Continental Insurance Company Review [2025]

If you’re on the hunt for property and casualty insurance coverage, you may want to look into the Continental Insurance Company. The Continental Insurance Company is a subsidiary of the Continental National American Group (CNA) and offers several different options for property and casualty coverage.

The Continental Insurance Company operates across the U.S. and has coverage that might work for you, including personal auto insurance, small business insurance, and more.

Before you make any final decisions concerning property and casualty insurance, it’s a good idea to shop around online and compare insurance quotes from multiple companies. This will help you avoid overpaying when it comes to insurance rates.

In fact, you can use our free quote tool above to find and compare property and casualty insurance rates today to see which companies offer you the best rates on coverage.

Continental Insurance Coverage Options

As a subsidiary of CNA, Continental Insurance Company offers a lot of different options when it comes to the property and casualty coverage you might be looking for. Some of the coverage options with Continental Insurance Company include:

• Casualty coverage
• Small business coverage
• Commercial auto insurance
• Cyber security insurance
• Equipment breakdown coverage
• General liability insurance for businesses
• Professional and management liability for businesses
• Boat insurance
• Property insurance
• Umbrella and excess casualty coverage
• Warranties
• Workers’ compensation

If you are looking for a personal auto insurance policy that carries more than just liability, Continental Insurance Company may not be a good fit for you. But if your goal is to find business insurance or cyber security coverage, you may want to see what the rates would be for coverage in your area.

Read more:

• Continental American Insurance Company Review
• Continental Assurance Company: Customer Ratings & Reviews
• Continental Casualty Company: Customer Ratings & Reviews
• Continental General Insurance Company: Customer Ratings & Reviews
• Continental Indemnity Company: Customer Ratings & Reviews
• CNA Insurance Review

Does Continental Insurance Company specialize in any particular coverage?

While the Continental Insurance Company offers a lot of different coverage options, it offers more primary casualty insurance policies than anything else. Under the umbrella of primary casualty coverage, Continental Insurance Company offers:

• Liability car insurance
• General liability coverage for businesses
• Commercial physical damage insurance
• Workers’ compensation

Read more: Advantage Workers Compensation Insurance Company: Customer Ratings & Reviews

Continental’s liability auto insurance coverage offers each state’s minimum requirements for coverage. This type of insurance is great for new drivers, drivers who do not owe money on their vehicles, or high-risk drivers who may have a hard time finding collision or comprehensive coverage.

In addition to car insurance, Continental offers liability coverage for businesses as well. This type of insurance protects a company against liability for injuries or property damage that occur as a result of daily business operations.

Continental Insurance Company’s physical damage coverage offers collision and comprehensive coverage to commercial vehicles, protecting policyholders from having to pay out of pocket for a number of instances such as a car accident, damage from adverse weather conditions, vandalism, and theft.

Workers’ compensation coverage with Continental includes coverage for both medical expenses and wage replacement for individuals who have been injured on the job.

Does Continental have a good website?

If you want to make any Continental Insurance Company claims, you will not be able to use your Continental Insurance Company login to do so. This is because the company does not really have much of an online presence when it comes to Continental Insurance Company customer service.

Instead, you will have to use the Continental Insurance Company phone number or the Continental Insurance Company claims phone number in order to speak to a representative and file an official claim.

But before you decide to commit to Continental and purchase property and casualty coverage, you should shop around and compare rates from many different companies to see who offers the best coverage at the most competitive rates.

Be sure to use our free quote tool below to find and compare insurance rates for property and casualty coverage today.

Continental Insurance Rates Breakdown

Continental Insurance Company Monthly Auto Insurance Rates

Car insurance rates with Continental vary based on a number of factors. If you are looking for simple liability coverage on a personal policy, Continental’s rates may be quite competitive based on your age, gender, driving record, and more.

The table below shows average monthly car insurance rates in different states in the U.S. Because some of these coverages will include both comprehensive and collision options, you can expect to pay less than your state’s average if you’re simply looking for liability options like those with Continental Insurance Company.

Car Insurance Full Coverage Monthly Rates by State

When it comes to commercial car insurance coverage, the table below shows the range of average monthly rates based on the type of vehicle being driven.

Auto Insurance Monthly Rates for Commercial

As you can see, rates for commercial coverage vary significantly. This is likely due to the type of vehicle, the amount of coverage purchased, and other various factors.

Continental Insurance Discounts Available

Continental Insurance Company Auto Insurance Discounts

Continental Insurance Company offers various discounts to help policyholders save on their insurance premiums. These discounts are designed to cater to different circumstances and promote cost-effective coverage. Before purchasing insurance, it’s essential to explore these potential savings opportunities. Here’s a list of discounts available with Continental Insurance Company:

• Safe Driver Discount: Policyholders with a clean driving record may qualify for reduced rates.
• Multi-Policy Discount: Bundling multiple insurance policies, such as auto and home, can lead to additional savings.
• Good Student Discount: Students with good academic performance may be eligible for lower premiums.
• Multi-Vehicle Discount: Insuring more than one vehicle on the same policy can result in discounted rates.
• Safety Feature Discount: Vehicles equipped with safety features may qualify for reduced insurance costs.
• Anti-Theft Device Discount: Installing anti-theft devices can lead to discounts on comprehensive coverage.
• Defensive Driving Course Discount: Completing an approved defensive driving course may result in lower premiums.
• Low Mileage Discount: Drivers with lower annual mileage may be eligible for discounted rates.

Taking advantage of available discounts can significantly impact your insurance costs with Continental Insurance Company. It’s crucial to discuss these options with an agent and tailor your policy to fit your specific circumstances. Regularly reviewing your coverage and exploring potential discounts ensures you are getting the most value from your insurance plan.

How Continental Insurance Ranks Among Providers

Continental Insurance Company faces competition from several prominent players. Understanding the landscape and comparing offerings is essential for consumers seeking the best coverage and rates. Here are some key competitors of Continental Insurance Company:

• State Farm: A widely recognized insurance provider offering a range of policies, including auto, home, and life insurance.
• Allstate: Known for its extensive coverage options and innovative features, Allstate is a major competitor in the insurance industry.
• Geico: Renowned for its focus on affordable auto insurance, Geico competes by providing competitive rates and online convenience.
• Progressive: A leader in auto insurance, Progressive is known for its user-friendly approach, offering various discounts and coverage options.
• Farmers Insurance: With a diverse range of insurance products, Farmers Insurance competes by providing personalized service and coverage choices.
• Liberty Mutual: Offering comprehensive insurance solutions, Liberty Mutual is a major competitor emphasizing customer satisfaction.
• Nationwide: Known for its range of insurance products and nationwide presence, Nationwide is a strong competitor in the market.
• USAA: Catering to military members and their families, USAA competes by providing specialized and comprehensive coverage.

Navigating the insurance market involves considering the offerings of various competitors. While Continental Insurance Company provides specific coverage options, exploring what other companies offer can help individuals find the best fit for their insurance needs.