13
Oregon$74.51
Pennsylvania$79.20
Rhode Island$104.78
South Carolina$78.06
South Dakota$62.02
Tennessee$71.30
Texas$88.85
Utah$71.06
Vermont$62.23
Virginia$69.68
Washington$79.34
West Virginia$86.04
Wisconsin$59.74
Wyoming$70.36
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Again, these rates may be comparable to those offered by Commonwealth Casualty. But the only way to really know how much you will end up paying for insurance with Commonwealth is to get a quote from one of their agents.

Does Commonwealth Casualty offer discounts?

Commonwealth does offer options when it comes to its insurance products. Some of Commonwealth’s options for discounts include:

  • Multi-policy
  • Multi-car
  • New home
  • New purchase
  • Secured community or secured building
  • Protective device
  • Claims free
  • Paid-in-full
  • Water leak detection

If you’re curious whether you would be eligible for any of the discounts listed above, you can speak to a Commonwealth agent to find out more and see how much you could save.

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Does Commonwealth Casualty have good ratings and reviews?

Commonwealth Insurance Company has an A- (Excellent) financial strength rating with A.M. Best, along with a stable outlook. Commonwealth Casualty Company also boasts an A+ rating with the Better Business Bureau (BBB).

Customer reviews on the BBB website give Commonwealth a three-star rating out of five stars. Overall, the company’s ratings and reviews are quite positive.

Should I buy insurance with Commonwealth?

If you are interested in the insurance products provided by Commonwealth, you should get a quote before doing anything else. You may find that the company would work really well for you, but you also may find that you can find more affordable coverage elsewhere.

Commonwealth policyholders can use their Commonwealth Casualty Insurance login information to access their policy, check the status of a claim, and connect with an agent. But there are plenty of other companies that offer this type of interaction online.

Before you make any decisions, you’ll need to shop around for insurance coverage to find what companies near you offer the coverage you want at a price you can afford.

In fact, you can use our free tool below to find and compare insurance rates in your area today.

Commonwealth Casualty Insurance Review [2022] Additional Information

Commonwealth Casualty Insurance Review [2022] is a company that was incorporated in . Commonwealth Casualty Insurance Review [2022] is a insurance company and has assets of , capital of $, and net surplus of $.

The president of Commonwealth Casualty Insurance Review [2022] is , the treasurer is , and the secretary is . Commonwealth Casualty Insurance Review [2022] insurance plans include
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Commonwealth Casualty Insurance Review [2022] is located in , and the phone number for Commonwealth Casualty Insurance Review [2022] claims, customer, service, and additional information is .

Commonwealth Casualty Insurance Review [2022] Insurance Quotes

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