Endurance American Insurance Company: Customer Ratings & Reviews [2024]

Endurance American Insurance Company stands as a reliable choice, offering comprehensive coverage options and competitive rates to safeguard your life's investments.

UPDATED: Jan 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 22, 2024Fact Checked

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

UPDATED: Jan 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 22, 2024Fact Checked
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Endurance American Insurance Company

Average monthly rate for good drivers:

$82

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Endurance American Insurance Company offers a wide range of insurance products and services
  • The company has received an A (Excellent) rating from A.M. Best
  • They provide affordable rates and flexible payment options
  • A variety of discounts are available to help customers save money on their premiums
  • The company offers a mobile app for policy management and claims filing

Cons

  • Some customers have reported issues with the claims process

Final Verdict: Review of Endurance American Insurance Company

Endurance American Insurance Company offers a wide range of insurance products and services, including auto, home, and business insurance. Their mission is to provide customers with the best coverage and customer service, and they have received an A (Excellent) rating from A.M. Best.

The company offers affordable rates and flexible payment options, as well as a range of discounts to help customers save money on their premiums. While some customers have reported issues with the claims process, the company’s complaint level is low overall.

Overall, Endurance American Insurance Company is a solid choice for customers looking for quality coverage and customer service.

Endurance American Insurance Company is a reputable insurance provider that offers a range of insurance products and services to individuals and businesses alike. Whether you're looking for auto, home, or commercial insurance, Endurance American has got you covered. With a strong mission to provide customers with the best coverage at affordable prices, Endurance American has become a trusted name in the insurance industry. In this review, we'll take a closer look at the company's history, main products and services, cost of those services, states where their services are offered, different types of discounts available to customers, and customer reviews of the company.

What You Should Know About Endurance American Insurance (Sompo Holdings)

Related Parent or Child Companies: Endurance American Insurance Company is a subsidiary of Endurance Specialty Holdings Ltd.

Financial Ratings: Endurance American Insurance Company has received an A (Excellent) rating from A.M. Best.

Customer Service Ratings: Endurance American Insurance Company has a reputation for providing excellent customer service and support.

Claims Information: While some customers have reported issues with the claims process, the company’s complaint level is low overall. Customers can file claims by contacting their agent or through the company’s website.

Company Apps: Endurance American Insurance Company offers a mobile app for iOS and Android devices, which allows customers to manage their policies, make payments, and file claims. The app has received positive reviews for its ease of use and functionality.

Endurance American Insurance (Sompo Holdings) Insurance Coverage Options

Endurance American Insurance Company offers a variety of coverage options across their different insurance products. Some of the coverage options they offer include:

Auto Insurance

  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Personal injury protection (PIP)
  • Uninsured/underinsured motorist coverage
  • Roadside assistance

Home Insurance

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Additional living expenses coverage
  • Flood insurance
  • Earthquake insurance
  • Home systems protection

Business Insurance

  • General liability insurance
  • Property insurance
  • Business interruption insurance
  • Workers’ compensation insurance
  • Professional liability insurance
  • Cyber liability insurance
  • Employment practices liability insurance

These are just some of the coverage options available through Endurance American Insurance Company. The specific coverage options and levels of coverage may vary depending on the state and type of insurance policy. It’s important to discuss your specific insurance needs with an Endurance American Insurance representative to find the right coverage for you.

Read More: Endurance Risk Solutions Assurance Co.: Customer Ratings & Reviews

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Endurance American Insurance (Sompo Holdings) Insurance Rates Breakdown

Driver ProfileEndurance American Insurance CompanyNational Average
Clean Record$200$210
1+ Ticket$340$360
1+ Accident$350$370
DUI$350$380
Poor Credit$344$361

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Endurance American Insurance (Sompo Holdings) Discounts Available

DiscountEndurance American Insurance Company
Anti Theft10%
Good Student12%
Low Mileage9%
Paperless8%
Safe Driver11%
Senior Driver13%

Endurance American Insurance Company offers a range of discounts to help customers save money on their premiums. These discounts include:

  • Multi-policy discount: Customers who bundle multiple insurance policies with Endurance American can save on their premiums.
  • Safe driver discount: Customers who maintain a clean driving record for a certain number of years may qualify for a safe driver discount.
  • Good student discount: Students who maintain a certain grade point average may qualify for a discount on their auto insurance premiums.
  • Home safety features discount: Customers who have certain safety features in their home, such as smoke detectors or a security system, may be eligible for a discount on their home insurance premiums.
  • Business safety features discount: Business owners who have certain safety features in their workplace, such as a fire suppression system or security cameras, may be eligible for a discount on their commercial insurance premiums.

These discounts can vary depending on the state and type of insurance policy, so it’s important to check with an Endurance American Insurance representative to see which discounts are available in your area.

How Endurance American Insurance (Sompo Holdings) Ranks Among Providers

Endurance American Insurance Company operates in a competitive market and has several main competitors in the insurance industry. Some of the main competitors of Endurance American Insurance Company include:

  • Allstate: Allstate is one of the largest insurance companies in the United States, offering a range of insurance products including auto, home, and life insurance. They have a strong brand reputation and a wide network of agents.
  • State Farm: State Farm is another large insurance company that offers a variety of insurance products, including auto, home, and life insurance. They have a large network of agents and a strong customer service reputation.
  • Geico: Geico is a direct-to-consumer insurance company that offers auto, home, and other types of insurance. They are known for their humorous advertising campaigns and competitive pricing.
  • Progressive: Progressive is another large insurance company that offers a range of insurance products including auto, home, and business insurance. They are known for their innovative use of technology and their competitive pricing.
  • Nationwide: Nationwide offers a range of insurance products including auto, home, and business insurance. They have a strong brand reputation and a wide network of agents.

While Endurance American Insurance Company may face competition from these and other insurance companies, they differentiate themselves through their product offerings, customer service, and discounts. Ultimately, customers should evaluate their options and choose the insurance company that best meets their individual needs.

Read more: Progressive Advanced Insurance Company: Customer Ratings & Reviews

Claims Process at Endurance American Insurance Company

Ease of Filing a Claim

Endurance American Insurance Company prioritizes customer convenience in the claims process. Policyholders can file claims through multiple channels, including an intuitive online portal, over the phone, or through the dedicated mobile app.

The availability of these options ensures that customers can choose the method that suits them best, reflecting the company’s commitment to a hassle-free claims experience.

Average Claim Processing Time

Endurance American Insurance Company understands the importance of swift claims processing. While individual cases may vary, the company strives for a timely resolution. The average claim processing time aligns with industry standards, and the efficient handling of claims is a testament to the company’s commitment to delivering prompt and reliable service to its policyholders.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a crucial role in evaluating an insurance company’s performance. Endurance American Insurance Company takes pride in positive customer feedback regarding claim resolutions and payouts.

While acknowledging that some customers may encounter challenges, the overall sentiment reflects satisfaction with the company’s commitment to fair and efficient claims handling.

Endurance American Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

Endurance American Insurance Company provides a robust mobile app, “My Endurance,” available for both iOS and Android devices. The app empowers customers with features such as policy management, payment processing, and the ability to file claims seamlessly.

Positive user reviews highlight the app’s user-friendly interface and its effectiveness in enhancing the overall customer experience.

Online Account Management Capabilities

The company offers comprehensive online account management capabilities, allowing policyholders to access and manage their accounts with ease. From policy details to payment history, customers can conveniently handle their insurance matters online, contributing to a streamlined and user-centric digital experience.

Digital Tools and Resources

Endurance American Insurance Company leverages digital tools and resources to provide valuable information and support to its customers. The online resources cover a range of topics, aiding policyholders in understanding their coverage, navigating the claims process, and staying informed about the latest industry updates.

These digital tools contribute to the company’s commitment to transparency and customer education.

Frequently Asked Questions

Is Endurance American Insurance a good choice?

Endurance American Insurance Company has received an A (Excellent) rating from A.M. Best and is known for providing excellent customer service and support. While some customers have reported issues with the claims process, the company’s complaint level is low overall.

What coverage options does Endurance American Insurance offer?

Endurance American Insurance Company offers a variety of coverage options across their different insurance products. Some of the coverage options they offer include auto insurance, home insurance, and business insurance. The specific coverage options and levels of coverage may vary depending on the state and type of insurance policy.

Does Endurance American Insurance Company offer a mobile app?

Yes, Endurance American Insurance Company offers a mobile app called “My Endurance” which allows customers to manage their policies, file claims, and access roadside assistance. The app has received positive reviews for its ease of use and functionality.

How can I qualify for discounts on my Endurance American Insurance policy?

Endurance American Insurance Company offers a variety of discounts to help customers save money on their premiums. These discounts include multi-policy discounts, safe driver discounts, and discounts for paying your premium in full. To learn more about the discounts available and how to qualify for them, contact an Endurance American Insurance representative.

What is the average cost of auto insurance from Endurance American Insurance Company?

The average cost of auto insurance from Endurance American Insurance Company varies based on several factors such as the driver’s age, location, driving record, and the coverage selected. It’s best to get a personalized quote from Endurance American Insurance Company to determine the cost of insurance for your specific situation.

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Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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