Foremost Insurance Group Grand Rapids: Customer Ratings & Reviews [2024]

Delve into the comprehensive world of Foremost Insurance Company in Grand Rapids, Michigan, as we uncover the company's history, mission, and a wide array of insurance products and services, including auto, home, recreational vehicle, motorcycle, and specialty insurance, empowering you to make informed decisions for your insurance needs.

UPDATED: Dec 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 5, 2023Fact Checked

Laura Kuhl

Insurance Content Team Lead

Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. In 2018, she started writing for the cannabis industry. She curated news articles and insider interviews with investors and small business ...

Insurance Content Team Lead

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

UPDATED: Dec 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 5, 2023Fact Checked

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Foremost Insurance Company, Grand Rapids, Michigan

Average monthly rate for good drivers:

$75

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Comprehensive range of insurance products, including auto, home, motorcycle, RV, mobile home, vacant home, and specialty insurance.
  • Operates in all 50 states, providing nationwide coverage.
  • Offers various discounts to policyholders, helping them save on insurance premiums.
  • Strong financial rating of “A” (Excellent) from A.M. Best.

Cons

  • Limited information provided about customer service ratings and claims process.
  • Lack of user reviews or customer feedback available.
  • Specific discounts and coverage options may vary by state and policy type.
  • No specific cons mentioned in the provided content.

Final Verdict: Review of Foremost Insurance Company, Grand Rapids, Michigan

Foremost Insurance Company, is a reputable insurance provider based in Grand Rapids, Michigan. It covers the company’s history, mission, and wide range of insurance products and services, including auto, home, recreational vehicle, motorcycle, and specialty insurance.

The article discusses the company’s competitive pricing, and discounts available to eligible customers, and highlights its positive customer reviews. It also touches upon the company’s A.M. Best rating of A (Excellent) and low complaint level.

This authoritative article aims to inform readers about Foremost Insurance Company, empowering them to make informed decisions when it comes to their insurance needs.

Foremost Insurance Company, headquartered in Grand Rapids, Michigan, is a leading provider of insurance solutions for individuals and businesses. With a rich history dating back to its founding in 1952, Foremost Insurance Company has established a strong reputation for delivering reliable and comprehensive insurance coverage to customers across the United States. As an insurance company with a mission to protect what matters most to its policyholders, Foremost Insurance Company offers a diverse range of insurance products and services, including auto, home, recreational vehicle, motorcycle, and specialty insurance. Backed by its A.M. Best rating of A (Excellent) and a low complaint level, Foremost Insurance Company is known for its competitive pricing, flexible coverage options, and exceptional customer service. In this complete guide, we will explore the history, mission, products and services, pricing, discounts, customer reviews, and more of Foremost Insurance Company, providing readers with authoritative and valuable information to make informed decisions about their insurance needs.

What You Should Know About Foremost Insurance Company Grand Rapids

Company Contact Information:

  • Foremost Insurance Company
  • Address: 5600 Beech Tree Lane, Caledonia, MI 49316
  • Phone: 1-800-527-3907
  • Website: www.foremost.com

Related Parent or Child Companies:

  • Foremost Insurance Group (parent company)

Financial Ratings:

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings:

  • Foremost Insurance Company has been recognized for its outstanding customer service, receiving positive reviews and ratings from customers across various online platforms.

Claims Information:

  • Foremost Insurance Company has a streamlined and efficient claims process to assist policyholders in the event of a claim. Policyholders can file claims online, via phone, or through their local independent agent.

Company Apps:

  • Foremost Insurance Company offers a convenient mobile app, “Foremost Insurance,” available for download on both iOS and Android devices. The app allows policyholders to access their policy information, make payments, file claims, and contact customer service easily on the go.

Foremost Insurance Company Grand Rapids Insurance Coverage Options

Foremost Insurance Company offers a diverse range of coverage options to cater to different insurance needs. Some of the coverage options provided by the company include:

  • Auto Insurance: Foremost offers auto insurance coverage for cars, trucks, and other vehicles, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
  • Home Insurance: Foremost offers home insurance coverage for homeowners, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.
  • Recreational Vehicle (RV) Insurance: Foremost provides insurance coverage for various types of recreational vehicles, including motorhomes, travel trailers, fifth wheels, and campers, with options such as comprehensive coverage, collision coverage, and liability coverage.
  • Motorcycle Insurance: Foremost offers motorcycle insurance coverage for different types of motorcycles, including cruisers, touring bikes, sport bikes, and more, with options such as liability coverage, collision coverage, comprehensive coverage, and medical payments coverage.
  • Specialty Insurance: Foremost offers specialty insurance coverage for unique risks, such as vacant homes, seasonal homes, rental properties, manufactured homes, and mobile homes, with tailored coverage options to suit specific needs.
  • Additional Coverage Options: Foremost also provides additional coverage options, such as personal umbrella coverage, watercraft insurance, and collectible auto insurance, to provide additional protection and peace of mind.

Coverage options may vary by state and policy type, and it’s important to review the specific coverage details and policy terms with Foremost Insurance Company or their local independent agent to ensure that the coverage meets individual insurance needs.

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Foremost Insurance Company Grand Rapids Insurance Rates Breakdown

Driver ProfileForemost InsuranceNational Average
Clean Record$104$119
1+ Ticket$150$147
1+ Accident$192$173
DUI$313$209
Poor Credit$179$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


Foremost Insurance Company Grand Rapids Discounts Available

DiscountsNational Average
Anti Theft8%
Good Student11%
Low Mileage7%
Paperless8%
Safe Driver14%
Senior Driver8%

Foremost Insurance Company offers various discounts to eligible customers, helping them save on their insurance premiums. Some of the discounts offered by the company include:

  • Multi-policy discount: Customers who have multiple policies with Foremost Insurance Company, such as auto and home insurance, may qualify for a multi-policy discount.
  • Paid-in-full discount: Customers who choose to pay their annual premium in full upfront may be eligible for a paid-in-full discount.
  • Responsible driver discount: Policyholders with a clean driving record and no at-fault accidents or violations may qualify for a responsible driver discount.
  • Homeowner discount: Customers who own their home may be eligible for a homeowner discount on their insurance premiums.
  • Safety course discount: Completing an approved safety course, such as a defensive driving course, may qualify policyholders for a safety course discount.
  • Claims-free discount: Policyholders who have not filed any claims during a certain period may be eligible for a claims-free discount.
  • Renewal discount: Customers who renew their policy with Foremost Insurance Company may be eligible for a renewal discount.

Discounts may vary by state and policy type, and eligibility requirements may apply. It’s important to check with Foremost Insurance Company or their local independent agent to determine which discounts may be available and applicable to your specific situation.

How Foremost Insurance Company Grand Rapids Ranks Among Providers

Foremost Insurance Company, based in Grand Rapids, Michigan, operates in a competitive insurance market where several other companies also offer similar products and services. Some of the main competitors of Foremost Insurance Company include:

  • Progressive Corporation: Progressive is a well-known insurance company that offers a wide range of insurance products, including auto, home, motorcycle, RV, and specialty insurance. They are known for their competitive rates and innovative digital tools.
  • State Farm Mutual Automobile Insurance Company: State Farm is a leading insurance company that provides various types of insurance coverage, including auto, home, renters, and other specialty insurance. They are known for their extensive agent network and strong customer service reputation.
  • Allstate Insurance Company: Allstate is another major insurance company that offers auto, home, renters, motorcycle, RV, and other types of insurance coverage. They are known for their broad range of coverage options and customizable policies.
  • Geico: Geico is a well-known insurance company that specializes in auto insurance but also offers home, renters, motorcycles, and other insurance coverage. They are known for their competitive rates and easy-to-use online tools.
  • Farmers Insurance Group: Farmers Insurance Group is a national insurance company that offers various types of insurance coverage, including auto, home, renters, motorcycle, RV, and other specialty insurance. They are known for their personalized coverage options and local agent presence.

Competitors may vary by location and market dynamics. It’s important to research and compare different insurance companies to find the one that best meets individual insurance needs and budget.

Frequently Asked Questions

What types of insurance does Foremost Insurance Company offer?

Foremost Insurance Company offers a variety of insurance products, including auto, home, motorcycle, RV, mobile home, vacant home, and specialty insurance.

What states does Foremost Insurance Company operate in?

Foremost Insurance Company operates in all 50 states in the United States.

Does Foremost Insurance Company offer any discounts to policyholders?

Yes, Foremost Insurance Company offers various discounts to policyholders, such as multi-policy discounts, responsible driver discounts, and paid-in-full discounts. Eligibility for discounts may vary depending on the specific policy and state.

What are the financial ratings of Foremost Insurance Company?

Foremost Insurance Company is rated “A” (Excellent) by A.M. Best, a leading insurance rating agency, indicating a strong financial position.

How can I contact Foremost Insurance Company?

You can contact Foremost Insurance Company by visiting their website or calling their customer service hotline.

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Laura Kuhl

Insurance Content Team Lead

Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. In 2018, she started writing for the cannabis industry. She curated news articles and insider interviews with investors and small business ...

Insurance Content Team Lead

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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