First Allmerica Financial Life Insurance Company: Customer Ratings & Reviews [2023]

Secure Your Family's Future with First Allmerica Financial Life Insurance Company - Trusted Protection and Affordable Coverage for Life

UPDATED: Apr 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 13, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 13, 2023Fact Checked
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First Allmerica Financial Life Insurance Company

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Variety of Products: The company offers a range of life insurance products and services that cater to customers with different needs and budgets. This means that customers can choose the type of policy that suits them best, ensuring they get the coverage they need.
  • Discounts: Customers can benefit from discounts for multiple policies, healthy living, military service, and seniors. These discounts can help customers save money on their premiums and make life insurance coverage more affordable.
  • Positive Reviews: First Allmerica Financial Life Insurance Company has received positive reviews from customers across the country. This indicates that the company has a reputation for providing quality insurance products and services, as well as exceptional customer service.

Cons

  • No Information Available on Rates: The company does not provide any information on rates without requesting a quote. This can make it difficult for customers to compare rates with other insurance providers and determine if First Allmerica Financial Life Insurance Company is the right choice for them.
  • No Online Claims Filing: The company does not offer an online claims filing option, which may be inconvenient for customers who prefer to handle their claims online. This can also result in longer wait times for customers who file their claims by mail or phone.

The Bottom Line

In this review, we take a closer look at First Allmerica Financial Life Insurance Company, a reputable provider of life insurance products and services. The company offers term life insurance, whole life insurance, universal life insurance, and variable universal life insurance to customers in all 50 states. Customers can benefit from discounts for multiple policies, healthy living, military service, and seniors. First Allmerica Financial Life Insurance Company has a long history of providing exceptional customer service and has received positive reviews from customers across the country. However, there is no information available on rates without requesting a quote, and the company does not offer an online claims filing option. Overall, First Allmerica Financial Life Insurance Company is a solid choice for anyone looking for reliable life insurance coverage.

If you’re looking for a reliable life insurance provider, First Allmerica Financial Life Insurance Company may be just what you need. With a long history of providing exceptional insurance products and services, First Allmerica Financial Life Insurance Company is one of the most reputable insurance companies in the industry. In this review, we’ll take a closer look at what First Allmerica Financial Life Insurance Company has to offer, including its history and mission, products and services, discounts, and customer reviews.

Is Allmerica Financial Alliance a Good Choice?

Company contact information:

  • Website: www.firstallmerica.com
  • Phone: 1-800-928-2121
  • Address: One International Place, Suite 500, Boston, MA 02110

Related parent or child companies: First Allmerica Financial Life Insurance Company is a subsidiary of the Hanover Insurance Group, Inc. Hanover Insurance Group is a holding company that provides property and casualty insurance products and services to individuals, families, and businesses. The company was founded in 1852 and is headquartered in Worcester, Massachusetts.

Financial ratings:  First Allmerica Financial Life Insurance Company has an A (Excellent) rating from A.M. Best, a leading credit rating agency that specializes in the insurance industry. A.M. Best assigns ratings to insurance companies based on their financial strength and ability to meet their ongoing insurance obligations.

Customer service ratings: The company has not been rated for customer service by J.D. Power. However, First Allmerica Financial Life Insurance Company has received positive customer reviews and has a long history of providing quality insurance products and services.

Claims information: First Allmerica Financial Life Insurance Company does not offer an online claims filing option. Customers can file their claims by phone or mail. The company’s website provides information on how to file a claim and what to expect during the claims process.

Company apps: There is no information available on whether First Allmerica Financial Life Insurance Company has any mobile apps.

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Allmerica Financial Alliance Discounts Available

First Allmerica Financial Life Insurance Company offers several discounts to help its customers save on their insurance premiums. Here are some of the discounts available:

  • Safe driver discount: Customers who have a clean driving record may be eligible for a safe driver discount. The amount of the discount varies depending on the customer’s driving history.
  • Multi-policy discount: Customers who have more than one insurance policy with First Allmerica Financial Life Insurance Company may be eligible for a multi-policy discount. This can include discounts on auto, home, and life insurance policies.
  • Good student discount: Students who maintain good grades in school may be eligible for a good student discount on their auto insurance premiums.
  • Anti-theft device discount: Customers who have anti-theft devices installed in their vehicles may be eligible for a discount on their auto insurance premiums.
  • Paid-in-full discount: Customers who pay their insurance premiums in full rather than in installments may be eligible for a paid-in-full discount.

It’s important to note that the availability and amount of these discounts may vary depending on the state where the customer lives and other factors. Customers should contact First Allmerica Financial Life Insurance Company directly to learn more about the discounts they may be eligible for.

Allmerica Financial Alliance Coverage Options

First Allmerica Financial Life Insurance Company offers a variety of insurance products and services to help its customers protect their assets and loved ones. Here’s an overview of the main products and services offered by the company:

  • Life insurance: First Allmerica Financial Life Insurance Company offers several types of life insurance, including term life, whole life, and universal life insurance. These policies provide financial protection for the policyholder’s beneficiaries in the event of their death.
  • Auto insurance: The company offers a range of auto insurance policies to protect drivers and their vehicles. Coverage options may include liability, collision, comprehensive, and personal injury protection.
  • Home insurance: First Allmerica Financial Life Insurance Company provides home insurance policies to help protect homeowners from financial losses due to damage to their homes or personal property.
  • Renters insurance: Renters insurance policies offered by the company provide financial protection for renters in case of theft, fire, or other covered events.
  • Business insurance: The company also offers insurance products and services to protect businesses of all sizes. Coverage options may include liability, property, and workers’ compensation insurance.

It’s worth noting that the availability of these products and services may vary depending on the state where the customer lives. Additionally, First Allmerica Financial Life Insurance Company may offer additional products and services beyond those listed here. Customers should contact the company directly to learn more about their insurance options.

Allmerica Financial Alliance vs. Competitors

First Allmerica Financial Life Insurance Company has several competitors in the insurance industry, including some of the largest and most well-known insurance providers in the United States. Here are a few of the company’s main competitors:

  • State Farm: State Farm is one of the largest providers of auto and home insurance in the United States. The company has a strong reputation for providing quality customer service and a wide range of insurance products.
  • Allstate: Allstate is another major provider of auto and home insurance, as well as life insurance and other types of coverage. The company is known for its innovative insurance products and services, such as usage-based auto insurance policies.
  • Geico: Geico is a popular provider of auto insurance, known for its catchy advertising campaigns and competitive rates. The company also offers home insurance, renters insurance, and other types of coverage.
  • Progressive: Progressive is a leading provider of auto insurance, as well as other types of coverage such as home insurance, renters insurance, and business insurance. The company is known for its online tools and resources, including a quote comparison tool that allows customers to compare rates from multiple insurers.
  • Nationwide: Nationwide is another major provider of auto and home insurance, as well as life insurance and other types of coverage. The company has a strong reputation for providing excellent customer service and a wide range of insurance products.

Overall, First Allmerica Financial Life Insurance Company faces significant competition in the insurance industry from these and other providers. The company’s ability to differentiate itself from its competitors through its products, services, and customer experience will be key to its success in the marketplace.

Frequently Asked Questions

What types of insurance does First Allmerica Financial Life Insurance Company offer?

First Allmerica Financial Life Insurance Company offers a variety of life insurance products, including term life insurance, whole life insurance, and universal life insurance.

Where is First Allmerica Financial Life Insurance Company licensed to sell insurance?

First Allmerica Financial Life Insurance Company is licensed to sell insurance in most states across the United States.

What discounts are available through First Allmerica Financial Life Insurance Company?

First Allmerica Financial Life Insurance Company offers a range of discounts to policyholders, including multi-policy discounts, safe driver discounts, and discounts for bundling life insurance with other insurance products.

How can I get a quote for insurance from First Allmerica Financial Life Insurance Company?

You can get a quote for insurance from First Allmerica Financial Life Insurance Company by visiting the company’s website, calling the company’s toll-free number, or contacting a licensed insurance agent in your area.

How do I file a claim with First Allmerica Financial Life Insurance Company?

To file a claim with First Allmerica Financial Life Insurance Company, you can call the company’s claims department or visit the company’s website to initiate the claims process.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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