Consumers County Mutual Insurance Company Review: Customer Ratings & Reviews [2024]

In this article, we delve into an insightful review of Consumers County Mutual Insurance Company, a Texas-based subsidiary of Travelers, exploring key aspects such as coverage options, customer ratings, and potential savings through discounts.

UPDATED: Jan 26, 2024Fact Checked

Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Jan 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 26, 2024Fact Checked
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Consumers County Mutual Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • A subsidiary of Travelers, a well-known insurance company.
  • A.M. Best rating of A+, indicating financial stability and reliability.
  • Access to registered agents for personalized service.

Cons

  • Lack of online presence and availability of rate information.
  • Limited information and resources specifically related to Consumers County Mutual Insurance Company.
  • Complaints reported to the Better Business Bureau.

Final Verdict: Review of Consumers County Mutual Insurance

Consumers County Mutual Insurance is a subsidiary of Travelers outside of Connecticut. In this Consumers County Mutual Insurance review, we’ll go over the average cost of Travelers insurance and other details, such as the Consumers County Mutual Insurance Company phone number and further information.

In addition to Consumers County Mutual Insurance information, we’ll provide information on how you can find cheap auto insurance in the company’s local area.

If you want to skip over the Consumers County Mutual Insurance review and get a car insurance quote, enter your ZIP code in the FREE comparison tool. To learn more about how to buy Consumers County Mutual Insurance Company auto insurance, including getting Consumers County Mutual Insurance Company auto insurance quotes, continue reading.

[su_box title="The Lowdown" style="default"]
  • Consumers County Mutual Insurance is a subsidiary of Travelers and operates in Texas.
  • A.M. Best gives an A+ to Consumers County Mutual Insurance Company.
  • The average auto insurance rates are Texas is $4,043 per year or $337 per month.
[/su_box] Consumers County Mutual Insurance is a subsidiary of Travelers outside of Connecticut. In this Consumers County Mutual Insurance review, we’ll go over the average cost of Travelers insurance and other details, such as the Consumers County Mutual Insurance Company phone number and further information. In addition to Consumers County Mutual Insurance information, we’ll provide information on how you can find cheap auto insurance in the company’s local area. If you want to skip over the Consumers County Mutual Insurance review and get a car insurance quote, enter your ZIP code in the FREE comparison tool. To learn more about how to buy Consumers County Mutual Insurance Company auto insurance, including getting Consumers County Mutual Insurance Company auto insurance quotes, continue reading.

What You Should Know About Consumers County Mutual Ins Co

Consumers County Mutual Insurance Company is in Texas. It’s an affiliate of Travelers Insurance, one of the top insurance companies in the United States. The Consumers County Mutual Insurance Company website doesn’t exist. You’ll have to go through the Travelers website for any online information or insurance quotes.

Consumers County Mutual Insurance Company uses registered agents to market to farmers and residents of Texas. The Travelers in Texas is often referred to as Travelers Texas MGA. Travelers Texas MGA reviews are regularly reviewed differently, but it’s mainly connected to the same company.

We checked out Home State County Mutual Insurance Company and Old American County Mutual Fire Insurance Company. They don’t appear to have any affiliation to Travelers or Consumers County Mutual Insurance Company.

You can contact Consumers County Mutual Insurance customer service number at 1-877-872-8737. Consumers County Mutual Insurance Company address is 4245 North Central Expressway, Suite 500, Dallas, TX 75205. The customer service number should connect you to Consumers County Mutual Insurance claims phone number.

Compare car insurance quotes from companies in your local area with our FREE comparison tool!

Consumers County Mutual Ins Co Insurance Coverage Options

Although Consumers Mutual Insurance Company customers can choose the minimum requirements for auto insurance, the average customer will likely choose these coverage limits and optional coverage options.

  • Bodily Injury – $100,000 for bodily injury of one person per accident/$300,000 for bodily injury of multiple people per accident
  • Property Damage – $50,000 for property damage per accident
  • Medical Payments – $5,000 for medical bills
  • Uninsured Motorists Bodily Injury – $100,000 for bodily injury of one person per accident/$300,000 for bodily injury of multiple people per accident
  • Uninsured Motorists Property Damage – $50,000 for property damage per accident
  • Underinsured Motorists – bundled into uninsured motorists coverage
  • Personal Injury Protection – $2,500 coverage limit for medical bills, lost wages, and other costs due to an accident
  • Rental Car Reimbursement Insurance – $30 per day or $900 for the year.
  • Roadside Assistance – Free towing under 15 miles

Adding these coverages to your policy will increase your overall auto insurance costs. Find out how much you’ll pay for car insurance by entering your ZIP code in the FREE comparison tool.

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Consumers County Mutual Ins Co Insurance Rates Breakdown

Driver ProfileConsumers County Mutual Insurance CompanyNational Average
Clean Record$125$119
1+ Ticket$155$147
1+ Accident$180$173
DUI$225$209
Poor Credit$215$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Consumers County Mutual Ins Co Discounts Available

DiscountConsumers County Mutual Insurance Company
Anti Theft20%
Good Student22%
Low Mileage20%
Paperless12%
Safe Driver28%
Senior Driver15%

Consumers County Mutual Insurance Company, a subsidiary of Travelers, offers various discounts to help policyholders save on their auto insurance premiums. Understanding these discounts can be crucial in making informed decisions about your coverage. Let’s explore the potential discounts that Consumers County Mutual Insurance Company provides.

  • Claims-Free Discount: Policyholders who maintain a claims-free record for a specific period may be eligible for a discount. This encourages safe driving habits and responsible behavior on the road.
  • Auto-Pay Discount: Enrolling in Consumers County Mutual Insurance Company’s auto-pay service may qualify you for a discount. This convenient payment method can also streamline your billing process.
  • Good Credit Discount: Individuals with a good credit history may enjoy lower insurance rates. Consumers County Mutual Insurance Company considers your credit score as a factor in determining your premium, rewarding those with favorable credit.
  • Safe Driver Discounts: Maintaining a clean driving record without accidents or traffic violations is often rewarded with lower premiums. Safe drivers are considered less risky to insure.
  • Multi-Policy Discount: Bundling multiple insurance policies, such as auto and home insurance, with Consumers County Mutual Insurance Company can lead to substantial discounts. This is a common strategy to maximize savings.
  • Discounts for Farmers and Texas Residents: Consumers County Mutual Insurance Company targets farmers and residents in Texas. Specialized discounts may be available for these specific demographics.

Taking advantage of available discounts is a smart way to reduce your auto insurance costs with Consumers County Mutual Insurance Company. Remember to inquire about these discounts when obtaining a quote and compare them with other providers to ensure you are getting the best value for your coverage.

Limiting Travelers insurance claims is one way to get a discount during your policy. Since Consumers County Mutual car insurance underwrites for Travelers, you could receive the same discounts and perks.

If you go a few months without making a claim, contact Consumers County Mutual about a possible discount. Also, opting to enroll in Consumers County Mutual (Travelers) auto-pay service instead of Travelers quick pay could get you a discount.

Travelers quick pay is a method of paying for your bill without creating a login to pay your policy.

Some people recently got insurance and noticed that your rates are cheaper than the $4,043 average. If you have good credit, your rates will be much less expensive. According to the Federal Trade Commission, you can get affordable car insurance rates for good credit.

While you have your policy, try improving your credit to lower auto insurance rates. Also, a clean driving record could save you hundreds on auto insurance. Bundling policies with one company can also provide major savings. Ask about ways to save with your current company, but also compare rates with other companies.

The best way to find out if affordable Consumers County Mutual Insurance Company auto insurance is available to you is to get a quote and then compare it with other companies.

How Consumers County Mutual Ins Co Ranks Among Providers

In the dynamic landscape of the insurance industry, Consumers County Mutual Insurance Company faces competition from several noteworthy contenders. Analyzing the strengths and areas of focus of its main competitors—State Farm, Allstate, and Progressive—offers valuable insights into the diverse offerings within the market.

  • State Farm: boasts a robust agent network, ensuring customers receive personalized assistance. While premiums may be slightly higher, the trade-off often lies in comprehensive coverage and reliable customer service.
  • Allstate: stands out for its innovative features like “Claim RateGuard” and a diverse range of coverage options. Despite potentially higher premiums, customers appreciate the added benefits and enhanced protection.
  • Progressive: user-friendly online platform and the “Snapshot” program, offering personalized discounts, appeal to tech-savvy customers. Competitive rates, especially for safe drivers, make it an attractive option.
  • Travelers (Parent Company): As the parent company of Consumers County Mutual Insurance, Travelers brings financial stability and a broad spectrum of insurance products. While premiums may not always be the most budget-friendly, customers value the comprehensive coverage and the company’s reliable reputation.

Read more: Travelers Personal Insurance Company Review

Navigating the choices among Consumers County Mutual Insurance Company and its competitors involves a careful consideration of factors like coverage options, pricing, and customer service. Each company brings unique strengths to the table, catering to different preferences and priorities.

As consumers weigh their options, understanding the distinct qualities of these competitors becomes paramount in making informed decisions about their insurance needs.

Frequently Asked Questions

What is Consumers County Mutual Insurance Company?

Consumers County Mutual Insurance Company is a subsidiary of Travelers and offers auto insurance in Texas.

What is County Mutual Insurance auto insurance?

County mutual insurance companies are designed for high-risk drivers. Car insurance rates often change because high-risk drivers improve their driving records each year.

What are the minimum auto insurance requirements for Consumers County Mutual Insurance Company?

Since Consumers County Mutual Insurance Company operates in Texas, customers are required to carry minimum liability car insurance as per state law.

Does Consumers County Mutual Insurance Company offer discounts on auto insurance?

Consumers County Mutual Insurance Company underwrites for Travelers, which offers discounts to policyholders. Customers may be eligible for discounts based on factors such as good credit, enrollment in auto-pay, and claims history.

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Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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