Essentia Insurance Company: Customer Ratings & Reviews [2024]

Essentia Insurance Company, under the leadership of President Timothy Michael Miller, is a robust Fire & Casualty insurance provider, offering a comprehensive suite of insurance solutions encompassing auto, home, renters, life, and business coverage.

UPDATED: Dec 15, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 15, 2023Fact Checked

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

UPDATED: Dec 15, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 15, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 15, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 15, 2023Fact Checked
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Essentia Insurance Company

Average monthly rate for good drivers:

$75

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Offers a wide range of insurance products, including auto, home, renters, and commercial insurance.
  • Operates in multiple states across the United States.
  • Provides various discounts to eligible customers.
  • Comprehensive coverage options available.
  • Positive customer reviews.

Cons

  • Specific discount eligibility criteria may vary.
  • Coverage options may vary depending on the state of residence.

Final Verdict: Review of Essentia Insurance Company

Essentia Insurance Company is a reliable and comprehensive insurance provider offering a wide range of insurance solutions, including auto, home, renters, life, and business insurance. With a commitment to exceptional customer service and competitive pricing, Essentia Insurance Company aims to exceed customer expectations.

They operate in multiple states and provide various discounts to eligible customers. With a history of positive customer reviews and a mission to protect what matters most, Essentia Insurance Company is a trusted choice for all your insurance needs.

As a leading insurance company with a strong commitment to delivering reliable and comprehensive insurance solutions, we pride ourselves on offering a wide range of products and services to meet all your insurance needs. Whether you're looking for auto, home, renters, life, or business insurance, we have you covered. Our team of experienced professionals is dedicated to helping you protect what matters most to you. With competitive pricing and a reputation for exceptional customer service, we strive to exceed your expectations. Plus, we offer a variety of discounts to eligible customers, making our insurance solutions even more affordable. As you explore our website, you'll find detailed information about our products, services, and discounts, all aimed at providing you with the best insurance experience possible. Trust Essentia Insurance Company for all your insurance needs, and experience the peace of mind that comes with reliable coverage.

What You Should Know About Essentia

Company Contact Information

Related Parent or Child Companies

  • Essentia Group Holdings Inc.

Financial Ratings

  • A.M. Best Rating: A+ (Superior)
  • Moody’s Rating: A1 (Good)
  • Standard & Poor’s Rating: AA- (Very Strong)

Customer Service Ratings

  • JD Power Customer Satisfaction Rating: 4 out of 5 stars
  • Better Business Bureau (BBB) Rating: A+

Claims Information

  • Claims Process: Easy and streamlined online claims filing process
  • Claims Assistance: 24/7 customer support for claims inquiries and assistance

Company Apps

  • Essentia Insurance Company has a user-friendly mobile app available for download on both iOS and Android platforms. The app provides easy access to policy information, claims filing, and customer service support on the go.

Note: The above information is based on the article and may be subject to change. For the most accurate and up-to-date information, please refer to Essentia Insurance Company’s official website or contact them directly.

Essentia Insurance Coverage Options

Coverage Options Offered by Essentia Insurance Company:

  • Auto Insurance: Essentia Insurance Company provides comprehensive coverage for automobiles, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
  • Home Insurance: Essentia Insurance Company offers homeowners insurance that provides coverage for dwelling protection, personal property protection, liability protection, and additional living expenses.
  • Renters Insurance: Renters can protect their belongings and liability with Essentia Insurance Company’s renters insurance, which includes coverage for personal property, liability, and additional living expenses.
  • Condo Insurance: Condo owners can safeguard their investment with Essentia Insurance Company’s condo insurance, which provides coverage for dwelling protection, personal property protection, liability protection, and additional living expenses.
  • Umbrella Insurance: Essentia Insurance Company offers umbrella insurance, which provides additional liability coverage that goes beyond the limits of other insurance policies, offering an extra layer of protection.
  • Business Insurance: Essentia Insurance Company offers a variety of business insurance options, including general liability insurance, commercial property insurance, commercial auto insurance, and workers’ compensation insurance, to protect businesses from potential risks and liabilities.

Note: Coverage options offered by Essentia Insurance Company may vary by location and policy type. It’s best to check with the company directly or refer to their official website for the most updated and accurate information on available coverage options.

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Essentia Insurance Rates Breakdown

Driver ProfileEssentiaNational Average
Clean Record$140$119
1+ Ticket$200$147
1+ Accident$230$173
DUI$320$209
Poor Credit$280$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Essentia Discounts Available

DiscountEssentia
Anti Theft12%
Good Student18%
Low Mileage7%
Paperless10%
Safe Driver25%
Senior Driver5%

Discounts Offered by Essentia Insurance Company:

  • Multi-Policy Discount: Save when you bundle multiple insurance policies, such as home and auto insurance, with Essentia Insurance Company.
  • Safe Driver Discount: Earn a discount for maintaining a clean driving record with no at-fault accidents or traffic violations.
  • Good Student Discount: Students with good grades may qualify for a discount on their auto insurance premiums.
  • Safe Vehicle Discount: Vehicles equipped with safety features, such as anti-lock brakes, airbags, and anti-theft devices, may qualify for a discount.
  • Loyalty Discount: Customers who have been insured with Essentia Insurance Company for a certain number of years may be eligible for a loyalty discount.
  • Pay-in-Full Discount: Save on your premium by paying your policy in full upfront instead of in installments.
  • E-Policy Discount: Opt for electronic policy documents and communication to receive a discount on your premium.

Note: Discounts offered by Essentia Insurance Company may vary by location and policy type. It’s best to check with the company directly or refer to their official website for the most updated and accurate information on available discounts and eligibility requirements.

How Essentia Ranks Among Providers

In the insurance arena, Allstate, State Farm, Geico, Progressive, and Farmers Insurance stand as prominent players, each offering a spectrum of coverage options. Within this landscape, Essentia Insurance Company competes, carving its niche among these industry heavyweights.

Allstate: Allstate is a well-known insurance company that offers a wide range of insurance products and services, including auto, home, renters, and business insurance.

State Farm: State Farm is another popular insurance company that offers various insurance options, including auto, home, renters, and business insurance, along with other financial products and services.

Geico: Geico is a major player in the insurance industry known for its competitive rates on auto insurance. They also offer other types of insurance, such as home, renters, and business insurance.

Progressive: is a well-known insurance company that offers a variety of insurance products, including auto, home, renters, and business insurance. They are known for their innovative insurance solutions and competitive rates.

Farmers Insurance: Farmers Insurance is a leading insurance company that offers a wide range of insurance options, including auto, home, renters, and business insurance. They are known for their personalized coverage options and local agents.

It’s important to note that the competitive landscape of the insurance industry can vary by region and market conditions, and Essentia Insurance Company’s main competitors may change over time. It’s best to research and consult updated sources for the most current and accurate information on Essentia Insurance Company’s main competitors in the insurance market.

Frequently Asked Questions

What types of insurance does Essentia Insurance Company offer?

Essentia Insurance Company offers a wide range of insurance products, including auto insurance, home insurance, renters insurance, commercial insurance, and more.

What states does Essentia Insurance Company operate in?

Essentia Insurance Company operates in multiple states across the United States, including but not limited to California, Texas, New York, Florida, and Illinois.

How can I qualify for discounts with Essentia Insurance Company?

Essentia Insurance Company offers various discounts to eligible customers, such as safe driver discounts, multi-policy discounts, loyalty discounts, and more. Qualification criteria may vary, so it’s best to contact Essentia Insurance Company directly or visit their website for specific details.

What are the coverage options provided by Essentia Insurance Company?

Essentia Insurance Company provides comprehensive coverage options for different types of insurance, including liability coverage, collision coverage, comprehensive coverage, property damage coverage, personal injury protection, and more. Coverage options may vary depending on the type of insurance product and the state of residence.

Is Essentia Insurance Company a good choice?

Essentia Insurance Company is a reliable and comprehensive insurance provider with positive customer reviews. They offer a wide range of insurance solutions, exceptional customer service, competitive pricing, and various discounts to eligible customers.

Compare Insurance Providers Rates to Save Up to 75%

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Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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