Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Company Details
President: Gary Alan Dobbie
Address: 4245 North Central Expressway Suite 500
City: Dallas
State: TX
ZIP Code: 75205
Phone Number: (972) 559-2200
Toll Free: (800) 676-5603
Year Founded: 1949-06-06
Company Rating 1.5 (2 reviews)

Types of Insurance Offered

The Lowdown

  • Consumers County Mutual Insurance is a subsidiary of Travelers and operates in Texas.
  • A.M. Best gives an A+ to Consumers County Mutual Insurance Company.
  • The average auto insurance rates are Texas is $4,043 per year or $337 per month.

Consumers County Mutual Insurance is a subsidiary of Travelers outside of Connecticut. In this Consumers County Mutual Insurance review, we’ll go over the average cost of Travelers insurance and other details, such as the Consumers County Mutual Insurance Company phone number and further information.

In addition to Consumers County Mutual Insurance information, we’ll provide information on how you can find cheap auto insurance in the company’s local area.

If you want to skip over the Consumers County Mutual Insurance review and get a car insurance quote, enter your ZIP code in the FREE comparison tool.

To learn more about how to buy Consumers County Mutual Insurance Company auto insurance, including getting Consumers County Mutual Insurance Company auto insurance quotes, continue reading.

What is Consumers County Mutual Insurance Company?

Consumers County Mutual Insurance Company is in Texas. It’s an affiliate of Travelers Insurance, one of the top insurance companies in the United States.

The Consumers County Mutual Insurance Company website doesn’t exist. You’ll have to go through the Travelers website for any online information or insurance quotes.

Consumers County Mutual Insurance Company uses registered agents to market to farmers and residents of Texas. The Travelers in Texas is often referred to as Travelers Texas MGA. Travelers Texas MGA reviews are regularly reviewed differently, but it’s mainly connected to the same company.

We checked out Home State County Mutual Insurance Company and Old American County Mutual Fire Insurance Company. They don’t appear to have any affiliation to Travelers or Consumers County Mutual Insurance Company.

You can contact Consumers County Mutual Insurance customer service number at 1-877-872-8737. Consumers County Mutual Insurance Company address is 4245 North Central Expressway, Suite 500, Dallas, TX 75205.

The customer service number should connect you to Consumers County Mutual Insurance claims phone number.

Compare car insurance quotes from companies in your local area with our FREE comparison tool!

What are Consumers County Mutual Insurance company ratings?

The latest Consumers County Mutual Insurance Company A.M. Best rating is from a 2012 report. The Consumers County Mutual had an “A+” with A.M. Best, which means the company had a stable outlook and superior ability to meet its customers’ obligations.

Consumers County Mutual Insurance has an “A+” with the Better Business Bureau (BBB). They’ve had 392 complaints in the last three years. The BBB reported that 135 of those complaints had been resolved.

If you search for Consumers County Mutual on the BBB website, it’ll be listed as Consumers County Mutual Ins Co. Consumers County Mutual is not accredited on the BBB.

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Who is Consumers County Mutual Insurance company’s affiliate?

Consumers County Mutual Insurance Company is a Traveler’s affiliate. Therefore, the company is financially backed by Travelers insurance.

Based on the factors of the average driver in Texas, the average auto insurance rates are $4,043 per year or $337.

These rates aren’t etched in metal, and your car insurance costs can vary based on your age and your vehicle. You can get affordable auto insurance rates when you comparison shop online.

Unfortunately, we can’t provide Consumers County Mutual Insurance Company auto insurance rates as they aren’t available online.

However, we can provide you with general auto insurance rates from the National Association of Insurance Commissioners (NAIC).

Here are NAIC projections of Texas auto insurance compared to the national average.

Texas Car Insurance Rates Compared to National Average
StatesAverage Annual Liability RatesAverage Annual Collision RatesAverage Annual Comprehensive RatesAverage Annual Full Coverage Rates
Texas$550$380$207$1,137
National Average$555$326$148$1,030
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Texas auto insurance is $107 more than the national average. When you’re getting auto insurance with a company, expect your insurance rates to be much more expensive.

Travelers Insurance Company is more expensive in most states, but you can slash auto insurance costs through discount car insurance. Since Consumers County Mutual Insurance Company is connected to Travelers, you may encounter the same rates.

Before we go any further, we want to remind you that you can enter your ZIP code in the FREE comparison tool to get auto insurance quotes right now!

What are Consumers County Mutual Insurance company’s minimum auto insurance requirements?

Since Consumers County Mutual Insurance Company is in Texas, any Consumers County Mutual customer would have to carry the minimum requirements for auto insurance.

Let’s examine the requirements for car insurance in Texas.

  • Bodily Injury Liability – $30,000 for one person, $60,000 for multiple people
  • Property Damage Liability – $25,000 for property damage

Minimum requirements fall within liability car insurance. If you’re financing your vehicle, you’ll need to get full coverage. Full coverage is collision and comprehensive coverage added to your policy.

What types of auto insurance coverages does Consumers Mutual Insurance company offer?

Although Consumers Mutual Insurance Company customers can choose the minimum requirements for auto insurance, the average customer will likely choose these coverage limits and optional coverage options.

  • Bodily Injury – $100,000 for bodily injury of one person per accident/$300,000 for bodily injury of multiple people per accident
  • Property Damage – $50,000 for property damage per accident
  • Medical Payments – $5,000 for medical bills
  • Uninsured Motorists Bodily Injury – $100,000 for bodily injury of one person per accident/$300,000 for bodily injury of multiple people per accident
  • Uninsured Motorists Property Damage – $50,000 for property damage per accident
  • Underinsured Motorists – bundled into uninsured motorists coverage
  • Personal Injury Protection – $2,500 coverage limit for medical bills, lost wages, and other costs due to an accident
  • Rental Car Reimbursement Insurance – $30 per day or $900 for the year.
  • Roadside Assistance – Free towing under 15 miles

Adding these coverages to your policy will increase your overall auto insurance costs. Find out how much you’ll pay for car insurance by entering your ZIP code in the FREE comparison tool.

What are the Consumers County Mutual car insurance discounts?

Limiting Travelers insurance claims is one way to get a discount during your policy. Since Consumers County Mutual car insurance underwrites for Travelers, you could receive the same discounts and perks.

If you go a few months without making a claim, contact Consumers County Mutual about a possible discount. Also, opting to enroll in Consumers County Mutual (Travelers) auto-pay service instead of Travelers quick pay could get you a discount.

Travelers quick pay is a method of paying for your bill without creating a login to pay your policy.

Some people recently got insurance and noticed that your rates are cheaper than the $4,043 average. If you have good credit, your rates will be much less expensive. According to the Federal Trade Commission, you can get affordable car insurance rates for good credit.

While you have your policy, try improving your credit to lower auto insurance rates. Also, a clean driving record could save you hundreds on auto insurance. Bundling policies with one company can also provide major savings. Ask about ways to save with your current company, but also compare rates with other companies.

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The best way to find out if affordable Consumers County Mutual Insurance Company auto insurance is available to you is to get a quote and then compare it with other companies.

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Frequently Asked Questions: Consumers County Mutual Insurance Company Review

Let’s go over a few frequently asked questions to wrap up the reviews.

Are you ready to start comparing auto insurance? Enter your ZIP code below to get car insurance quotes for free.

#1 – What is County Mutual Insurance auto insurance?

County mutual insurance companies are designed for high-risk drivers. Car insurance rates often change because high-risk drivers improve their driving records each year.

#2 – How is Travelers insurance related to Consumers County Mutual Insurance company? Is it a good company?

Consumers County Mutual Insurance Company is a subsidiary of Travelers. Travelers and Consumers County Mutual share the “A+” Better Business Bureau and A.M. Best rating.

#3 – Is Consumers County Mutual Insurance company a farm mutual insurance company?

No. Consumer County Mutual isn’t a mutual farm company. Farm mutual insurance companies focus on farms or any rural property.

#4 – Is Texas County Mutual related to Consumers County Mutual Insurance Company?

No. Texas County Mutual is an insurance company that offers auto, home, boat, motorcycle, life, umbrella, and business insurance. Consumers County Mutual doesn’t provide life, umbrella, or motorcycle insurance.

Consumers County Mutual Insurance Company Review (2021) Additional Information

Consumers County Mutual Insurance Company Review is a Mutual company that was incorporated in 1949-06-06. Consumers County Mutual Insurance Company Review is a County Mutual Associ insurance company and has assets of 113,524,194, capital of $0, and net surplus of $2,240,799. The president of Consumers County Mutual Insurance Company Review is Gary Alan Dobbie, the treasurer is , and the secretary is . Consumers County Mutual Insurance Company Review insurance plans include airplane, auto, boat, business, and home. Consumers County Mutual Insurance Company Review is located in Dallas, TX and the phone number for Consumers County Mutual Insurance Company Review claims, customer, service, and additional information is (972) 559-2200.

Consumers County Mutual Insurance Company Review Insurance Quotes

If you already have Consumers County Mutual Insurance Company Review insurance quotes then be sure that you compare your quoted Consumers County Mutual Insurance Company Review insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!