Erie Home Insurance Review (2023)

Erie home insurance offers standard insurance coverage options with potential add-ons. Erie home insurance rates vary depending on where you live, the cost of your home, and more. If you are interested in purchasing Erie home insurance, you can speak to an agent about discounts you may qualify for. Erie Insurance has an A+ rating with A.M. Best and the Better Business Bureau.

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Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

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Written by Daniel Walker
Licensed Insurance Agent Daniel Walker

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Full Bio →

Reviewed by Daniel Walker
Licensed Insurance Agent Daniel Walker

UPDATED: Jun 28, 2022

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The Lowdown

  • Erie Insurance offers a standard homeowners insurance policy with optional add-ons
  • Insurance rates with Erie vary depending on where you live, the size of your home, and more
  • Erie home insurance has an A+ rating with A.M. Best and the Better Business Bureau

If you live in the northeast U.S., and are looking for a home insurance policy, Erie home insurance may be a good fit for you.

Erie offers homeowners insurance with several options to help cover your home. Keep reading to learn more about Erie insurance and the products it offers.

As you shop for homeowners insurance, you will want to find the best home insurance policy near you. You can compare quotes from multiple companies to see which one offers the most affordable coverage that meets your needs.

Use our free tool above to get started in your search for homeowners insurance today.

What does Erie home insurance offer?

Erie insurance offers a standard homeowners insurance policy that includes coverage for your primary dwelling. This coverage will help pay to repair damage caused by storms, fire, and more.

Erie’s standard homeowners insurance also offers a loss-of-use coverage that will pay for housing, food, and other items if you’re forced to relocate after significant damage to your home.

With the liability coverage offered by Erie, you can protect yourself against medical costs and lawsuits from events such as if someone falls while on your property or if your dog bites them. Erie also covers the total loss of a home if it is beyond repair.

Erie’s homeowners insurance options vary from state to state. If you’re interested in coverage with Erie, speak to an agent to clarify what you can purchase and any add-ons you’re interested in including.

Add-ons for homeowners insurance with Erie include coverage options for:

  • Flood
  • Earthquake
  • Water damage
  • Valuables
  • Home equipment
  • Theft
  • Service lines
  • Home businesses
  • Rental income

Add-ons such as flood insurance may be of interest to you depending on what you have in your home, whether you work from home, and whether the home is your primary residence or a rental property.

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How much does Erie home insurance cost?

Erie home insurance is available in Maryland, Pennsylvania, West Virginia, Illinois, New York, Tennessee, Wisconsin, Indiana, North Carolina, Virginia, Kentucky, Ohio, and the District of Columbia.

Your premium for Erie home insurance is based upon many factors such as location, your home’s value, other structures on your property, and more. Once you give a detailed description of your property to an Erie agent, the agent will be able to give you an accurate quote.

The table below shows monthly rates for homeowners insurance with different insurance companies.

CompanyAverage monthly cost
Allstate$122
State Farm$125
The Hartford$134
USAA$83
Travelers$106
Progressive$86
Farmers Insurance$165
Nationwide$87
American Family Insurance$108

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As you can see, rates vary based on the company you choose. But rates will also be greatly impacted by your state of residence.

If you’d like to know what your cost for homeowners insurance would be, call an Erie insurance agent for more specific information.

How can I save on homeowners insurance?

One of the best ways to save money on your homeowners insurance policy is to apply for discounts.

Erie home insurance offers a multipolicy discount, a safety systems discount, and an advanced quote discount to its policyholders. If you are curious whether you would be eligible for these or other discounts with Erie, you can ask an agent for assistance.

Is it easy to file a claim with Erie home insurance?

To make Erie home insurance claims, call an Erie representative directly. The company does not allow policyholders to file claims on the website.

Once you speak to an agent, you will need to take pictures of the damage or make a list of any stolen items. If you make temporary repairs to your home, be sure to keep all receipts to be reimbursed by Erie at a later date.

An Erie agent will let you know how to file your claim. Once you’ve filed your claim, you will be able to track the status of your Erie home insurance claim on the company’s website.

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Does Erie home insurance have good reviews?

If you’re looking for Erie home insurance reviews online, you’ll find that A.M. Best has given the company an A+ (Superior) rating and a stable outlook for the future.

Similarly, the Better Business Bureau (BBB) has given Erie an A+ rating on its website. The BBB website also includes customer reviews, which only give Erie one out of five stars. But the company has closed over 100 cases in the past three years as documented on the BBB website.

Should I buy Erie home insurance?

If you live in a state where Erie sells home insurance, speak to an agent about purchasing a policy. Be sure to compare them with other companies before you buy a policy with anyone.

It’s important to shop around for insurance coverage to make sure you aren’t overpaying for your coverage.

You can compare a quote you get from an Erie agent with quotes from top companies in your area to see which company offers the best homeowners insurance at an affordable cost.

Be sure to use our free quote tool below to find and compare homeowners insurance rates from multiple companies today.

Erie Home Insurance Review (2023) Additional Information

Erie Home Insurance Review [2022] is a company that was incorporated in . Erie Home Insurance Review [2022] is a insurance company and has assets of , capital of $, and net surplus of $.

The president of Erie Home Insurance Review [2022] is , the treasurer is , and the secretary is . Erie Home Insurance Review [2022] insurance plans include
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Erie Home Insurance Review [2022] is located in , and the phone number for Erie Home Insurance Review [2022] claims, customer, service, and additional information is .

Erie Home Insurance Review [2022] Insurance Quotes

If you already have Erie Home Insurance Review [2022] insurance quotes then be sure that you compare your quoted Erie Home Insurance Review [2022] insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!

Reviews
for Erie Insurance Group

4.28 (1,814 reviews)
5
April 7, 2022

Lee_C

Please don’t hesitate to choose Erie Insurance!

Erie Insurance is excellent! We have had Landis Erie insurance for our homes, cars and business for about 30 years, and we are certain that we will continue to choose this company. They have taken care of every issue we had in a timely manner in the past. Erie Insurance gave us tremendous help when our family was in a couple of extremely difficult times in our life. We recommend it to everyone, including all our families and friends. All our fa...
Erie Insurance is excellent! We have had Landis Erie insurance for our homes, cars and business for about 30 years, and we are certain that we will continue to choose this company. They have taken care of every issue we had in a timely manner in the past. Erie Insurance gave us tremendous help when our family was in a couple of extremely difficult times in our life. We recommend it to everyone, including all our families and friends. All our family members have Erie Insurance. Please don’t hesitate to choose Erie Insurance!
4
January 12, 2021

reaglehouse

Erie Insurance

I have had a great experience with them. When I have had an issue, they correct it immediately. When I called to lower my rate, they were able to find the best option for me.
5
January 2, 2021

Vinjm_75

Best deals around

It's been nothing but a positive experience the nice thing about a small company is that the agents really get to know the customers on a personal level so they really meet your needs more efficiently any more quickly than these larger companies and their rates are the cheapest around we shopped around with all the other agencies and none of them came close to the deal we got with them
4
November 20, 2020

holymama

its alright!

company is fine, they keep raising my insurance though. have not had any claims for the last few years I have been with them.
1
October 27, 2020

Lewis Cooper

Erie Insurance review

Erie is very deceptive. I had Erie insurance for almost 30 years I had myself, my wife, and my daughter on the policy. Over the years, they dropped my son for having a reckless driving ticket I didn’t have a problem with that they dropped my daughter while she had a learners permit for backing into a pole in a parking lot. There was about $1,500 in damage but the kicker was they had requested a copy of my youngest daughter's title. I told her t...
Erie is very deceptive. I had Erie insurance for almost 30 years I had myself, my wife, and my daughter on the policy. Over the years, they dropped my son for having a reckless driving ticket I didn’t have a problem with that they dropped my daughter while she had a learners permit for backing into a pole in a parking lot. There was about $1,500 in damage but the kicker was they had requested a copy of my youngest daughter's title. I told her to send it to them. She did not do it so they canceled my policy without letting me know. The right thing to do would have been to drop her like they did with my son and daughter. I made premium payments for 30 years and never made a claim. My wife had only one claim, and it was my daughter when she ran into the pole. When I contacted my agent his secretary said you might as well just get another policy because Erie probably won't reinstate your policy. I never priced other policies because I never needed to. But when I was forced to, I found several companies that gave me better rates. I gave 1 star only because the website won’t give you the opportunity to give a zero.
4
October 20, 2020

Rose327

Handling claims

Easy to work with, hassle free and great customer service. Recently filed a claim due to a collision where the other driver hit my car. The other driver was not being cooperative and Erie took over so I did not have to be the middle man. This relieved a lot of stress. They were fairly quick at getting my deductible back from the other insurance company however the claims adjuster could have been more prompt at returning phone calls.
2
October 19, 2020

Glitterz17548

Horrible service

This company was completely unprofessional when I had an accident. I carry full coverage and they would not fix my car that had less than 1000 in damages after I had full coverage for over 4 years with them.
5
October 18, 2020

mhake

Great Service and Most Affordable

I purchased an auto policy about 15 years ago and have experienced nothing but great service. They were the best quote by far and I even referred my boyfriend who switched to Erie Insurance. I often check around for new quotes, especially when adding my kids when they were new drivers and they stayed most reasonable. My daughter had an accident and they took care of everything quickly. I would refer anyone to use Erie.
4
October 13, 2020

chrvicars

Good customer service

It was a pleasant enough experience. I was presented with different options to fit my needs regarding the amount of coverage I wanted and how I could pay my bill ( as far as monthly, yearly, or three times a year).
4
October 12, 2020

Kupkake

Great company

They've done everything they can to make prices reasonable while still being able to cover things thoroughly.
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