Florists’ Mutual Insurance Company: Customer Ratings & Reviews [2023]

"Safeguard Your Blossoming Business with Florists' Mutual Insurance - Tailored Coverage for Floral Shops, Nurseries, and Greenhouses Across the United States!"

UPDATED: Apr 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 19, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 19, 2023Fact Checked

The Bottom Line

Florists’ Mutual Insurance Company, with its A+ rating from A.M. Best, offers specialized insurance coverage for floral businesses across the United States. The article provides an in-depth overview of the company’s history, mission, main products and services, costs, coverage area, discounts, and customer reviews. Florists’ Mutual Insurance Company is highlighted as a reliable and competitive insurance provider for florists, with pros including flexible payment options, multi-policy discounts, and extensive coverage area. However, limited information on the website, availability of online quotes, and customer reviews are noted as cons. Overall, Florists’ Mutual Insurance Company is positioned as a trusted choice for floral businesses seeking comprehensive insurance protection.

Florists’ Mutual Insurance Company is a leading insurance provider that specializes in protecting floral businesses across the United States. With a stellar A+ rating from A.M. Best, competitive pricing, and a wide range of coverage options, Florists’ Mutual Insurance Company is the trusted choice for florists seeking reliable and comprehensive insurance solutions. Whether you own a small flower shop or a large floral business, Florists’ Mutual Insurance Company is committed to safeguarding your assets and providing peace of mind, so you can focus on what you do best – creating beautiful arrangements for your customers.

Is Florists' Mutual Insurance Company a Good Choice?

Company Contact Information:

Related Parent or Child Companies:

  • No information about related parent or child companies.

Financial Ratings:

  • A.M. Best Rating: A+

Customer Service Ratings:

  • Not mentioned in the article.

Claims Information:

  • Claims Process: Contact the company’s claims department via phone or email to initiate the claims process.
  • Claims Support: Claims representatives available 24/7 to assist with claims inquiries and process.
  • Required Documentation: Detailed incident report, supporting documents, and proof of loss may be required.

Company Apps: Florists’ Mutual Insurance Company does not mention any company apps in the article.

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Florists' Mutual Insurance Company Discounts Available

Florists’ Mutual Insurance Company offers various discounts to eligible customers, including:

  • Multi-policy discount: Save when you bundle multiple policies, such as business insurance and commercial auto insurance, with Florists’ Mutual Insurance Company.
  • Claims-free discount: Enjoy savings for maintaining a claims-free record with Florists’ Mutual Insurance Company.
  • Business experience discount: Save based on the number of years you have been in the floral industry with Florists’ Mutual Insurance Company.
  • Safety and security features discount: Get rewarded for installing safety and security features in your floral business, such as alarms, sprinkler systems, and surveillance cameras.
  • Payment discounts: Enjoy savings for choosing to pay your premium in full, setting up automatic payments, or opting for electronic billing with Florists’ Mutual Insurance Company.

Note: Eligibility and availability of discounts may vary based on location and policy type. Contact Florists’ Mutual Insurance Company for specific details on discounts and how to qualify.

Florists' Mutual Insurance Company Coverage Options

Florists’ Mutual Insurance Company offers a comprehensive range of coverage options tailored specifically for floral businesses. These coverage options may include:

  • General Liability Insurance: Protects your floral business against claims of bodily injury, property damage, and personal injury.
  • Property Insurance: Covers your floral shop and its contents, including inventory, equipment, and fixtures, against damage or loss due to fire, theft, vandalism, or other covered perils.
  • Business Interruption Insurance: Provides coverage for lost income and ongoing expenses if your floral business is unable to operate due to a covered event, such as a fire or natural disaster.
  • Commercial Auto Insurance: Covers your floral delivery vehicles against accidents, damage, and theft while in use for your floral business.
  • Workers’ Compensation Insurance: Provides coverage for work-related injuries or illnesses sustained by your floral business employees.
  • Umbrella Insurance: Offers additional liability coverage beyond the limits of your general liability, auto liability, and employer’s liability insurance policies.
  • Professional Liability Insurance: Protects against claims of professional negligence, errors, or omissions in providing floral services or advice.

Note: Coverage options and limits may vary based on policy type, location, and specific needs of your floral business. Contact Florists’ Mutual Insurance Company for a customized insurance solution that meets your unique requirements.

Florists' Mutual Insurance Company vs. Competitors

Florists’ Mutual Insurance Company operates in a competitive insurance market, with several other companies offering similar products and services. Some of the main competitors of Florists’ Mutual Insurance Company include:

  • Farmers Insurance Group: Farmers Insurance Group is a well-known insurance company that offers various types of insurance, including auto, home, and business insurance. They have a strong presence in the insurance market and are known for their extensive coverage options and competitive rates.
  • State Farm Insurance: State Farm Insurance is another prominent insurance company that offers a wide range of insurance products, including auto, home, and life insurance. They are known for their extensive agent network and personalized customer service.
  • Allstate Insurance: Allstate Insurance is a popular insurance company that offers various types of insurance, including auto, home, and renters insurance. They are known for their innovative coverage options and technology-driven services.
  • Progressive Insurance: Progressive Insurance is a well-known insurance company that offers auto, home, and other types of insurance. They are known for their competitive rates, user-friendly online tools, and unique features such as Snapshot, which tracks driving habits to offer personalized discounts.
  • Nationwide Insurance: Nationwide Insurance is a prominent insurance company that offers a wide range of insurance products, including auto, home, and business insurance. They are known for their extensive coverage options and flexible policy features.

Note: This list of competitors is not exhaustive and may vary depending on the location and market dynamics. It is recommended to research and compare different insurance companies based on individual needs and preferences.

Frequently Asked Questions

Does Florists’ Mutual Insurance Company offer coverage in all states?

Florists’ Mutual Insurance Company’s coverage availability may vary by state. It is best to check with the company directly or consult their website for a list of states where they offer their services.

What discounts are available from Florists’ Mutual Insurance Company?

Florists’ Mutual Insurance Company may offer various discounts to qualifying customers, such as multi-policy discounts, claims-free discounts, or safety and security discounts. Contact the company or refer to their website for more information on available discounts and eligibility criteria.

How do I file a claim with Florists’ Mutual Insurance Company?

To file a claim with Florists’ Mutual Insurance Company, you can contact their claims department via phone or email. The company will guide you through the claims process and provide necessary instructions and documentation requirements.

Does Florists’ Mutual Insurance Company have a mobile app for policyholders?

Yes, Florists’ Mutual Insurance Company may have a mobile app that policyholders can download on their smartphones or tablets. The app may provide access to policy information, claims filing, payment options, and other helpful features. Check with the company or refer to their website for more information on their mobile app.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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