Farmland Mutual Insurance Company: Customer Ratings & Reviews [2024]

Farmland Mutual Insurance Company, with over a century of experience, provides a range of insurance products, including auto, home, farm, and business insurance, across more than 10 states, offering competitive pricing and a commitment to superior customer service.

UPDATED: Jan 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 10, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jan 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 10, 2024Fact Checked
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Farmland Mutual Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Reputable insurance provider with over a century of experience
  • Offers a range of insurance policies to protect homes, businesses, and farms
  • Competitive pricing and superior customer service
  • Various discounts available, such as multi-policy, safety, loyalty, new home, and good student discounts
  • Positive customer reviews, praising affordability, claims process, and website usability

Cons

  • Limited online account management options
  • Services available only in a limited number of states

Final Verdict: Review of Farmland Mutual Insurance Company

Farmland Mutual Insurance Company is a reputable insurance provider with over a century of experience offering insurance products to protect homes, businesses, and farms. The company offers a range of insurance policies, including auto, home, farm, and business insurance, with competitive pricing and superior customer service.

Farmland Mutual Insurance Company provides insurance services in over 10 states, and offers various discounts, such as the multi-policy, safety, loyalty, new home, and good student discounts. Customer reviews for the company are mostly positive, praising their affordable pricing, fast and efficient claims process, and easy-to-use website.

However, the company’s online account management options are limited, and their services are only available in a limited number of states.

Farmland Mutual Insurance Company is a well-established insurance provider that offers a range of insurance policies to protect their customers' homes, businesses, and livelihoods. Founded in 1907, Farmland Mutual Insurance Company has been a reliable provider of insurance products for over a century. In this review, we will examine the company's history, products and services, pricing, discounts, and customer reviews. Types of Insurance Offered:
  • Homeowners Insurance
  • Auto Insurance
  • Farm Insurance
  • Business Insurance

What You Should Know About Farmland

Company contact information: Farmland Mutual Insurance Company Address: 208 E. Main St., P.O. Box 740, Mercer, PA 16137 Phone: 800-331-1520 Website: https://www.fmiweb.com/contact-us

Related parent or child companies: Farmland Mutual Insurance Company is a subsidiary of the Farmers National Company, which offers farm management, real estate sales, and appraisal services.

Financial ratings: Farmland Mutual Insurance Company has an A (Excellent) rating from A.M. Best, indicating its financial strength and ability to meet policyholder obligations.

Customer service ratings: Farmland Mutual Insurance Company is known for its superior customer service, with prompt and efficient responses to inquiries and complaints. The company has received positive reviews from customers, with a customer satisfaction rating of 4.7 out of 5.

Claims information: Farmland Mutual Insurance Company has a reliable and efficient claims process, with the ability to file claims online or through a toll-free phone number. The company offers 24/7 claims reporting and has a network of approved repair shops to expedite the claims process.

Company apps: Farmland Mutual Insurance Company offers a mobile app for iOS and Android devices, allowing customers to access their policy information, make payments, file claims, and receive real-time updates on their claims status. The app has received positive reviews for its ease of use and convenience.

Farmland Insurance Coverage Options

Farmland Mutual Insurance Company offers a variety of insurance coverage options to protect individuals, families, and businesses. These coverage options include:

  • Auto insurance: Coverage for personal and commercial vehicles, including liability, collision, and comprehensive coverage.
  • Home insurance: Coverage for homeowners, including protection for the structure, personal property, liability, and additional living expenses.
  • Farm insurance: Coverage for farmers, including protection for farm structures, equipment, livestock, and liability.
  • Business insurance: Coverage for businesses, including protection for property, liability, workers’ compensation, and business interruption.
  • Life insurance: Coverage to protect loved ones in the event of a policyholder’s death, including term life, whole life, and universal life insurance options.

These coverage options are subject to eligibility requirements and may vary by state. Customers should contact Farmland Mutual Insurance Company or their agent to discuss their specific insurance needs and coverage options.

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Farmland Insurance Rates Breakdown

Driver ProfileFarmland MutualNational Average
Clean Record$83$119
1+ Ticket$125$147
1+ Accident$154$173
DUI$208$209
Poor Credit$143$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Farmland Discounts Available

DiscountsFarmland Mutual
Anti Theft13%
Good Student8%
Low Mileage10%
Paperless9%
Safe Driver15%
Senior Driver12%

Farmland Mutual Insurance Company offers a range of discounts to help customers save money on their insurance premiums. These include:

  • Multi-policy discount: Customers who bundle multiple policies, such as auto and home insurance, can save up to 20% on their premiums.
  • Safety discount: Customers who have safety features installed in their homes, such as smoke detectors or burglar alarms, can save up to 5% on their home insurance premiums.
  • Loyalty discount: Customers who have been with the company for a certain number of years can save up to 5% on their premiums.
  • New home discount: Customers who purchase a newly constructed home can save up to 10% on their home insurance premiums.
  • Good student discount: Students who maintain good grades can save up to 10% on their auto insurance premiums.

These discounts are subject to eligibility requirements and may vary by state. Customers should contact Farmland Mutual Insurance Company or their agent to see if they qualify for any of these discounts.

How Farmland Ranks Among Providers

Farmland Mutual Insurance Company operates in a highly competitive market, with many other insurance companies offering similar products and services. Some of Farmland Mutual Insurance Company’s main competitors include:

  • State Farm: State Farm is the largest insurer of cars and homes in the United States, offering a wide range of insurance products and services.
  • Allstate: Allstate is a well-known insurance company that offers auto, home, life, and business insurance.
  • Nationwide: Nationwide is a large insurance company that offers a range of products and services, including auto, home, and life insurance, as well as retirement and investment products.
  • Farmers Insurance: Farmers Insurance is a well-known insurance company that offers auto, home, and life insurance, as well as business insurance and financial services.
  • Progressive: Progressive is a popular insurance company that offers auto, home, and business insurance, as well as other financial services.

These competitors offer similar products and services, and often differentiate themselves by offering unique discounts, customer service experiences, or coverage options. Customers should compare quotes and coverage options from multiple insurance companies to find the best fit for their needs.

Claims Process at Farmland Mutual Insurance Company

Ease of Filing a Claim

Farmland Mutual Insurance Company ensures a hassle-free claims process for its customers. Policyholders can conveniently file claims through multiple channels, including an online portal, over the phone, or through dedicated mobile apps. The company’s commitment to providing various options reflects its dedication to customer convenience.

Average Claim Processing Time

Customers can expect efficient and timely processing of claims with Farmland Mutual Insurance Company. The company is known for its prompt handling of claims, aiming to provide quick resolutions to policyholders.

The average claim processing time is a crucial factor contributing to the overall customer experience, and Farmland Mutual Insurance Company strives to maintain high standards in this regard.

Customer Feedback on Claim Resolutions and Payouts

The satisfaction of policyholders with the claim resolutions and payouts is a key indicator of an insurance company’s performance. Farmland Mutual Insurance Company has garnered positive customer feedback, particularly in terms of fair and satisfactory claim resolutions.

The company’s commitment to meeting the needs of its customers during challenging times is reflected in the positive sentiments expressed by policyholders.

Farmland Mutual Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

Farmland Mutual Insurance Company offers a comprehensive mobile app for both iOS and Android devices. The app provides users with convenient access to their policy information, facilitates payments, allows for easy filing of claims, and offers real-time updates on claims status.

The positive reviews for the app highlight its user-friendly interface and the range of functionalities it brings to the fingertips of policyholders.

Online Account Management Capabilities

While Farmland Mutual Insurance Company excels in various aspects, its online account management options are relatively limited. Customers can access essential features online, but there may be room for improvement in terms of expanding online account management capabilities.

The company may consider enhancing this aspect to provide a more robust and convenient digital experience for its customers.

Digital Tools and Resources

Farmland Mutual Insurance Company provides a set of digital tools and resources to support its customers. These tools may include educational resources, calculators, and other online assets aimed at assisting policyholders in making informed decisions.

Ensuring that customers have access to valuable digital resources aligns with the company’s commitment to empowering individuals and businesses with relevant information.

Frequently Asked Questions

What types of insurance does Farmland Mutual Insurance Company offer?

Farmland Mutual Insurance Company offers auto, home, farm, and business insurance.

How can I file a claim with Farmland Mutual Insurance Company?

You can file a claim by calling their toll-free number, visiting their website, or contacting your local agent.

How can I qualify for a discount with Farmland Mutual Insurance Company?

You can qualify for discounts by bundling policies, installing safety features, having good grades, or staying with the company for a certain period.

In which states does Farmland Mutual Insurance Company offer services?

Farmland Mutual Insurance Company provides insurance services in over 10 states, including Nebraska, Iowa, Colorado, and South Dakota.

What is the financial rating of Farmland Mutual Insurance Company?

Farmland Mutual Insurance Company has an A (Excellent) rating from A.M. Best, indicating its financial strength and ability to meet policyholder obligations.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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