Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 19, 2022

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Company Details
President: Billy Buel Hill Jr.
Address: 11200 Lakeline Blvd Suite 100 P O Box 26580
City: Austin
State: TX
ZIP Code: 78755
Phone Number: (512) 451-2224
Toll Free: (800) 880-8824
Year Founded: 1961-05-24
Company Rating 0.5 (2 reviews)

Types of Insurance Offered

Continental General Life Insurance Oveview
Key InfoCompany Specifics
Year Founded1961
Current ExecutivesPresident & CEO - David Ramsey
Executive Chairman - Robert Mills
CFO- Janet Ward
Numbers of Employees200-500
Total Assets$4,297,281,766
HQ Address11200 Lakeline Blvd Suite 100 PO Box 26580
Austin, TX 78755
Phone Number1-512-451-2224
Premiums Written - Individual Life$41,963,578
Best ForLong-Term Care Insurance
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Formerly a part of the American Financial Group, Continental General Insurance Company has flourished as an independent insurance company for over 50 years.

With so many competitive and cheap life insurance companies to choose from, we know it’s hard to just choose one. With this Continental General Insurance Company review,  we are confident that you’ll know whether or not Continental General Insurance Company is a good fit for you whether you’re looking for Continental General Insurance Company long term care or another product.

Read on to learn what life insurance Continental General Insurance offers, where you can purchase Continental General life insurance, and how to make the most of your life insurance policy. Why wait to save money on life insurance? Check out our FREE quote tool above.

Shopping for Continental General Life Insurance Quotes

Continental General Insurance Company is a long-standing insurance company that offers term life insurance, annuities, and long term care insurance. In short, this means that there are options to help you choose the policy that is best for you with Continental General Insurance. Kanawha Insurance Company merged with them just a couple of years ago.

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What is Continental General Life Insurance availability by state?

With the Continental General Insurance Co headquarters based in Texas, the company covers 49 states, the District of Columbia, and the US Virgin Islands. They are consistently seeking expansion opportunities which may lead to more territories later.

All the way from the Continental General Insurance Company in Omaha, NE, to the Continental General Insurance Company in Cincinnati, OH, you’re in luck.

Continental General’s Life Insurance Policies

You’ll find a few options when researching Continental General’s life insurance policies. They are known for providing term, annuities, and their special long-term care insurance options.

Policies Purchased from Continental General Insurance Company
Policy TypePremiums Written
Accident & Health$3,868,633
Individual Long-Term Care$1,636,017
Individual Whole Life$287,648
Individual Term Life$86,131
Individual Universal Life$106,144
Total Group Life$47,589
Total Life$529,012
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Continental General Insurance Company is clearly active with Accident & Health sales. More diversity can often mean a greater financial backing.

Continental General Insurance Company offers cost-efficient term life insurance and permanent life insurance. Their permanent life insurance policies include whole life insurance and universal life insurance. These insurance policies typically offer cash-value to help build equity while still investing in your beneficiaries.

While you pay out your premiums, which may be over a specific time-frame or for life, you can expect to pay significantly more for permanent life insurance when comparing those to term life insurance.


Annuities are similar to permanent life insurance. The primary difference here is that an annuity is paid out to your beneficiaries in installments rather than one lump sum.

So if anything were to happen to you, your beneficiaries would expect to receive money for a previously-determined amount of time. What are the different types of annuities, anyway?

Long-Term Care Insurance

Continental General Insurance Company Long term care forms and policies are typically used in a few special circumstances such as old age and debilitating medical conditions. Long term care insurance helps policyholders who may need consistent help with common household or hygienic tasks such as showering, dressing, shaving, and more.

Since many long term care policyholders aren’t in great health, their insurance rates tend to be fairly substantial, with averages around $2700 per year, according to AARP.

Life Insurance Riders

One of Continental General Insurance Company’s most popular riders is the inflation rider. This life insurance rider allows room for inflation to adjust the death benefit. This way, your beneficiaries will still get as much financial support as you felt necessary if inflation changes that amount.

Continental General also offers Medicare supplemental insurance policies to help adults that feel like their plan is insufficient. They also work with companies like Aetna if you happen to search for the Continental General Insurance Company Pensacola, Florida address, and have no luck.

How to Make a Continental General Life Insurance Claim

Filing claims with Continental General Insurance Company login or phone is easy. By calling 1-866-830-0607 and selecting option 3, you will be in direct contact with their claims department.

Need to cancel your Continental General Insurance Company policy? Find the appropriate phone number directly on their website to be sure you get the right department. Annuities and life policies will have separate numbers. Contractors may use the Continental General Insurance Company provider portal to help customers.

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Continental General Insurance Company: Life Insurance Ratings

With an A.M. Best “A” rating, Continental General Insurance Company ratings show a strong financial outlook for the future. This rating suggests that the company has no major concerns regarding financial collapse.

The NAIC Complaint Index has been growing over the past several years, peaking with 18 complaints in 2019. This could be due to an increase in clientele but is a concern worth monitoring.

Continental General: Market Share

With a never-ending number of insurance companies to choose from, it’s important to know how your company stacks up to the competition.

Market Share for Continental General
Policy TypeMarket Share
Individual Term Life.01%
Individual Whole Life.02%
Individual Universal Life.01%
Individual Long Term Care.36%
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Though Continental General Insurance Company doesn’t contribute to a significant market share in term or whole life policies, it is well-rounded and has a great hold of long term care insurance.

A company like Continental General might not be for everyone. Check out a few reasons you should or shouldn’t choose them.

Pros of Continental General Insurance Company

  • Financially Stable
  • Long Term Care Options
  • Expanding Company

This company is consistently growing and already dominates the Long Term Care market.

Cons of Continental General Insurance Company

  • No App
  • Few Policy Riders
  • Smaller Company

No company will be able to offer you everything you need, but a lack of convenience might be a deterrent for Continental General.

Continental General Insurance Company: The Bottom Line

Choosing an insurance company isn’t easy. Sometimes it’s better to invest in a smaller company. With strong financial standings and over 50 years in the business, Continental General Insurance Company might offer just what you need.

Now that you’ve read our Continental General Insurance Company review, use our FREE quote comparison tool to get cheap life insurance rates.